Bosque County, TX: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0142-bedroom FMR, FY2027

$8041-bedroom FMR, FY2027

$68,10080% income limit, family of 4 (FY2026)

$85,100Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Bosque County is $1,014 a month, up 4.2% from $973 in FY2026. Bosque County belongs to the Bosque County, TX HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Bosque County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$706	$671	+5.2%	$636 – $776
1 bedroom	$804	$742	+8.4%	$724 – $884
2 bedrooms	$1,014	$973	+4.2%	$913 – $1,115
3 bedrooms	$1,347	$1,283	+5.0%	$1,213 – $1,481
4 bedrooms	$1,352	$1,288	+5.0%	$1,217 – $1,487

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Bosque County that is typically $913 to $1,115 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$48,056median income of renter households

$928Median gross rent, all units

23%Rent-to-income ratio (median rent ÷ median renter income)

38%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $48,056 can afford about $1,201 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,014 is $187 (15.6%) less than that. To rent a two-bedroom at the FMR, a household needs $40,560 a year under the 30% rule, or $36,504 under the common landlord rule that income must be three times the rent.

Bosque County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$928 ±$129
Median income of renter households	$48,056 ±$7,875
Renters paying 30% or more of income (cost-burdened)	38.4% ±6.9
Renters paying 50% or more (severely cost-burdened)	13.5% ±4.5
Renter households (where the share can be computed)	1,558

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$795	$928	+16.7%
Median renter household income	$38,590	$48,056	+24.5%
Renters paying 30%+ of income	31.6%	38.4%	+6.8 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,010 to $1,910 depending on the ZIP code.

All 12 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
76043	$770	$810	$1,010	$1,320	$1,470
76457	$890	$920	$1,210	$1,670	$1,770
76528	$890	$900	$1,110	$1,540	$1,870
76633	$1,330	$1,520	$1,910	$2,500	$2,520
76634	$890	$900	$1,110	$1,540	$1,870
76637	$710	$800	$1,010	$1,360	$1,370
76649	$810	$880	$1,120	$1,500	$1,730
76652	$940	$1,000	$1,230	$1,640	$1,850
76665	$710	$800	$1,010	$1,360	$1,360
76671	$710	$800	$1,010	$1,360	$1,360
76689	$890	$990	$1,250	$1,650	$1,870
76690	$830	$930	$1,180	$1,560	$1,730

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Bosque County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $85,100 (FY2025: $88,600, −4.0%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,900 −2.2%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$29,800 −2.1%	$34,050 −2.2%	$38,300 −2.2%	$42,550 −2.2%	$46,000 −2.1%	$49,400 −2.2%	$52,800 −2.1%	$56,200 −2.2%
Low income (80%)	$47,700 −2.2%	$54,500 −2.2%	$61,300 −2.2%	$68,100 −2.2%	$73,550 −2.2%	$79,000 −2.2%	$84,450 −2.2%	$89,900 −2.2%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.