Harrison County, TX: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,2442-bedroom FMR, FY2027

$9511-bedroom FMR, FY2027

$71,55080% income limit, family of 4 (FY2026)

$77,100Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Harrison County is $1,244 a month, down 1.3% from $1,260 in FY2026. Harrison County belongs to the Harrison County, TX HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Harrison County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$866	$869	−0.3%	$780 – $952
1 bedroom	$951	$960	−0.9%	$856 – $1,046
2 bedrooms	$1,244	$1,260	−1.3%	$1,120 – $1,368
3 bedrooms	$1,482	$1,511	−1.9%	$1,334 – $1,630
4 bedrooms	$1,635	$1,668	−2.0%	$1,472 – $1,798

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Harrison County that is typically $1,120 to $1,368 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$37,758median income of renter households

$974Median gross rent, all units

31%Rent-to-income ratio (median rent ÷ median renter income)

48%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $37,758 can afford about $944 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,244 is $300 (31.8%) more than that. To rent a two-bedroom at the FMR, a household needs $49,760 a year under the 30% rule, or $44,784 under the common landlord rule that income must be three times the rent.

Harrison County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$974 ±$36
Median income of renter households	$37,758 ±$4,523
Renters paying 30% or more of income (cost-burdened)	47.8% ±8.1
Renters paying 50% or more (severely cost-burdened)	20.4% ±5.5
Renter households (where the share can be computed)	5,169

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$786	$974	+23.9%
Median renter household income	$33,120	$37,758	+14.0%
Renters paying 30%+ of income	46.5%	47.8%	+1.3 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,140 to $1,410 depending on the ZIP code.

All 18 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
75601	$910	$930	$1,140	$1,450	$1,530
75602	$910	$940	$1,150	$1,460	$1,570
75605	$1,130	$1,150	$1,380	$1,770	$1,900
75639	$850	$880	$1,140	$1,380	$1,590
75640	$1,080	$1,100	$1,330	$1,700	$1,820
75642	$890	$970	$1,270	$1,520	$1,680
75650	$980	$1,080	$1,410	$1,680	$1,850
75651	$910	$1,000	$1,300	$1,560	$1,720
75657	$810	$870	$1,140	$1,360	$1,530
75659	$960	$1,060	$1,380	$1,660	$1,840
75661	$860	$920	$1,180	$1,450	$1,620
75670	$820	$900	$1,180	$1,410	$1,550
75671	$860	$950	$1,240	$1,480	$1,630
75672	$880	$960	$1,260	$1,500	$1,660
75683	$940	$960	$1,150	$1,520	$1,640
75688	$860	$950	$1,240	$1,480	$1,630
75692	$960	$1,060	$1,380	$1,660	$1,840
75694	$860	$950	$1,240	$1,480	$1,630

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Harrison County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $77,100 (FY2025: $94,100, −18.1%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,800 −5.1%	$21,640 −4.2%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$31,350 −4.9%	$35,800 −4.9%	$40,250 −5.0%	$44,700 −5.0%	$48,350 −4.9%	$51,900 −4.9%	$55,450 −5.0%	$59,050 −5.0%
Low income (80%)	$50,150 −4.9%	$57,250 −5.0%	$64,450 −4.9%	$71,550 −5.0%	$77,300 −5.0%	$83,000 −5.0%	$88,750 −5.0%	$94,450 −5.0%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.