Wichita County, TX: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1452-bedroom FMR, FY2027

$9491-bedroom FMR, FY2027

$72,95080% income limit, family of 4 (FY2026)

$91,200Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Wichita County is $1,145 a month, up 0.8% from $1,136 in FY2026. Wichita County belongs to the Wichita Falls, TX MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Wichita County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$839	$831	+1.0%	$756 – $922
1 bedroom	$949	$925	+2.6%	$855 – $1,043
2 bedrooms	$1,145	$1,136	+0.8%	$1,031 – $1,259
3 bedrooms	$1,542	$1,553	−0.7%	$1,388 – $1,696
4 bedrooms	$1,740	$1,759	−1.1%	$1,566 – $1,914

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Wichita County that is typically $1,031 to $1,259 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$42,304median income of renter households

$1,006Median gross rent, all units

29%Rent-to-income ratio (median rent ÷ median renter income)

45%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $42,304 can afford about $1,058 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,145 is $87 (8.3%) more than that. To rent a two-bedroom at the FMR, a household needs $45,800 a year under the 30% rule, or $41,220 under the common landlord rule that income must be three times the rent.

Wichita County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,006 ±$32
Median income of renter households	$42,304 ±$2,002
Renters paying 30% or more of income (cost-burdened)	44.9% ±2.9
Renters paying 50% or more (severely cost-burdened)	19.0% ±2.1
Renter households (where the share can be computed)	17,102

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$797	$1,006	+26.2%
Median renter household income	$31,686	$42,304	+33.5%
Renters paying 30%+ of income	48.5%	44.9%	−3.6 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,030 to $1,700 depending on the ZIP code.

All 26 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
76228	$870	$980	$1,180	$1,590	$1,770
76230	$970	$1,060	$1,270	$1,760	$1,840
76261	$800	$890	$1,070	$1,460	$1,590
76301	$750	$840	$1,030	$1,400	$1,590
76302	$840	$940	$1,140	$1,530	$1,730
76305	$750	$850	$1,030	$1,400	$1,590
76306	$810	$910	$1,100	$1,480	$1,670
76307	$850	$960	$1,160	$1,560	$1,760
76308	$920	$1,040	$1,250	$1,680	$1,900
76309	$840	$950	$1,150	$1,550	$1,750
76310	$890	$1,010	$1,220	$1,640	$1,850
76311	$1,250	$1,410	$1,700	$2,290	$2,580
76351	$750	$840	$1,030	$1,400	$1,590
76352	$750	$840	$1,030	$1,400	$1,590
76354	$800	$900	$1,090	$1,470	$1,660
76357	$750	$840	$1,030	$1,400	$1,590
76360	$760	$850	$1,030	$1,400	$1,590
76365	$750	$840	$1,030	$1,400	$1,590
76366	$750	$840	$1,030	$1,400	$1,590
76367	$850	$950	$1,170	$1,590	$1,800
76369	$850	$960	$1,160	$1,560	$1,760
76370	$760	$840	$1,030	$1,400	$1,590
76374	$770	$840	$1,030	$1,410	$1,590
76377	$750	$840	$1,030	$1,400	$1,590
76379	$820	$930	$1,120	$1,510	$1,700
76389	$790	$900	$1,080	$1,450	$1,630

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Wichita County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $91,200 (FY2025: $89,900, +1.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$19,150 +2.4%	$21,900 +2.6%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$31,950 +2.7%	$36,500 +2.5%	$41,050 +2.6%	$45,600 +2.6%	$49,250 +2.5%	$52,900 +2.5%	$56,550 +2.5%	$60,200 +2.6%
Low income (80%)	$51,100 +2.6%	$58,400 +2.6%	$65,700 +2.7%	$72,950 +2.6%	$78,800 +2.6%	$84,650 +2.6%	$90,500 +2.6%	$96,300 +2.6%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.