Edmonson County, KY: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1992-bedroom FMR, FY2027

$1,0201-bedroom FMR, FY2027

$65,10080% income limit, family of 4 (FY2026)

$81,400Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Edmonson County is $1,199 a month, up 4.0% from $1,153 in FY2026. Edmonson County belongs to the Bowling Green, KY HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Edmonson County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$920	$889	+3.5%	$828 – $1,012
1 bedroom	$1,020	$985	+3.6%	$918 – $1,122
2 bedrooms	$1,199	$1,153	+4.0%	$1,080 – $1,318
3 bedrooms	$1,438	$1,384	+3.9%	$1,295 – $1,581
4 bedrooms	$1,959	$1,806	+8.5%	$1,764 – $2,154

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Edmonson County that is typically $1,080 to $1,318 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$39,940median income of renter households

$778Median gross rent, all units

23%Rent-to-income ratio (median rent ÷ median renter income)

28%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $39,940 can afford about $999 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,199 is $201 (20.1%) more than that. To rent a two-bedroom at the FMR, a household needs $47,960 a year under the 30% rule, or $43,164 under the common landlord rule that income must be three times the rent.

Edmonson County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$778 ±$69
Median income of renter households	$39,940 ±$9,894
Renters paying 30% or more of income (cost-burdened)	27.7% ±8.4
Renters paying 50% or more (severely cost-burdened)	11.7% ±5.3
Renter households (where the share can be computed)	882

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$660	$778	+17.9%
Median renter household income	$30,750	$39,940	+29.9%
Renters paying 30%+ of income	38.1%	27.7%	−10.4 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,040 to $1,410 depending on the ZIP code.

All 20 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
42101	$910	$1,000	$1,180	$1,420	$1,930
42102	$930	$1,030	$1,210	$1,450	$1,980
42103	$1,050	$1,170	$1,370	$1,640	$2,240
42104	$940	$1,050	$1,230	$1,480	$2,000
42122	$1,080	$1,200	$1,410	$1,690	$2,300
42159	$1,040	$1,150	$1,350	$1,620	$2,210
42160	$810	$890	$1,040	$1,250	$1,630
42163	$810	$890	$1,040	$1,250	$1,630
42170	$940	$1,060	$1,240	$1,520	$1,980
42171	$840	$910	$1,090	$1,320	$1,750
42206	$810	$890	$1,040	$1,270	$1,630
42207	$810	$890	$1,040	$1,250	$1,630
42210	$810	$890	$1,040	$1,250	$1,630
42259	$860	$950	$1,120	$1,340	$1,830
42274	$810	$890	$1,040	$1,250	$1,630
42275	$810	$890	$1,040	$1,250	$1,630
42285	$810	$890	$1,040	$1,250	$1,630
42721	$810	$890	$1,040	$1,250	$1,630
42729	$810	$910	$1,060	$1,350	$1,630
42754	$810	$890	$1,040	$1,250	$1,630

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Edmonson County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $81,400 (FY2025: $82,900, −1.8%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,100 −1.7%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$53,750 −0.7%
Very low income (50%)	$28,500 −1.9%	$32,600 −1.8%	$36,650 −1.9%	$40,700 −1.8%	$44,000 −1.8%	$47,250 −1.8%	$50,500 −1.8%	$53,750 −1.8%
Low income (80%)	$45,600 −1.8%	$52,100 −1.8%	$58,600 −1.8%	$65,100 −1.8%	$70,350 −1.8%	$75,550 −1.8%	$80,750 −1.8%	$85,950 −1.8%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.