Lynn County, TX: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0252-bedroom FMR, FY2027

$7841-bedroom FMR, FY2027

$71,70080% income limit, family of 4 (FY2026)

$90,000Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Lynn County is $1,025 a month, up 1.8% from $1,007 in FY2026. Lynn County belongs to the Lynn County, TX HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Lynn County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$743	$705	+5.4%	$669 – $817
1 bedroom	$784	$767	+2.2%	$706 – $862
2 bedrooms	$1,025	$1,007	+1.8%	$923 – $1,127
3 bedrooms	$1,253	$1,207	+3.8%	$1,128 – $1,378
4 bedrooms	$1,595	$1,465	+8.9%	$1,436 – $1,754

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Lynn County that is typically $923 to $1,127 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$49,659median income of renter households

$927Median gross rent, all units

22%Rent-to-income ratio (median rent ÷ median renter income)

43%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $49,659 can afford about $1,241 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,025 is $216 (17.4%) less than that. To rent a two-bedroom at the FMR, a household needs $41,000 a year under the 30% rule, or $36,900 under the common landlord rule that income must be three times the rent.

Lynn County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$927 ±$104
Median income of renter households	$49,659 ±$11,388
Renters paying 30% or more of income (cost-burdened)	42.7% ±13.6
Renters paying 50% or more (severely cost-burdened)	9.7% ±7.2
Renter households (where the share can be computed)	349

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$748	$927	+23.9%
Median renter household income	$21,771	$49,659	+128.1%
Renters paying 30%+ of income	51.9%	42.7%	−9.2 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,010 to $1,600 depending on the ZIP code.

All 10 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
79316	$780	$780	$1,020	$1,320	$1,510
79331	$1,290	$1,300	$1,600	$2,000	$2,460
79345	$770	$780	$1,010	$1,320	$1,510
79351	$830	$860	$1,120	$1,360	$1,690
79356	$790	$920	$1,090	$1,510	$1,810
79364	$780	$920	$1,090	$1,510	$1,800
79373	$760	$800	$1,050	$1,280	$1,630
79381	$740	$900	$1,060	$1,480	$1,750
79383	$750	$790	$1,020	$1,250	$1,600
79423	$1,010	$1,180	$1,400	$1,940	$2,320

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Lynn County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $90,000 (FY2025: $81,500, +10.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,850 +9.9%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +3.6%
Very low income (50%)	$31,400 +10.0%	$35,850 +10.0%	$40,350 +9.9%	$44,800 +9.9%	$48,400 +9.9%	$52,000 +9.9%	$55,600 +10.0%	$59,150 +9.9%
Low income (80%)	$50,200 +10.0%	$57,400 +10.0%	$64,550 +10.0%	$71,700 +10.0%	$77,450 +9.9%	$83,200 +10.0%	$88,900 +10.0%	$94,650 +9.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.