LaGrange County, IN: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0392-bedroom FMR, FY2027

$7941-bedroom FMR, FY2027

$77,90080% income limit, family of 4 (FY2026)

$97,400Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in LaGrange County is $1,039 a month, up 6.3% from $977 in FY2026. LaGrange County belongs to the LaGrange County, IN FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in LaGrange County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$789	$740	+6.6%	$711 – $867
1 bedroom	$794	$745	+6.6%	$715 – $873
2 bedrooms	$1,039	$977	+6.3%	$936 – $1,142
3 bedrooms	$1,238	$1,171	+5.7%	$1,115 – $1,361
4 bedrooms	$1,366	$1,294	+5.6%	$1,230 – $1,502

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in LaGrange County that is typically $936 to $1,142 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$55,341median income of renter households

$839Median gross rent, all units

18%Rent-to-income ratio (median rent ÷ median renter income)

32%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $55,341 can afford about $1,384 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,039 is $345 (24.9%) less than that. To rent a two-bedroom at the FMR, a household needs $41,560 a year under the 30% rule, or $37,404 under the common landlord rule that income must be three times the rent.

LaGrange County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$839 ±$24
Median income of renter households	$55,341 ±$14,783
Renters paying 30% or more of income (cost-burdened)	32.4% ±8.0
Renters paying 50% or more (severely cost-burdened)	14.5% ±4.5
Renter households (where the share can be computed)	1,797

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$709	$839	+18.3%
Median renter household income	$39,258	$55,341	+41.0%
Renters paying 30%+ of income	28.9%	32.4%	+3.5 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for LaGrange County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $97,400 (FY2025: $99,400, −2.0%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$20,450 −2.2%	$23,400 −1.9%	$27,320 +1.8%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$34,100 −2.0%	$39,000 −2.0%	$43,850 −2.0%	$48,700 −2.0%	$52,600 −2.0%	$56,500 −2.1%	$60,400 −2.0%	$64,300 −2.1%
Low income (80%)	$54,550 −2.0%	$62,350 −2.0%	$70,150 −2.0%	$77,900 −2.0%	$84,150 −2.0%	$90,400 −2.0%	$96,600 −2.0%	$102,850 −2.0%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.