Clinton County, IN: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0632-bedroom FMR, FY2027

$8551-bedroom FMR, FY2027

$70,10080% income limit, family of 4 (FY2026)

$87,600Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Clinton County is $1,063 a month, up 5.6% from $1,007 in FY2026. Clinton County belongs to the Clinton County, IN FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Clinton County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$850	$731	+16.3%	$765 – $935
1 bedroom	$855	$804	+6.3%	$770 – $940
2 bedrooms	$1,063	$1,007	+5.6%	$957 – $1,169
3 bedrooms	$1,416	$1,328	+6.6%	$1,275 – $1,557
4 bedrooms	$1,445	$1,343	+7.6%	$1,301 – $1,589

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Clinton County that is typically $957 to $1,169 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$44,781median income of renter households

$920Median gross rent, all units

25%Rent-to-income ratio (median rent ÷ median renter income)

38%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $44,781 can afford about $1,120 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,063 is $57 (5.0%) less than that. To rent a two-bedroom at the FMR, a household needs $42,520 a year under the 30% rule, or $38,268 under the common landlord rule that income must be three times the rent.

Clinton County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$920 ±$42
Median income of renter households	$44,781 ±$5,459
Renters paying 30% or more of income (cost-burdened)	38.0% ±7.5
Renters paying 50% or more (severely cost-burdened)	14.3% ±4.7
Renter households (where the share can be computed)	2,993

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$726	$920	+26.7%
Median renter household income	$32,086	$44,781	+39.6%
Renters paying 30%+ of income	42.1%	38.0%	−4.1 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Clinton County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $87,600 (FY2025: $91,000, −3.7%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,450 −1.6%	$21,640 +1.1%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$30,700 −1.6%	$35,050 −1.7%	$39,450 −1.6%	$43,800 −1.7%	$47,350 −1.7%	$50,850 −1.6%	$54,350 −1.6%	$57,850 −1.7%
Low income (80%)	$49,100 −1.7%	$56,100 −1.7%	$63,100 −1.7%	$70,100 −1.7%	$75,750 −1.7%	$81,350 −1.7%	$86,950 −1.7%	$92,550 −1.7%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.