San Bernardino County, CA: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$2,1032-bedroom FMR, FY2027

$1,7051-bedroom FMR, FY2027

$98,40080% income limit, family of 4 (FY2026)

$106,500Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in San Bernardino County is $2,103 a month, down 4.5% from $2,201 in FY2026. San Bernardino County belongs to the Riverside-San Bernardino-Ontario, CA MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in San Bernardino County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,605	$1,692	−5.1%	$1,445 – $1,765
1 bedroom	$1,705	$1,777	−4.1%	$1,535 – $1,875
2 bedrooms	$2,103	$2,201	−4.5%	$1,893 – $2,313
3 bedrooms	$2,771	$2,912	−4.8%	$2,494 – $3,048
4 bedrooms	$3,336	$3,514	−5.1%	$3,003 – $3,669

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in San Bernardino County that is typically $1,893 to $2,313 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

California has a statewide cap on rent increases. 5% plus regional inflation, never more than 10% in 12 months. For increases from Aug 1, 2026: 8.1% to 8.8% depending on the county. Calculate the maximum increase for California →

Can local renters afford the fair market rent?

$61,041median income of renter households

$1,801Median gross rent, all units

35%Rent-to-income ratio (median rent ÷ median renter income)

59%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $61,041 can afford about $1,526 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $2,103 is $577 (37.8%) more than that. To rent a two-bedroom at the FMR, a household needs $84,120 a year under the 30% rule, or $75,708 under the common landlord rule that income must be three times the rent.

San Bernardino County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,801 ±$15
Median income of renter households	$61,041 ±$1,019
Renters paying 30% or more of income (cost-burdened)	58.5% ±1.1
Renters paying 50% or more (severely cost-burdened)	30.7% ±0.9
Renter households (where the share can be computed)	242,372

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$1,283	$1,801	+40.4%
Median renter household income	$43,723	$61,041	+39.6%
Renters paying 30%+ of income	57.4%	58.5%	+1.1 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,670 to $3,150 depending on the ZIP code.

All 217 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
89019	$1,530	$1,600	$1,990	$2,630	$3,170
91701	$2,050	$2,180	$2,690	$3,540	$4,270
91708	$2,400	$2,550	$3,150	$4,150	$5,000
91709	$2,400	$2,550	$3,150	$4,150	$5,000
91710	$1,830	$1,950	$2,400	$3,160	$3,810
91729	$1,560	$1,650	$2,040	$2,690	$3,240
91730	$2,270	$2,410	$2,970	$3,910	$4,710
91737	$2,120	$2,250	$2,780	$3,660	$4,410
91739	$2,210	$2,350	$2,900	$3,820	$4,600
91743	$1,560	$1,650	$2,040	$2,690	$3,240
91752	$1,920	$2,040	$2,510	$3,310	$3,980
91759	$1,870	$2,040	$2,520	$3,250	$3,770
91761	$1,800	$1,910	$2,360	$3,110	$3,740
91762	$1,750	$1,860	$2,300	$3,030	$3,650
91763	$1,630	$1,730	$2,130	$2,810	$3,380
91764	$1,990	$2,120	$2,610	$3,440	$4,140
91766	$1,910	$2,130	$2,630	$3,340	$3,760
91784	$2,400	$2,550	$3,150	$4,150	$5,000
91785	$1,560	$1,650	$2,040	$2,690	$3,240
91786	$1,950	$2,080	$2,560	$3,370	$4,060
92028	$1,790	$1,900	$2,300	$3,050	$3,690
92201	$1,530	$1,600	$1,990	$2,630	$3,170
92202	$1,660	$1,760	$2,170	$2,860	$3,440
92203	$1,680	$1,780	$2,200	$2,900	$3,490
92210	$1,530	$1,600	$1,990	$2,630	$3,170
92211	$1,650	$1,750	$2,160	$2,850	$3,430
92220	$1,530	$1,600	$1,990	$2,630	$3,170
92223	$1,530	$1,600	$1,990	$2,630	$3,170
92225	$1,530	$1,600	$1,990	$2,630	$3,170
92226	$1,660	$1,760	$2,170	$2,860	$3,440
92230	$1,530	$1,600	$1,990	$2,630	$3,170
92234	$1,530	$1,620	$2,000	$2,640	$3,170
92235	$1,660	$1,760	$2,170	$2,860	$3,440
92236	$1,530	$1,600	$1,990	$2,630	$3,170
92239	$1,530	$1,600	$1,990	$2,630	$3,170
92240	$1,530	$1,600	$1,990	$2,630	$3,170
92241	$1,530	$1,600	$1,990	$2,630	$3,170
92242	$1,530	$1,600	$1,990	$2,630	$3,170
92247	$1,660	$1,760	$2,170	$2,860	$3,440
92248	$1,660	$1,760	$2,170	$2,860	$3,440
92252	$1,530	$1,600	$1,990	$2,630	$3,170
92253	$1,630	$1,730	$2,130	$2,810	$3,380
92254	$1,530	$1,600	$1,990	$2,630	$3,170
92255	$1,660	$1,760	$2,170	$2,860	$3,440
92256	$1,530	$1,600	$1,990	$2,630	$3,170
92258	$1,530	$1,600	$1,990	$2,630	$3,170
92260	$1,670	$1,780	$2,190	$2,890	$3,470
92261	$1,660	$1,760	$2,170	$2,860	$3,440
92262	$1,530	$1,620	$2,000	$2,640	$3,170
92263	$1,660	$1,760	$2,170	$2,860	$3,440
92264	$1,660	$1,770	$2,180	$2,870	$3,460
92267	$1,530	$1,600	$1,990	$2,630	$3,170
92268	$1,530	$1,600	$1,990	$2,630	$3,170
92270	$1,540	$1,620	$2,010	$2,660	$3,210
92274	$1,530	$1,600	$1,990	$2,630	$3,170
92276	$1,530	$1,600	$1,990	$2,630	$3,170
92277	$1,530	$1,600	$1,990	$2,630	$3,170
92278	$1,530	$1,600	$1,990	$2,630	$3,170
92280	$1,560	$1,650	$2,040	$2,690	$3,240
92282	$1,530	$1,600	$1,990	$2,630	$3,170
92284	$1,530	$1,600	$1,990	$2,630	$3,170
92285	$1,530	$1,600	$1,990	$2,630	$3,170
92286	$1,560	$1,650	$2,040	$2,690	$3,240
92301	$1,300	$1,470	$1,870	$2,390	$2,700
92304	$1,560	$1,650	$2,040	$2,690	$3,240
92305	$1,530	$1,600	$1,990	$2,630	$3,170
92307	$1,530	$1,600	$1,990	$2,630	$3,170
92308	$1,530	$1,600	$1,990	$2,630	$3,170
92309	$1,530	$1,600	$1,990	$2,630	$3,170
92310	$1,530	$1,600	$1,990	$2,630	$3,170
92311	$1,530	$1,600	$1,990	$2,630	$3,170
92312	$1,560	$1,650	$2,040	$2,690	$3,240
92313	$1,640	$1,740	$2,150	$2,830	$3,410
92314	$1,530	$1,600	$1,990	$2,630	$3,170
92315	$1,530	$1,600	$1,990	$2,630	$3,170
92316	$1,530	$1,600	$1,990	$2,630	$3,170
92317	$1,530	$1,600	$1,990	$2,630	$3,170
92318	$1,560	$1,650	$2,040	$2,690	$3,240
92320	$1,640	$1,740	$2,150	$2,830	$3,410
92321	$1,530	$1,600	$1,990	$2,630	$3,170
92322	$1,630	$1,730	$2,130	$2,810	$3,380
92323	$1,560	$1,650	$2,040	$2,690	$3,240
92324	$1,600	$1,700	$2,100	$2,770	$3,330
92325	$1,530	$1,600	$1,990	$2,630	$3,170
92327	$1,530	$1,600	$1,990	$2,630	$3,170
92329	$1,560	$1,650	$2,040	$2,690	$3,240
92331	$1,560	$1,650	$2,040	$2,690	$3,240
92332	$1,560	$1,650	$2,040	$2,690	$3,240
92333	$1,540	$1,640	$2,020	$2,660	$3,200
92334	$1,560	$1,650	$2,040	$2,690	$3,240
92335	$1,640	$1,740	$2,150	$2,830	$3,410
92336	$1,950	$2,080	$2,560	$3,370	$4,060
92337	$1,920	$2,040	$2,520	$3,320	$4,000
92338	$1,560	$1,650	$2,040	$2,690	$3,240
92339	$1,590	$1,690	$2,090	$2,750	$3,320
92340	$1,560	$1,650	$2,040	$2,690	$3,240
92341	$1,610	$1,710	$2,110	$2,780	$3,350
92342	$1,530	$1,600	$1,990	$2,630	$3,170
92344	$1,900	$2,020	$2,490	$3,280	$3,950
92345	$1,530	$1,600	$1,990	$2,630	$3,170
92346	$1,530	$1,600	$1,990	$2,630	$3,170
92347	$1,530	$1,600	$1,990	$2,630	$3,170
92350	$1,580	$1,660	$2,060	$2,720	$3,280
92352	$1,960	$2,080	$2,570	$3,390	$4,080
92354	$1,580	$1,660	$2,060	$2,720	$3,280
92356	$1,530	$1,600	$1,990	$2,630	$3,170
92357	$1,560	$1,650	$2,040	$2,690	$3,240
92358	$1,530	$1,630	$2,010	$2,650	$3,190
92359	$1,530	$1,600	$1,990	$2,630	$3,170
92363	$1,530	$1,600	$1,990	$2,630	$3,170
92364	$1,560	$1,650	$2,040	$2,690	$3,240
92365	$1,530	$1,600	$1,990	$2,630	$3,170
92366	$1,560	$1,650	$2,040	$2,690	$3,240
92368	$1,530	$1,600	$1,990	$2,630	$3,170
92369	$1,530	$1,600	$1,990	$2,630	$3,170
92371	$1,530	$1,600	$1,990	$2,630	$3,170
92372	$1,530	$1,600	$1,990	$2,630	$3,170
92373	$1,920	$2,040	$2,520	$3,320	$4,000
92374	$1,830	$1,950	$2,400	$3,160	$3,810
92375	$1,560	$1,650	$2,040	$2,690	$3,240
92376	$1,560	$1,660	$2,050	$2,700	$3,250
92377	$2,150	$2,290	$2,820	$3,720	$4,470
92378	$1,530	$1,600	$1,990	$2,630	$3,170
92382	$1,610	$1,710	$2,110	$2,780	$3,350
92385	$1,530	$1,600	$1,990	$2,630	$3,170
92386	$1,850	$1,960	$2,420	$3,190	$3,840
92391	$1,530	$1,600	$1,990	$2,630	$3,170
92392	$1,600	$1,700	$2,100	$2,770	$3,330
92393	$1,560	$1,650	$2,040	$2,690	$3,240
92394	$1,530	$1,600	$1,990	$2,630	$3,170
92395	$1,530	$1,600	$1,990	$2,630	$3,170
92397	$1,520	$1,610	$1,990	$2,620	$3,150
92398	$1,530	$1,600	$1,990	$2,630	$3,170
92399	$1,530	$1,600	$1,990	$2,630	$3,170
92401	$1,530	$1,600	$1,990	$2,630	$3,170
92402	$1,560	$1,650	$2,040	$2,690	$3,240
92403	$1,560	$1,650	$2,040	$2,690	$3,240
92404	$1,530	$1,600	$1,990	$2,630	$3,170
92405	$1,530	$1,600	$1,990	$2,630	$3,170
92406	$1,560	$1,650	$2,040	$2,690	$3,240
92407	$1,750	$1,860	$2,290	$3,020	$3,630
92408	$1,530	$1,600	$1,990	$2,630	$3,170
92410	$1,530	$1,600	$1,990	$2,630	$3,170
92411	$1,530	$1,600	$1,990	$2,630	$3,170
92413	$1,560	$1,650	$2,040	$2,690	$3,240
92415	$1,560	$1,650	$2,040	$2,690	$3,240
92423	$1,560	$1,650	$2,040	$2,690	$3,240
92427	$1,560	$1,650	$2,040	$2,690	$3,240
92501	$1,530	$1,600	$1,990	$2,630	$3,170
92502	$1,660	$1,760	$2,170	$2,860	$3,440
92503	$1,730	$1,840	$2,270	$2,990	$3,600
92504	$1,600	$1,700	$2,100	$2,770	$3,330
92505	$1,820	$1,920	$2,370	$3,140	$3,780
92506	$1,690	$1,790	$2,210	$2,910	$3,510
92507	$1,840	$1,950	$2,410	$3,180	$3,820
92508	$2,320	$2,460	$3,040	$4,010	$4,820
92509	$1,550	$1,650	$2,030	$2,670	$3,220
92513	$1,660	$1,760	$2,170	$2,860	$3,440
92514	$1,660	$1,760	$2,170	$2,860	$3,440
92516	$1,660	$1,760	$2,170	$2,860	$3,440
92517	$1,660	$1,760	$2,170	$2,860	$3,440
92518	$1,600	$1,700	$2,100	$2,770	$3,330
92519	$1,660	$1,760	$2,170	$2,860	$3,440
92521	$1,660	$1,760	$2,170	$2,860	$3,440
92530	$2,420	$2,480	$2,920	$3,960	$4,730
92531	$1,660	$1,760	$2,170	$2,860	$3,440
92532	$2,350	$2,500	$3,080	$4,060	$4,890
92536	$1,310	$1,370	$1,700	$2,260	$2,750
92539	$1,530	$1,600	$1,990	$2,630	$3,170
92543	$1,530	$1,600	$1,990	$2,630	$3,170
92544	$1,530	$1,600	$1,990	$2,630	$3,170
92545	$1,590	$1,690	$2,090	$2,750	$3,320
92546	$1,660	$1,760	$2,170	$2,860	$3,440
92548	$1,530	$1,600	$1,990	$2,630	$3,170
92549	$1,530	$1,600	$1,990	$2,630	$3,170
92551	$1,830	$1,950	$2,400	$3,160	$3,810
92552	$1,660	$1,760	$2,170	$2,860	$3,440
92553	$1,840	$1,950	$2,410	$3,180	$3,820
92555	$2,120	$2,250	$2,780	$3,660	$4,410
92556	$1,660	$1,760	$2,170	$2,860	$3,440
92557	$1,840	$1,950	$2,410	$3,180	$3,820
92561	$1,530	$1,600	$1,990	$2,630	$3,170
92562	$2,010	$2,130	$2,630	$3,470	$4,170
92563	$2,240	$2,380	$2,940	$3,870	$4,660
92564	$1,660	$1,760	$2,170	$2,860	$3,440
92567	$1,530	$1,600	$1,990	$2,630	$3,170
92570	$1,530	$1,600	$1,990	$2,630	$3,170
92571	$1,800	$1,910	$2,360	$3,110	$3,740
92572	$1,660	$1,760	$2,170	$2,860	$3,440
92581	$1,660	$1,760	$2,170	$2,860	$3,440
92582	$2,340	$2,490	$3,070	$4,040	$4,870
92583	$1,530	$1,600	$1,990	$2,630	$3,170
92584	$2,110	$2,240	$2,760	$3,640	$4,380
92585	$1,990	$2,120	$2,610	$3,440	$4,140
92586	$1,530	$1,600	$1,990	$2,630	$3,170
92587	$1,980	$2,080	$2,560	$3,420	$4,150
92589	$1,660	$1,760	$2,170	$2,860	$3,440
92590	$1,270	$1,350	$1,670	$2,200	$2,680
92591	$1,990	$2,120	$2,610	$3,440	$4,140
92592	$2,270	$2,420	$2,980	$3,930	$4,730
92593	$1,660	$1,760	$2,170	$2,860	$3,440
92595	$1,900	$2,020	$2,490	$3,280	$3,950
92596	$2,220	$2,360	$2,910	$3,830	$4,620
92599	$1,660	$1,760	$2,170	$2,860	$3,440
92860	$1,760	$1,840	$2,280	$3,050	$3,700
92877	$1,660	$1,760	$2,170	$2,860	$3,440
92878	$1,660	$1,760	$2,170	$2,860	$3,440
92879	$2,010	$2,140	$2,640	$3,480	$4,190
92880	$2,370	$2,520	$3,110	$4,100	$4,930
92881	$1,970	$2,090	$2,580	$3,400	$4,090
92882	$1,950	$2,070	$2,550	$3,360	$4,050
92883	$2,400	$2,550	$3,150	$4,150	$5,000
93516	$1,530	$1,600	$1,990	$2,630	$3,170
93555	$1,530	$1,600	$1,990	$2,630	$3,170
93558	$1,560	$1,650	$2,040	$2,690	$3,240
93562	$1,530	$1,600	$1,990	$2,630	$3,170
93592	$1,560	$1,650	$2,040	$2,690	$3,240

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for San Bernardino County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $106,500 (FY2025: $103,900, +2.5%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$25,850 +10.0%	$29,550 +10.1%	$33,250 +10.1%	$36,900 +10.0%	$39,900 +6.0%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$43,050 +9.8%	$49,200 +9.9%	$55,350 +9.9%	$61,500 +9.9%	$66,450 +9.9%	$71,350 +9.9%	$76,300 +9.9%	$81,200 +10.0%
Low income (80%)	$68,900 +10.0%	$78,750 +10.0%	$88,600 +10.0%	$98,400 +9.9%	$106,300 +9.9%	$114,150 +9.9%	$122,050 +10.0%	$129,900 +9.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.