Jackson County, TX: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1422-bedroom FMR, FY2027

$9821-bedroom FMR, FY2027

$68,00080% income limit, family of 4 (FY2026)

$85,000Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Jackson County is $1,142 a month, up 8.0% from $1,057 in FY2026. Jackson County belongs to the Jackson County, TX FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Jackson County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$868	$822	+5.6%	$782 – $954
1 bedroom	$982	$940	+4.5%	$884 – $1,080
2 bedrooms	$1,142	$1,057	+8.0%	$1,028 – $1,256
3 bedrooms	$1,377	$1,267	+8.7%	$1,240 – $1,514
4 bedrooms	$1,645	$1,555	+5.8%	$1,481 – $1,809

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Jackson County that is typically $1,028 to $1,256 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$48,250median income of renter households

$1,065Median gross rent, all units

26%Rent-to-income ratio (median rent ÷ median renter income)

38%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $48,250 can afford about $1,206 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,142 is $64 (5.3%) less than that. To rent a two-bedroom at the FMR, a household needs $45,680 a year under the 30% rule, or $41,112 under the common landlord rule that income must be three times the rent.

Jackson County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,065 ±$64
Median income of renter households	$48,250 ±$22,623
Renters paying 30% or more of income (cost-burdened)	38.4% ±11.3
Renters paying 50% or more (severely cost-burdened)	16.2% ±6.8
Renter households (where the share can be computed)	1,434

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$826	$1,065	+28.9%
Median renter household income	$40,365	$48,250	+19.5%
Renters paying 30%+ of income	40.5%	38.4%	−2.1 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Jackson County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $85,000 (FY2025: $80,600, +5.5%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,850 +5.3%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +4.7%
Very low income (50%)	$29,750 +5.3%	$34,000 +5.4%	$38,250 +5.4%	$42,500 +5.5%	$45,900 +5.4%	$49,300 +5.5%	$52,700 +5.4%	$56,100 +5.5%
Low income (80%)	$47,600 +5.4%	$54,400 +5.4%	$61,200 +5.4%	$68,000 +5.4%	$73,450 +5.4%	$78,900 +5.4%	$84,350 +5.4%	$89,800 +5.5%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.