Hoke County, NC: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1502-bedroom FMR, FY2027

$9031-bedroom FMR, FY2027

$62,65080% income limit, family of 4 (FY2026)

$77,900Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Hoke County is $1,150 a month, up 15.2% from $998 in FY2026. Hoke County belongs to the Hoke County, NC HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Hoke County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$898	$756	+18.8%	$809 – $987
1 bedroom	$903	$761	+18.7%	$813 – $993
2 bedrooms	$1,150	$998	+15.2%	$1,035 – $1,265
3 bedrooms	$1,592	$1,388	+14.7%	$1,433 – $1,751
4 bedrooms	$1,922	$1,674	+14.8%	$1,730 – $2,114

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Hoke County that is typically $1,035 to $1,265 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$38,394median income of renter households

$1,089Median gross rent, all units

34%Rent-to-income ratio (median rent ÷ median renter income)

50%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $38,394 can afford about $960 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,150 is $190 (19.8%) more than that. To rent a two-bedroom at the FMR, a household needs $46,000 a year under the 30% rule, or $41,400 under the common landlord rule that income must be three times the rent.

Hoke County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,089 ±$59
Median income of renter households	$38,394 ±$2,484
Renters paying 30% or more of income (cost-burdened)	50.2% ±4.7
Renters paying 50% or more (severely cost-burdened)	23.5% ±4.3
Renter households (where the share can be computed)	4,409

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$929	$1,089	+17.2%
Median renter household income	$32,351	$38,394	+18.7%
Renters paying 30%+ of income	51.5%	50.2%	−1.3 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,010 to $1,710 depending on the ZIP code.

All 9 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
28304	$1,510	$1,540	$1,710	$2,250	$2,760
28306	$1,120	$1,140	$1,270	$1,670	$2,050
28315	$1,050	$1,120	$1,230	$1,710	$2,060
28357	$810	$810	$1,020	$1,340	$1,590
28364	$810	$810	$1,010	$1,290	$1,510
28371	$1,100	$1,110	$1,310	$1,700	$2,040
28376	$1,010	$1,020	$1,300	$1,800	$2,170
28377	$800	$810	$1,010	$1,320	$1,570
28386	$800	$810	$1,010	$1,310	$1,550

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Hoke County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $77,900 (FY2025: $78,900, −1.3%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$16,450 −0.9%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$48,550 −0.2%	$51,700 −0.8%
Very low income (50%)	$27,450 −0.7%	$31,350 −0.8%	$35,250 −0.8%	$39,150 −0.8%	$42,300 −0.8%	$45,450 −0.8%	$48,550 −0.8%	$51,700 −0.8%
Low income (80%)	$43,900 −0.7%	$50,150 −0.7%	$56,400 −0.7%	$62,650 −0.7%	$67,700 −0.7%	$72,700 −0.7%	$77,700 −0.7%	$82,700 −0.7%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.