Fair Market Rent by ZIP code (Small Area FMR 2027)

HUD publishes Small Area Fair Market Rents for 38,601 ZIP codes in 2,600 metro FMR areas. Enter a ZIP code to see the FY2027 figures.

Data: HUD FY2027 Small Area FMRs (effective October 1, 2026). Spot-checked against the official sources on November 5, 2026 (results). Last site change: November 8, 2026 (changelog).

What is a Small Area Fair Market Rent?

A regular Fair Market Rent is one figure for a whole metro area. A Small Area FMR (SAFMR) is set for each ZIP code inside it, so expensive neighborhoods get a higher figure and cheaper ones a lower one. HUD's goal is to let voucher holders afford homes in higher-opportunity areas.

When do SAFMRs apply?

• Required: HUD designates metro areas where housing authorities must base voucher payment standards on SAFMRs (24 CFR 888.113).
• Optional: any other housing authority in a metro area may opt in for all or part of its program.
• Not applicable: non-metro counties have no SAFMRs; the county FMR applies.

Where SAFMRs apply, the payment standard for a ZIP code is normally 90% to 110% of its SAFMR, just like the county-level rule. ZIP codes without a published SAFMR, and ZIPs outside metro areas, use the regular FMR. See the Section 8 rent calculator for how the payment standard turns into a voucher payment.

Fair Market Rent by county

For the county-level figures, pick a state: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Puerto Rico, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin, Wyoming.

Source: HUD FY2027 Small Area FMRs, details.