Washington County, IN: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0142-bedroom FMR, FY2027

$7751-bedroom FMR, FY2027

$67,85080% income limit, family of 4 (FY2026)

$84,000Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Washington County is $1,014 a month, up 2.6% from $988 in FY2026. Washington County belongs to the Washington County, IN HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Washington County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$770	$749	+2.8%	$693 – $847
1 bedroom	$775	$753	+2.9%	$698 – $852
2 bedrooms	$1,014	$988	+2.6%	$913 – $1,115
3 bedrooms	$1,222	$1,185	+3.1%	$1,100 – $1,344
4 bedrooms	$1,333	$1,308	+1.9%	$1,200 – $1,466

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Washington County that is typically $913 to $1,115 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$36,514median income of renter households

$780Median gross rent, all units

26%Rent-to-income ratio (median rent ÷ median renter income)

44%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $36,514 can afford about $913 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,014 is $101 (11.1%) more than that. To rent a two-bedroom at the FMR, a household needs $40,560 a year under the 30% rule, or $36,504 under the common landlord rule that income must be three times the rent.

Washington County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$780 ±$33
Median income of renter households	$36,514 ±$6,373
Renters paying 30% or more of income (cost-burdened)	43.6% ±8.1
Renters paying 50% or more (severely cost-burdened)	25.7% ±7.2
Renter households (where the share can be computed)	1,710

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$674	$780	+15.7%
Median renter household income	$25,342	$36,514	+44.1%
Renters paying 30%+ of income	51.1%	43.6%	−7.5 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,010 to $1,250 depending on the ZIP code.

All 13 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
47106	$800	$860	$1,050	$1,330	$1,520
47108	$840	$850	$1,110	$1,340	$1,460
47115	$780	$840	$1,010	$1,300	$1,490
47120	$820	$850	$1,080	$1,350	$1,510
47125	$940	$980	$1,250	$1,590	$1,800
47126	$780	$840	$1,010	$1,300	$1,500
47145	$790	$860	$1,040	$1,380	$1,530
47164	$780	$830	$1,010	$1,300	$1,480
47165	$810	$820	$1,070	$1,290	$1,440
47167	$770	$780	$1,010	$1,220	$1,340
47170	$850	$870	$1,130	$1,440	$1,510
47281	$800	$810	$1,050	$1,310	$1,380
47452	$760	$830	$1,020	$1,380	$1,640

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Washington County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $84,000 (FY2025: $84,300, −0.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,850 ±0.0%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$29,700 −0.2%	$33,950 −0.1%	$38,200 −0.1%	$42,400 −0.1%	$45,800 −0.1%	$49,200 −0.1%	$52,600 −0.1%	$56,000 −0.1%
Low income (80%)	$47,500 −0.1%	$54,300 −0.1%	$61,100 −0.1%	$67,850 −0.1%	$73,300 −0.1%	$78,750 −0.1%	$84,150 −0.1%	$89,600 −0.1%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.