Trimble County, KY: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1752-bedroom FMR, FY2027

$8981-bedroom FMR, FY2027

$69,10080% income limit, family of 4 (FY2026)

$86,400Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Trimble County is $1,175 a month, up 17.4% from $1,001 in FY2026. Trimble County belongs to the Trimble County, KY FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Trimble County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$840	$715	+17.5%	$756 – $924
1 bedroom	$898	$780	+15.1%	$809 – $987
2 bedrooms	$1,175	$1,001	+17.4%	$1,058 – $1,292
3 bedrooms	$1,407	$1,320	+6.6%	$1,267 – $1,547
4 bedrooms	$1,642	$1,325	+23.9%	$1,478 – $1,806

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Trimble County that is typically $1,058 to $1,292 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$59,828median income of renter households

$863Median gross rent, all units

17%Rent-to-income ratio (median rent ÷ median renter income)

29%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $59,828 can afford about $1,496 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,175 is $321 (21.4%) less than that. To rent a two-bedroom at the FMR, a household needs $47,000 a year under the 30% rule, or $42,300 under the common landlord rule that income must be three times the rent.

Trimble County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$863 ±$97
Median income of renter households	$59,828 ±$19,856
Renters paying 30% or more of income (cost-burdened)	28.5% ±15.5
Renters paying 50% or more (severely cost-burdened)	8.9% ±6.2
Renter households (where the share can be computed)	617

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$715	$863	+20.7%
Median renter household income	$29,663	$59,828	+101.7%
Renters paying 30%+ of income	41.4%	28.5%	−12.9 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Trimble County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $86,400 (FY2025: $82,600, +4.6%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,150 +4.3%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$30,250 +4.5%	$34,600 +4.7%	$38,900 +4.6%	$43,200 +4.6%	$46,700 +4.6%	$50,150 +4.6%	$53,600 +4.6%	$57,050 +4.6%
Low income (80%)	$48,400 +4.5%	$55,300 +4.5%	$62,200 +4.5%	$69,100 +4.5%	$74,650 +4.6%	$80,200 +4.6%	$85,700 +4.5%	$91,250 +4.5%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.