Rusk County, TX: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,2052-bedroom FMR, FY2027

$9211-bedroom FMR, FY2027

$70,30080% income limit, family of 4 (FY2026)

$87,900Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Rusk County is $1,205 a month, up 2.6% from $1,175 in FY2026. Rusk County belongs to the Rusk County, TX HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Rusk County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$839	$890	−5.7%	$756 – $922
1 bedroom	$921	$895	+2.9%	$829 – $1,013
2 bedrooms	$1,205	$1,175	+2.6%	$1,085 – $1,325
3 bedrooms	$1,448	$1,451	−0.2%	$1,304 – $1,592
4 bedrooms	$1,584	$1,606	−1.4%	$1,426 – $1,742

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Rusk County that is typically $1,085 to $1,325 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$42,034median income of renter households

$1,015Median gross rent, all units

29%Rent-to-income ratio (median rent ÷ median renter income)

44%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $42,034 can afford about $1,051 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,205 is $154 (14.7%) more than that. To rent a two-bedroom at the FMR, a household needs $48,200 a year under the 30% rule, or $43,380 under the common landlord rule that income must be three times the rent.

Rusk County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,015 ±$54
Median income of renter households	$42,034 ±$7,735
Renters paying 30% or more of income (cost-burdened)	43.7% ±8.1
Renters paying 50% or more (severely cost-burdened)	21.7% ±6.8
Renter households (where the share can be computed)	3,206

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$763	$1,015	+33.0%
Median renter household income	$31,765	$42,034	+32.3%
Renters paying 30%+ of income	46.3%	43.7%	−2.6 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,060 to $1,290 depending on the ZIP code.

All 22 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
75603	$910	$920	$1,080	$1,450	$1,530
75633	$810	$810	$1,060	$1,310	$1,480
75641	$910	$920	$1,130	$1,450	$1,530
75652	$810	$880	$1,150	$1,380	$1,510
75654	$850	$930	$1,220	$1,470	$1,600
75658	$820	$900	$1,170	$1,410	$1,540
75662	$940	$990	$1,210	$1,620	$1,790
75666	$840	$920	$1,210	$1,450	$1,590
75667	$810	$860	$1,130	$1,360	$1,490
75669	$820	$880	$1,120	$1,390	$1,560
75680	$840	$920	$1,210	$1,450	$1,590
75681	$900	$990	$1,290	$1,550	$1,700
75682	$810	$860	$1,110	$1,360	$1,480
75684	$890	$990	$1,210	$1,620	$1,790
75687	$840	$920	$1,210	$1,450	$1,590
75689	$810	$890	$1,160	$1,410	$1,530
75691	$910	$920	$1,150	$1,450	$1,530
75760	$1,000	$1,050	$1,290	$1,540	$1,700
75784	$890	$930	$1,180	$1,440	$1,600
75789	$890	$990	$1,210	$1,620	$1,790
75946	$930	$980	$1,210	$1,450	$1,600
75975	$810	$870	$1,060	$1,400	$1,500

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Rusk County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $87,900 (FY2025: $89,700, −2.0%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,450 +1.4%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$30,800 +1.5%	$35,200 +1.6%	$39,600 +1.7%	$43,950 +1.5%	$47,500 +1.5%	$51,000 +1.6%	$54,500 +1.5%	$58,050 +1.6%
Low income (80%)	$49,250 +1.4%	$56,250 +1.4%	$63,300 +1.4%	$70,300 +1.4%	$75,950 +1.5%	$81,550 +1.4%	$87,200 +1.5%	$92,800 +1.4%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.