Webb County, TX: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1572-bedroom FMR, FY2027

$9551-bedroom FMR, FY2027

$66,95080% income limit, family of 4 (FY2026)

$74,000Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Webb County is $1,157 a month, down 0.3% from $1,161 in FY2026. Webb County belongs to the Laredo, TX MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Webb County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$949	$956	−0.7%	$855 – $1,043
1 bedroom	$955	$962	−0.7%	$860 – $1,050
2 bedrooms	$1,157	$1,161	−0.3%	$1,042 – $1,272
3 bedrooms	$1,512	$1,499	+0.9%	$1,361 – $1,663
4 bedrooms	$1,558	$1,551	+0.5%	$1,403 – $1,713

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Webb County that is typically $1,042 to $1,272 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$38,521median income of renter households

$1,027Median gross rent, all units

32%Rent-to-income ratio (median rent ÷ median renter income)

55%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $38,521 can afford about $963 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,157 is $194 (20.1%) more than that. To rent a two-bedroom at the FMR, a household needs $46,280 a year under the 30% rule, or $41,652 under the common landlord rule that income must be three times the rent.

Webb County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,027 ±$27
Median income of renter households	$38,521 ±$2,046
Renters paying 30% or more of income (cost-burdened)	55.1% ±3.3
Renters paying 50% or more (severely cost-burdened)	28.7% ±2.5
Renter households (where the share can be computed)	25,922

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$844	$1,027	+21.7%
Median renter household income	$29,127	$38,521	+32.3%
Renters paying 30%+ of income	53.7%	55.1%	+1.4 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,080 to $1,570 depending on the ZIP code.

All 11 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
78019	$870	$870	$1,080	$1,350	$1,550
78040	$930	$940	$1,140	$1,490	$1,540
78041	$960	$970	$1,170	$1,530	$1,580
78042	$950	$960	$1,160	$1,520	$1,560
78043	$940	$950	$1,150	$1,500	$1,550
78044	$900	$910	$1,120	$1,420	$1,550
78045	$1,290	$1,300	$1,570	$2,050	$2,110
78046	$970	$970	$1,180	$1,540	$1,590
78344	$1,100	$1,150	$1,450	$1,880	$2,090
78369	$940	$950	$1,150	$1,500	$1,550
78371	$950	$960	$1,160	$1,520	$1,560

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Webb County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $74,000 (FY2025: $70,300, +5.3%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,600 +5.4%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,250 +5.3%
Very low income (50%)	$29,300 +5.4%	$33,500 +5.3%	$37,700 +5.5%	$41,850 +5.4%	$45,200 +5.4%	$48,550 +5.3%	$51,900 +5.4%	$55,250 +5.3%
Low income (80%)	$46,900 +5.5%	$53,600 +5.5%	$60,300 +5.5%	$66,950 +5.4%	$72,350 +5.5%	$77,700 +5.4%	$83,050 +5.5%	$88,400 +5.4%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.