Galveston County, TX: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,4972-bedroom FMR, FY2027
$1,2611-bedroom FMR, FY2027
$83,20080% income limit, family of 4 (FY2026)
$104,000Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Galveston County is $1,497 a month, down 4.8% from $1,573 in FY2026. Galveston County belongs to the Houston-The Woodlands-Sugar Land, TX HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Galveston County by bedroom count

Unit sizeFY2027 FMRFY2026 FMRChangePayment standard range (90–110%)
Studio$1,233$1,280−3.7%$1,110 – $1,356
1 bedroom$1,261$1,323−4.7%$1,135 – $1,387
2 bedrooms$1,497$1,573−4.8%$1,348 – $1,646
3 bedrooms$2,017$2,116−4.7%$1,816 – $2,218
4 bedrooms$2,502$2,639−5.2%$2,252 – $2,752

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Galveston County that is typically $1,348 to $1,646 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$50,905median income of renter households
$1,404Median gross rent, all units
33%Rent-to-income ratio (median rent ÷ median renter income)
55%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $50,905 can afford about $1,273 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,497 is $224 (17.6%) more than that. To rent a two-bedroom at the FMR, a household needs $59,880 a year under the 30% rule, or $53,892 under the common landlord rule that income must be three times the rent.

Galveston County, ACS 2020–2024Estimate ± MOE
Median gross rent (rent + utilities)$1,404 ±$28
Median income of renter households$50,905 ±$2,921
Renters paying 30% or more of income (cost-burdened)54.9% ±2.9
Renters paying 50% or more (severely cost-burdened)30.5% ±2.3
Renter households (where the share can be computed)42,947

Change since 2015–2019

ACS 2015–2019ACS 2020–2024Change
Median gross rent$1,078$1,404+30.2%
Median renter household income$42,412$50,905+20.0%
Renters paying 30%+ of income47.8%54.9%+7.1 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,010 to $2,250 depending on the ZIP code.

All 327 ZIP codes in this FMR area
ZIP0 BR1 BR2 BR3 BR4 BR
77001$1,210$1,240$1,470$1,980$2,460
77002$1,850$1,900$2,250$3,030$3,760
77003$1,450$1,480$1,760$2,370$2,940
77004$1,220$1,250$1,480$1,990$2,470
77005$1,840$1,880$2,230$3,010$3,730
77006$1,850$1,900$2,250$3,030$3,760
77007$1,850$1,900$2,250$3,030$3,760
77008$1,490$1,530$1,810$2,440$3,030
77009$1,100$1,130$1,340$1,810$2,240
77010$1,850$1,900$2,250$3,030$3,760
77011$930$950$1,130$1,520$1,890
77012$840$860$1,020$1,370$1,700
77013$1,010$1,040$1,230$1,660$2,060
77014$1,090$1,110$1,320$1,780$2,210
77015$1,100$1,120$1,330$1,790$2,220
77016$1,050$1,070$1,270$1,710$2,120
77017$960$980$1,160$1,560$1,940
77018$1,170$1,200$1,420$1,910$2,370
77019$1,850$1,900$2,250$3,030$3,760
77020$860$880$1,050$1,410$1,760
77021$1,110$1,140$1,350$1,820$2,260
77022$970$990$1,180$1,590$1,970
77023$960$990$1,170$1,580$1,960
77024$1,690$1,730$2,050$2,760$3,430
77025$1,390$1,420$1,690$2,280$2,820
77026$840$860$1,020$1,370$1,700
77027$1,840$1,880$2,230$3,010$3,730
77028$1,040$1,060$1,260$1,700$2,110
77029$1,020$1,040$1,240$1,670$2,070
77030$1,680$1,720$2,040$2,750$3,410
77031$960$980$1,160$1,560$1,940
77032$1,090$1,110$1,320$1,780$2,210
77033$1,140$1,160$1,380$1,860$2,310
77034$1,060$1,090$1,290$1,740$2,160
77035$1,000$1,030$1,220$1,640$2,040
77036$1,080$1,100$1,310$1,770$2,190
77037$940$960$1,140$1,540$1,910
77038$1,140$1,160$1,380$1,860$2,310
77039$1,070$1,100$1,300$1,750$2,170
77040$1,190$1,210$1,440$1,940$2,410
77041$1,460$1,490$1,770$2,390$2,960
77042$1,310$1,340$1,590$2,140$2,660
77043$1,300$1,330$1,580$2,130$2,640
77044$1,480$1,530$1,810$2,430$3,040
77045$1,190$1,220$1,450$1,950$2,420
77046$1,580$1,620$1,920$2,590$3,210
77047$1,520$1,560$1,850$2,490$3,090
77048$1,200$1,230$1,460$1,970$2,440
77049$1,340$1,370$1,630$2,200$2,720
77050$1,060$1,090$1,290$1,740$2,160
77051$1,200$1,230$1,460$1,970$2,440
77052$1,210$1,240$1,470$1,980$2,460
77053$1,400$1,430$1,700$2,290$2,840
77054$1,460$1,490$1,770$2,390$2,960
77055$1,120$1,150$1,360$1,830$2,270
77056$1,820$1,860$2,210$2,980$3,690
77057$1,410$1,440$1,710$2,300$2,860
77058$1,270$1,300$1,540$2,080$2,570
77059$1,640$1,680$1,990$2,680$3,330
77060$1,050$1,070$1,270$1,710$2,120
77061$860$880$1,040$1,400$1,740
77062$1,200$1,230$1,460$1,970$2,440
77063$1,330$1,360$1,610$2,170$2,690
77064$1,350$1,380$1,640$2,210$2,740
77065$1,310$1,340$1,590$2,140$2,660
77066$1,280$1,310$1,550$2,090$2,590
77067$1,010$1,040$1,230$1,660$2,060
77068$1,180$1,200$1,430$1,930$2,390
77069$1,350$1,380$1,640$2,210$2,740
77070$1,430$1,470$1,740$2,340$2,910
77071$960$980$1,160$1,560$1,940
77072$1,140$1,160$1,380$1,860$2,310
77073$1,180$1,200$1,430$1,930$2,390
77074$1,040$1,060$1,260$1,700$2,110
77075$1,080$1,100$1,310$1,770$2,190
77076$1,040$1,060$1,260$1,700$2,110
77077$1,460$1,490$1,770$2,390$2,960
77078$1,210$1,240$1,470$1,980$2,460
77079$1,530$1,570$1,860$2,510$3,110
77080$1,140$1,160$1,380$1,860$2,310
77081$1,040$1,060$1,260$1,700$2,110
77082$1,290$1,320$1,570$2,120$2,620
77083$1,260$1,290$1,530$2,060$2,560
77084$1,400$1,430$1,700$2,290$2,840
77085$1,210$1,240$1,470$1,980$2,460
77086$1,090$1,110$1,320$1,780$2,210
77087$930$950$1,130$1,520$1,890
77088$1,070$1,100$1,300$1,750$2,170
77089$1,280$1,310$1,560$2,100$2,610
77090$1,220$1,250$1,480$1,990$2,470
77091$980$1,000$1,190$1,600$1,990
77092$1,090$1,110$1,320$1,780$2,210
77093$1,000$1,020$1,210$1,630$2,020
77094$1,490$1,530$1,810$2,440$3,030
77095$1,430$1,470$1,740$2,340$2,910
77096$1,180$1,200$1,430$1,930$2,390
77098$1,850$1,900$2,250$3,030$3,760
77099$1,170$1,200$1,420$1,910$2,370
77204$1,210$1,240$1,470$1,980$2,450
77205$1,210$1,240$1,470$1,980$2,460
77206$1,210$1,240$1,470$1,980$2,460
77207$1,210$1,240$1,470$1,980$2,460
77208$1,210$1,240$1,470$1,980$2,460
77210$1,210$1,240$1,470$1,980$2,460
77215$1,210$1,240$1,470$1,980$2,460
77217$1,210$1,240$1,470$1,980$2,460
77218$1,210$1,240$1,470$1,980$2,460
77219$1,210$1,240$1,470$1,980$2,460
77220$1,210$1,240$1,470$1,980$2,460
77221$1,210$1,240$1,470$1,980$2,460
77222$1,210$1,240$1,470$1,980$2,460
77223$1,210$1,240$1,470$1,980$2,460
77224$1,210$1,240$1,470$1,980$2,460
77225$1,210$1,240$1,470$1,980$2,460
77226$1,210$1,240$1,470$1,980$2,460
77227$1,210$1,240$1,470$1,980$2,460
77228$1,210$1,240$1,470$1,980$2,460
77230$1,210$1,240$1,470$1,980$2,460
77231$1,210$1,240$1,470$1,980$2,460
77233$1,210$1,240$1,470$1,980$2,460
77234$1,210$1,240$1,470$1,980$2,460
77235$1,210$1,240$1,470$1,980$2,460
77236$1,210$1,240$1,470$1,980$2,460
77237$1,210$1,240$1,470$1,980$2,460
77238$1,210$1,240$1,470$1,980$2,460
77240$1,210$1,240$1,470$1,980$2,460
77241$1,210$1,240$1,470$1,980$2,460
77242$1,210$1,240$1,470$1,980$2,460
77243$1,210$1,240$1,470$1,980$2,460
77244$1,210$1,240$1,470$1,980$2,460
77245$1,210$1,240$1,470$1,980$2,460
77248$1,210$1,240$1,470$1,980$2,460
77249$1,210$1,240$1,470$1,980$2,460
77251$1,210$1,240$1,470$1,980$2,460
77252$1,210$1,240$1,470$1,980$2,460
77253$1,210$1,240$1,470$1,980$2,460
77254$1,210$1,240$1,470$1,980$2,460
77255$1,210$1,240$1,470$1,980$2,460
77256$1,210$1,240$1,470$1,980$2,460
77257$1,210$1,240$1,470$1,980$2,460
77258$1,210$1,240$1,470$1,980$2,460
77259$1,210$1,240$1,470$1,980$2,460
77261$1,210$1,240$1,470$1,980$2,460
77262$1,210$1,240$1,470$1,980$2,460
77263$1,210$1,240$1,470$1,980$2,460
77265$1,210$1,240$1,470$1,980$2,460
77266$1,210$1,240$1,470$1,980$2,460
77267$1,210$1,240$1,470$1,980$2,460
77268$1,210$1,240$1,470$1,980$2,460
77269$1,210$1,240$1,470$1,980$2,460
77270$1,210$1,240$1,470$1,980$2,460
77271$1,210$1,240$1,470$1,980$2,460
77272$1,210$1,240$1,470$1,980$2,460
77273$1,210$1,240$1,470$1,980$2,460
77274$1,210$1,240$1,470$1,980$2,460
77275$1,210$1,240$1,470$1,980$2,460
77277$1,210$1,240$1,470$1,980$2,460
77279$1,210$1,240$1,470$1,980$2,460
77280$1,210$1,240$1,470$1,980$2,460
77282$1,210$1,240$1,470$1,980$2,460
77284$1,210$1,240$1,470$1,980$2,460
77287$1,210$1,240$1,470$1,980$2,460
77288$1,210$1,240$1,470$1,980$2,460
77289$1,210$1,240$1,470$1,980$2,460
77290$1,210$1,240$1,470$1,980$2,460
77291$1,210$1,240$1,470$1,980$2,460
77292$1,210$1,240$1,470$1,980$2,460
77293$1,210$1,240$1,470$1,980$2,460
77301$1,110$1,140$1,350$1,820$2,260
77302$1,180$1,210$1,440$1,930$2,410
77303$1,050$1,080$1,280$1,720$2,140
77304$1,230$1,260$1,490$2,010$2,490
77305$1,320$1,350$1,600$2,160$2,670
77306$880$900$1,070$1,440$1,790
77315$1,210$1,240$1,470$1,980$2,460
77316$1,260$1,290$1,530$2,060$2,560
77318$1,210$1,240$1,470$1,980$2,460
77325$1,210$1,240$1,470$1,980$2,460
77327$920$940$1,120$1,510$1,870
77328$1,000$1,050$1,210$1,580$2,020
77336$1,280$1,310$1,560$2,100$2,610
77338$1,210$1,240$1,470$1,980$2,460
77339$1,420$1,450$1,720$2,320$2,870
77345$1,810$1,850$2,200$2,960$3,680
77346$1,550$1,580$1,880$2,530$3,140
77347$1,210$1,240$1,470$1,980$2,460
77353$1,320$1,350$1,600$2,160$2,670
77354$1,540$1,580$1,870$2,520$3,130
77355$1,280$1,310$1,550$2,090$2,590
77356$1,430$1,470$1,740$2,340$2,910
77357$1,190$1,210$1,440$1,940$2,410
77358$1,150$1,380$1,520$2,060$2,270
77362$1,420$1,460$1,720$2,320$2,880
77363$1,100$1,160$1,450$1,770$2,090
77365$1,230$1,260$1,490$2,010$2,490
77368$940$960$1,140$1,540$1,910
77369$930$940$1,140$1,510$1,860
77371$960$1,060$1,160$1,450$1,940
77372$1,090$1,110$1,320$1,780$2,210
77373$1,480$1,520$1,800$2,430$3,010
77375$1,390$1,420$1,690$2,280$2,820
77377$1,470$1,510$1,790$2,410$2,990
77378$1,270$1,310$1,540$2,060$2,570
77379$1,450$1,480$1,760$2,370$2,940
77380$1,570$1,610$1,910$2,570$3,190
77381$1,540$1,580$1,870$2,520$3,130
77382$1,660$1,710$2,040$2,740$3,420
77383$1,210$1,240$1,470$1,980$2,460
77384$1,320$1,350$1,600$2,160$2,670
77385$1,540$1,580$1,870$2,520$3,130
77386$1,680$1,720$2,040$2,750$3,410
77387$1,320$1,350$1,600$2,160$2,670
77388$1,610$1,650$1,960$2,640$3,280
77389$1,600$1,630$1,940$2,610$3,240
77391$1,210$1,240$1,470$1,980$2,460
77393$1,320$1,350$1,600$2,160$2,670
77396$1,310$1,340$1,590$2,140$2,660
77401$1,850$1,900$2,250$3,030$3,760
77402$1,210$1,240$1,470$1,980$2,460
77406$1,720$1,760$2,090$2,820$3,490
77407$1,700$1,740$2,070$2,790$3,460
77410$1,210$1,240$1,470$1,980$2,460
77411$1,210$1,240$1,470$1,980$2,460
77413$1,210$1,240$1,470$1,980$2,460
77417$960$990$1,170$1,580$1,960
77420$890$940$1,120$1,460$1,890
77423$1,220$1,250$1,480$1,990$2,470
77429$1,500$1,530$1,820$2,450$3,040
77430$1,270$1,420$1,600$2,170$2,680
77433$1,690$1,730$2,050$2,760$3,430
77435$910$1,010$1,300$1,740$1,760
77441$1,610$1,660$1,980$2,660$3,310
77444$1,090$1,190$1,370$1,850$2,260
77445$1,040$1,060$1,260$1,700$2,110
77446$860$880$1,040$1,400$1,740
77447$1,420$1,450$1,720$2,320$2,870
77449$1,580$1,620$1,920$2,590$3,210
77450$1,520$1,560$1,850$2,490$3,090
77451$990$1,010$1,200$1,620$2,010
77459$1,770$1,810$2,150$2,900$3,590
77461$1,070$1,100$1,300$1,750$2,170
77464$1,050$1,070$1,290$1,750$2,160
77466$1,190$1,220$1,460$1,960$2,430
77469$1,450$1,480$1,760$2,370$2,940
77471$1,190$1,220$1,450$1,950$2,420
77476$1,150$1,170$1,410$1,900$2,350
77477$1,300$1,330$1,580$2,130$2,640
77478$1,520$1,550$1,840$2,480$3,080
77479$1,780$1,820$2,160$2,910$3,610
77481$1,380$1,430$1,680$2,270$2,810
77484$980$1,000$1,190$1,600$1,980
77485$800$810$1,010$1,400$1,700
77487$1,560$1,600$1,900$2,560$3,180
77489$1,580$1,620$1,920$2,590$3,210
77491$1,210$1,240$1,470$1,980$2,460
77492$1,210$1,240$1,470$1,980$2,460
77493$1,580$1,620$1,920$2,590$3,210
77494$1,850$1,900$2,250$3,030$3,760
77496$1,560$1,600$1,900$2,560$3,180
77497$1,560$1,600$1,900$2,560$3,180
77498$1,610$1,640$1,950$2,630$3,260
77501$1,210$1,240$1,470$1,980$2,460
77502$1,070$1,100$1,300$1,750$2,170
77503$1,060$1,090$1,290$1,740$2,160
77504$1,060$1,090$1,290$1,740$2,160
77505$1,360$1,390$1,650$2,220$2,760
77506$950$970$1,150$1,550$1,920
77507$1,550$1,580$1,880$2,530$3,140
77508$1,210$1,240$1,470$1,980$2,460
77510$980$1,000$1,190$1,600$1,990
77511$910$1,070$1,170$1,590$1,960
77514$1,280$1,310$1,550$2,090$2,590
77517$830$870$1,040$1,380$1,730
77518$1,170$1,200$1,420$1,910$2,370
77520$1,050$1,070$1,270$1,710$2,120
77521$1,210$1,240$1,470$1,980$2,460
77522$1,210$1,240$1,470$1,980$2,460
77523$1,340$1,370$1,630$2,200$2,720
77530$990$1,010$1,200$1,620$2,010
77532$1,110$1,140$1,350$1,820$2,260
77533$950$970$1,150$1,550$1,920
77535$990$1,010$1,200$1,620$2,010
77536$1,200$1,230$1,460$1,970$2,440
77538$960$980$1,180$1,570$1,940
77539$1,250$1,280$1,520$2,050$2,540
77545$1,830$1,870$2,220$2,990$3,710
77546$1,500$1,540$1,830$2,460$3,050
77547$1,010$1,040$1,230$1,660$2,060
77549$1,220$1,250$1,480$1,990$2,470
77550$1,100$1,120$1,330$1,790$2,220
77551$1,260$1,290$1,530$2,060$2,560
77552$1,220$1,250$1,480$1,990$2,470
77553$1,220$1,250$1,480$1,990$2,470
77554$1,260$1,290$1,530$2,060$2,560
77555$1,100$1,120$1,330$1,790$2,220
77560$1,170$1,190$1,420$1,910$2,360
77561$840$860$1,020$1,370$1,700
77562$1,030$1,050$1,250$1,680$2,090
77563$1,200$1,230$1,460$1,970$2,440
77564$880$900$1,070$1,430$1,780
77565$1,470$1,510$1,790$2,410$2,990
77568$1,210$1,240$1,470$1,980$2,460
77571$1,220$1,250$1,480$1,990$2,470
77572$1,210$1,240$1,470$1,980$2,460
77573$1,470$1,500$1,780$2,400$2,980
77574$1,220$1,250$1,480$1,990$2,470
77575$840$860$1,020$1,370$1,700
77580$1,330$1,360$1,610$2,170$2,690
77581$1,160$1,360$1,490$2,020$2,480
77582$840$860$1,020$1,370$1,700
77583$1,090$1,270$1,400$1,900$2,340
77584$1,320$1,550$1,700$2,300$2,840
77586$1,280$1,310$1,560$2,100$2,610
77587$1,060$1,090$1,290$1,740$2,160
77590$1,090$1,110$1,320$1,780$2,210
77591$1,110$1,140$1,350$1,820$2,260
77592$1,220$1,250$1,480$1,990$2,470
77597$1,020$1,050$1,240$1,670$2,070
77598$1,330$1,370$1,620$2,180$2,710
77617$1,220$1,250$1,480$1,990$2,470
77623$1,070$1,090$1,310$1,750$2,170
77629$950$960$1,180$1,550$1,900
77650$1,220$1,250$1,480$1,990$2,470
77661$1,070$1,090$1,310$1,750$2,170
77665$1,070$1,090$1,310$1,750$2,170
77868$850$890$1,100$1,350$1,600
77873$1,070$1,150$1,370$1,780$2,090

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Galveston County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $104,000 (FY2025: $101,100, +2.9%). Small figures under each limit show the change from FY2025.

Household size1 person2 people3 people4 people5 people6 people7 people8 people
Extremely low income (30%)$21,850
+2.8%
$25,000
+2.9%
$28,100
+2.7%
$33,000
+2.6%
$38,680
+2.7%
$44,360
+2.8%
$50,040
+2.9%
$55,720
+2.9%
Very low income (50%)$36,400
+2.8%
$41,600
+2.8%
$46,800
+2.9%
$52,000
+2.9%
$56,200
+2.9%
$60,350
+2.9%
$64,500
+2.9%
$68,650
+2.8%
Low income (80%)$58,250
+2.8%
$66,600
+2.9%
$74,900
+2.8%
$83,200
+2.8%
$89,900
+2.9%
$96,550
+2.9%
$103,200
+2.8%
$109,850
+2.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.

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