Midland County, TX: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,7942-bedroom FMR, FY2027

$1,4081-bedroom FMR, FY2027

$87,10080% income limit, family of 4 (FY2026)

$108,900Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Midland County is $1,794 a month, up 0.8% from $1,780 in FY2026. Midland County belongs to the Midland, TX HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Midland County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,335	$1,424	−6.3%	$1,202 – $1,468
1 bedroom	$1,408	$1,449	−2.8%	$1,268 – $1,548
2 bedrooms	$1,794	$1,780	+0.8%	$1,615 – $1,973
3 bedrooms	$2,223	$2,286	−2.8%	$2,001 – $2,445
4 bedrooms	$2,401	$2,667	−10.0%	$2,161 – $2,641

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Midland County that is typically $1,615 to $1,973 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$60,569median income of renter households

$1,407Median gross rent, all units

28%Rent-to-income ratio (median rent ÷ median renter income)

49%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $60,569 can afford about $1,514 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,794 is $280 (18.5%) more than that. To rent a two-bedroom at the FMR, a household needs $71,760 a year under the 30% rule, or $64,584 under the common landlord rule that income must be three times the rent.

Midland County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,407 ±$50
Median income of renter households	$60,569 ±$2,869
Renters paying 30% or more of income (cost-burdened)	49.4% ±4.9
Renters paying 50% or more (severely cost-burdened)	25.3% ±3.9
Renter households (where the share can be computed)	20,805

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$1,274	$1,407	+10.4%
Median renter household income	$58,750	$60,569	+3.1%
Renters paying 30%+ of income	44.6%	49.4%	+4.8 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,610 to $1,910 depending on the ZIP code.

All 15 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
79701	$1,290	$1,320	$1,680	$2,080	$2,410
79702	$1,330	$1,400	$1,790	$2,220	$2,420
79703	$1,440	$1,500	$1,910	$2,370	$2,680
79704	$1,330	$1,400	$1,790	$2,220	$2,420
79705	$1,380	$1,450	$1,850	$2,290	$2,490
79706	$1,290	$1,310	$1,630	$2,060	$2,410
79707	$1,340	$1,410	$1,800	$2,230	$2,410
79708	$1,330	$1,400	$1,790	$2,220	$2,420
79710	$1,330	$1,400	$1,790	$2,220	$2,420
79712	$1,330	$1,400	$1,790	$2,220	$2,420
79755	$1,290	$1,310	$1,610	$2,060	$2,410
79758	$1,290	$1,350	$1,680	$2,060	$2,410
79765	$1,360	$1,450	$1,800	$2,170	$2,450
79766	$1,290	$1,310	$1,610	$2,060	$2,410
79782	$1,320	$1,410	$1,790	$2,160	$2,460

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Midland County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $108,900 (FY2025: $118,000, −7.7%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$22,900 −1.3%	$26,150 −1.3%	$29,400 −1.3%	$33,000 −0.3%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$38,150 −1.3%	$43,600 −1.4%	$49,050 −1.3%	$54,450 −1.4%	$58,850 −1.3%	$63,200 −1.3%	$67,550 −1.3%	$71,900 −1.4%
Low income (80%)	$61,000 −1.4%	$69,700 −1.3%	$78,400 −1.4%	$87,100 −1.4%	$94,100 −1.4%	$101,050 −1.4%	$108,050 −1.3%	$115,000 −1.4%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.