Switzerland County, IN: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0292-bedroom FMR, FY2027

$7871-bedroom FMR, FY2027

$67,85080% income limit, family of 4 (FY2026)

$81,100Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Switzerland County is $1,029 a month, up 7.6% from $956 in FY2026. Switzerland County belongs to the Switzerland County, IN FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Switzerland County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$770	$685	+12.4%	$693 – $847
1 bedroom	$787	$729	+8.0%	$709 – $865
2 bedrooms	$1,029	$956	+7.6%	$927 – $1,131
3 bedrooms	$1,246	$1,280	−2.7%	$1,122 – $1,370
4 bedrooms	$1,376	$1,287	+6.9%	$1,239 – $1,513

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Switzerland County that is typically $927 to $1,131 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$41,445median income of renter households

$758Median gross rent, all units

22%Rent-to-income ratio (median rent ÷ median renter income)

36%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $41,445 can afford about $1,036 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,029 is $7 (0.7%) less than that. To rent a two-bedroom at the FMR, a household needs $41,160 a year under the 30% rule, or $37,044 under the common landlord rule that income must be three times the rent.

Switzerland County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$758 ±$88
Median income of renter households	$41,445 ±$6,831
Renters paying 30% or more of income (cost-burdened)	35.6% ±11.2
Renters paying 50% or more (severely cost-burdened)	15.6% ±7.6
Renter households (where the share can be computed)	705

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$679	$758	+11.6%
Median renter household income	$35,959	$41,445	+15.3%
Renters paying 30%+ of income	31.6%	35.6%	+4.0 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Switzerland County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $81,100 (FY2025: $84,900, −4.5%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,850 ±0.0%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$29,700 −0.2%	$33,950 −0.1%	$38,200 −0.1%	$42,400 −0.1%	$45,800 −0.1%	$49,200 −0.1%	$52,600 −0.1%	$56,000 −0.1%
Low income (80%)	$47,500 −0.1%	$54,300 −0.1%	$61,100 −0.1%	$67,850 −0.1%	$73,300 −0.1%	$78,750 −0.1%	$84,150 −0.1%	$89,600 −0.1%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.