Bullitt County, KY: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,2762-bedroom FMR, FY2027

$1,0581-bedroom FMR, FY2027

$79,20080% income limit, family of 4 (FY2026)

$99,000Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Bullitt County is $1,276 a month, up 0.3% from $1,272 in FY2026. Bullitt County belongs to the Louisville, KY-IN HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Bullitt County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$976	$966	+1.0%	$879 – $1,073
1 bedroom	$1,058	$1,047	+1.1%	$953 – $1,163
2 bedrooms	$1,276	$1,272	+0.3%	$1,149 – $1,403
3 bedrooms	$1,629	$1,625	+0.2%	$1,467 – $1,791
4 bedrooms	$1,874	$1,891	−0.9%	$1,687 – $2,061

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Bullitt County that is typically $1,149 to $1,403 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$42,300median income of renter households

$987Median gross rent, all units

28%Rent-to-income ratio (median rent ÷ median renter income)

45%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $42,300 can afford about $1,058 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,276 is $219 (20.7%) more than that. To rent a two-bedroom at the FMR, a household needs $51,040 a year under the 30% rule, or $45,936 under the common landlord rule that income must be three times the rent.

Bullitt County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$987 ±$48
Median income of renter households	$42,300 ±$4,726
Renters paying 30% or more of income (cost-burdened)	45.1% ±7.0
Renters paying 50% or more (severely cost-burdened)	25.5% ±5.9
Renter households (where the share can be computed)	4,327

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$825	$987	+19.6%
Median renter household income	$38,331	$42,300	+10.4%
Renters paying 30%+ of income	37.8%	45.1%	+7.3 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,010 to $1,910 depending on the ZIP code.

All 130 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
40006	$790	$840	$1,100	$1,320	$1,530
40007	$1,060	$1,170	$1,390	$1,740	$2,040
40008	$780	$800	$1,030	$1,310	$1,620
40010	$1,020	$1,100	$1,330	$1,700	$1,950
40011	$770	$830	$1,010	$1,290	$1,480
40013	$810	$830	$1,070	$1,430	$1,760
40014	$1,040	$1,130	$1,360	$1,740	$2,000
40018	$990	$1,080	$1,300	$1,660	$1,910
40019	$780	$850	$1,010	$1,300	$1,500
40023	$1,160	$1,260	$1,540	$1,980	$2,290
40025	$1,170	$1,270	$1,530	$1,950	$2,250
40026	$1,230	$1,340	$1,620	$2,100	$2,430
40027	$990	$1,080	$1,300	$1,660	$1,910
40031	$990	$1,070	$1,290	$1,650	$1,890
40036	$840	$910	$1,120	$1,460	$1,620
40041	$890	$960	$1,160	$1,480	$1,700
40046	$810	$910	$1,090	$1,370	$1,600
40047	$870	$950	$1,140	$1,460	$1,670
40050	$780	$840	$1,010	$1,300	$1,500
40055	$1,050	$1,130	$1,400	$1,750	$2,030
40056	$1,190	$1,290	$1,560	$1,990	$2,290
40057	$1,060	$1,170	$1,390	$1,740	$2,040
40058	$780	$840	$1,010	$1,300	$1,500
40059	$1,460	$1,580	$1,910	$2,440	$2,810
40065	$880	$1,010	$1,160	$1,380	$1,710
40068	$990	$1,080	$1,300	$1,650	$1,910
40070	$990	$1,070	$1,290	$1,650	$1,890
40071	$850	$920	$1,110	$1,420	$1,630
40075	$760	$820	$1,010	$1,280	$1,460
40076	$840	$1,000	$1,150	$1,410	$1,700
40077	$820	$900	$1,100	$1,440	$1,640
40109	$940	$1,020	$1,230	$1,580	$1,810
40110	$840	$900	$1,100	$1,410	$1,630
40118	$1,010	$1,090	$1,320	$1,680	$1,940
40129	$910	$990	$1,190	$1,520	$1,750
40150	$780	$840	$1,010	$1,310	$1,510
40165	$870	$950	$1,140	$1,460	$1,670
40166	$910	$990	$1,190	$1,520	$1,750
40177	$790	$820	$1,010	$1,380	$1,640
40201	$990	$1,080	$1,300	$1,660	$1,910
40202	$1,070	$1,160	$1,400	$1,790	$2,060
40203	$790	$850	$1,030	$1,310	$1,510
40204	$1,090	$1,190	$1,430	$1,830	$2,100
40205	$1,030	$1,110	$1,340	$1,710	$1,970
40206	$1,100	$1,190	$1,440	$1,840	$2,110
40207	$1,190	$1,290	$1,550	$1,980	$2,280
40208	$830	$900	$1,090	$1,390	$1,600
40209	$860	$940	$1,130	$1,440	$1,660
40210	$860	$940	$1,130	$1,440	$1,660
40211	$850	$920	$1,110	$1,420	$1,630
40212	$870	$950	$1,140	$1,460	$1,670
40213	$850	$920	$1,110	$1,420	$1,630
40214	$900	$970	$1,170	$1,490	$1,720
40215	$930	$1,010	$1,220	$1,560	$1,790
40216	$820	$890	$1,070	$1,370	$1,570
40217	$1,030	$1,120	$1,350	$1,720	$1,980
40218	$1,010	$1,090	$1,320	$1,680	$1,940
40219	$940	$1,020	$1,230	$1,570	$1,810
40220	$1,100	$1,190	$1,440	$1,840	$2,110
40221	$990	$1,080	$1,300	$1,660	$1,910
40222	$1,170	$1,270	$1,530	$1,950	$2,250
40223	$1,270	$1,380	$1,660	$2,120	$2,440
40228	$1,210	$1,310	$1,580	$2,020	$2,320
40229	$1,130	$1,230	$1,480	$1,890	$2,170
40231	$990	$1,080	$1,300	$1,660	$1,910
40232	$990	$1,080	$1,300	$1,660	$1,910
40233	$990	$1,080	$1,300	$1,660	$1,910
40241	$1,250	$1,360	$1,640	$2,090	$2,410
40242	$1,110	$1,200	$1,450	$1,850	$2,130
40243	$1,130	$1,230	$1,480	$1,890	$2,170
40245	$1,390	$1,520	$1,820	$2,320	$2,680
40250	$990	$1,080	$1,300	$1,660	$1,910
40251	$990	$1,080	$1,300	$1,660	$1,910
40252	$990	$1,080	$1,300	$1,660	$1,910
40253	$990	$1,080	$1,300	$1,660	$1,910
40255	$990	$1,080	$1,300	$1,660	$1,910
40256	$990	$1,080	$1,300	$1,660	$1,910
40257	$990	$1,080	$1,300	$1,660	$1,910
40258	$990	$1,080	$1,300	$1,660	$1,910
40259	$990	$1,080	$1,300	$1,660	$1,910
40261	$990	$1,080	$1,300	$1,660	$1,910
40268	$990	$1,080	$1,300	$1,660	$1,910
40269	$990	$1,080	$1,300	$1,660	$1,910
40270	$990	$1,080	$1,300	$1,660	$1,910
40272	$1,030	$1,120	$1,350	$1,720	$1,980
40280	$1,100	$1,190	$1,440	$1,840	$2,110
40285	$990	$1,080	$1,300	$1,660	$1,910
40291	$1,030	$1,110	$1,340	$1,710	$1,970
40299	$1,120	$1,220	$1,470	$1,880	$2,160
40601	$820	$940	$1,180	$1,510	$1,870
47104	$880	$950	$1,150	$1,470	$1,690
47106	$800	$860	$1,050	$1,330	$1,520
47107	$790	$850	$1,030	$1,310	$1,510
47110	$810	$880	$1,060	$1,350	$1,560
47111	$880	$950	$1,150	$1,470	$1,690
47112	$810	$880	$1,060	$1,350	$1,560
47114	$890	$970	$1,170	$1,510	$1,750
47115	$780	$840	$1,010	$1,300	$1,490
47117	$780	$840	$1,010	$1,300	$1,500
47119	$1,120	$1,220	$1,470	$1,880	$2,160
47120	$820	$850	$1,080	$1,350	$1,510
47122	$850	$920	$1,110	$1,420	$1,630
47124	$1,030	$1,110	$1,340	$1,710	$1,970
47125	$940	$980	$1,250	$1,590	$1,800
47126	$780	$840	$1,010	$1,300	$1,500
47129	$930	$1,000	$1,210	$1,540	$1,780
47130	$1,030	$1,110	$1,340	$1,710	$1,970
47131	$960	$1,040	$1,250	$1,600	$1,840
47135	$790	$850	$1,020	$1,310	$1,510
47136	$860	$930	$1,120	$1,430	$1,640
47137	$760	$840	$1,020	$1,410	$1,490
47138	$1,110	$1,200	$1,510	$1,910	$2,180
47141	$890	$950	$1,160	$1,480	$1,700
47142	$790	$850	$1,030	$1,310	$1,510
47143	$1,460	$1,580	$1,910	$2,440	$2,810
47146	$910	$990	$1,190	$1,520	$1,750
47147	$890	$950	$1,170	$1,490	$1,670
47150	$960	$1,040	$1,250	$1,600	$1,840
47151	$910	$990	$1,190	$1,520	$1,750
47160	$780	$850	$1,020	$1,300	$1,500
47161	$1,040	$1,140	$1,380	$1,780	$2,060
47162	$960	$1,040	$1,250	$1,600	$1,840
47163	$850	$910	$1,100	$1,410	$1,620
47164	$780	$830	$1,010	$1,300	$1,480
47165	$810	$820	$1,070	$1,290	$1,440
47166	$1,110	$1,200	$1,450	$1,850	$2,130
47172	$1,000	$1,090	$1,310	$1,670	$1,920
47177	$890	$940	$1,170	$1,490	$1,660
47190	$960	$1,040	$1,250	$1,600	$1,840
47243	$790	$900	$1,090	$1,380	$1,710

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Bullitt County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $99,000 (FY2025: $96,600, +2.5%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$20,800 +2.5%	$23,800 +2.6%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$34,650 +2.4%	$39,600 +2.5%	$44,550 +2.4%	$49,500 +2.5%	$53,500 +2.5%	$57,450 +2.5%	$61,400 +2.5%	$65,350 +2.4%
Low income (80%)	$55,450 +2.4%	$63,400 +2.5%	$71,300 +2.4%	$79,200 +2.5%	$85,550 +2.5%	$91,900 +2.5%	$98,250 +2.5%	$104,550 +2.4%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.