Upshur County, TX: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,2322-bedroom FMR, FY2027

$1,0411-bedroom FMR, FY2027

$66,95080% income limit, family of 4 (FY2026)

$80,600Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Upshur County is $1,232 a month, up 2.8% from $1,199 in FY2026. Upshur County belongs to the Longview, TX HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Upshur County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,034	$1,007	+2.7%	$931 – $1,137
1 bedroom	$1,041	$1,013	+2.8%	$937 – $1,145
2 bedrooms	$1,232	$1,199	+2.8%	$1,109 – $1,355
3 bedrooms	$1,611	$1,606	+0.3%	$1,450 – $1,772
4 bedrooms	$1,712	$1,694	+1.1%	$1,541 – $1,883

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Upshur County that is typically $1,109 to $1,355 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$42,992median income of renter households

$995Median gross rent, all units

28%Rent-to-income ratio (median rent ÷ median renter income)

42%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $42,992 can afford about $1,075 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,232 is $157 (14.6%) more than that. To rent a two-bedroom at the FMR, a household needs $49,280 a year under the 30% rule, or $44,352 under the common landlord rule that income must be three times the rent.

Upshur County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$995 ±$88
Median income of renter households	$42,992 ±$6,864
Renters paying 30% or more of income (cost-burdened)	41.9% ±6.6
Renters paying 50% or more (severely cost-burdened)	18.4% ±5.2
Renter households (where the share can be computed)	2,337

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$832	$995	+19.6%
Median renter household income	$31,813	$42,992	+35.1%
Renters paying 30%+ of income	43.5%	41.9%	−1.6 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,080 to $1,380 depending on the ZIP code.

All 25 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
75451	$910	$920	$1,080	$1,450	$1,530
75494	$910	$920	$1,100	$1,450	$1,550
75601	$910	$930	$1,140	$1,450	$1,530
75602	$910	$940	$1,150	$1,460	$1,570
75603	$910	$920	$1,080	$1,450	$1,530
75604	$1,030	$1,040	$1,230	$1,610	$1,710
75605	$1,130	$1,150	$1,380	$1,770	$1,900
75606	$1,040	$1,050	$1,240	$1,620	$1,720
75607	$1,040	$1,050	$1,240	$1,620	$1,720
75608	$1,040	$1,050	$1,240	$1,620	$1,720
75615	$1,040	$1,050	$1,240	$1,620	$1,720
75640	$1,080	$1,100	$1,330	$1,700	$1,820
75641	$910	$920	$1,130	$1,450	$1,530
75644	$970	$970	$1,150	$1,500	$1,600
75645	$1,040	$1,050	$1,240	$1,620	$1,720
75647	$1,000	$1,020	$1,210	$1,620	$1,790
75660	$1,040	$1,050	$1,240	$1,620	$1,720
75662	$940	$990	$1,210	$1,620	$1,790
75663	$1,040	$1,050	$1,240	$1,620	$1,720
75683	$940	$960	$1,150	$1,520	$1,640
75686	$910	$920	$1,080	$1,450	$1,530
75691	$910	$920	$1,150	$1,450	$1,530
75693	$1,110	$1,110	$1,320	$1,730	$1,830
75755	$920	$930	$1,100	$1,450	$1,530
75765	$910	$920	$1,080	$1,450	$1,530

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Upshur County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $80,600 (FY2025: $85,200, −5.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,600 −1.4%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,250 +2.0%
Very low income (50%)	$29,300 −1.5%	$33,500 −1.5%	$37,700 −1.4%	$41,850 −1.5%	$45,200 −1.5%	$48,550 −1.5%	$51,900 −1.5%	$55,250 −1.5%
Low income (80%)	$46,900 −1.5%	$53,600 −1.5%	$60,300 −1.5%	$66,950 −1.5%	$72,350 −1.5%	$77,700 −1.5%	$83,050 −1.5%	$88,400 −1.6%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.