Wood County, OH: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1452-bedroom FMR, FY2027

$8751-bedroom FMR, FY2027

$76,30080% income limit, family of 4 (FY2026)

$95,400Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Wood County is $1,145 a month, up 6.4% from $1,076 in FY2026. Wood County belongs to the Toledo, OH MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Wood County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$822	$769	+6.9%	$740 – $904
1 bedroom	$875	$820	+6.7%	$788 – $962
2 bedrooms	$1,145	$1,076	+6.4%	$1,031 – $1,259
3 bedrooms	$1,461	$1,380	+5.9%	$1,315 – $1,607
4 bedrooms	$1,558	$1,454	+7.2%	$1,403 – $1,713

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Wood County that is typically $1,031 to $1,259 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$43,722median income of renter households

$972Median gross rent, all units

27%Rent-to-income ratio (median rent ÷ median renter income)

44%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $43,722 can afford about $1,093 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,145 is $52 (4.8%) more than that. To rent a two-bedroom at the FMR, a household needs $45,800 a year under the 30% rule, or $41,220 under the common landlord rule that income must be three times the rent.

Wood County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$972 ±$25
Median income of renter households	$43,722 ±$3,113
Renters paying 30% or more of income (cost-burdened)	43.7% ±3.7
Renters paying 50% or more (severely cost-burdened)	23.3% ±2.8
Renter households (where the share can be computed)	18,144

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$800	$972	+21.5%
Median renter household income	$35,921	$43,722	+21.7%
Renters paying 30%+ of income	41.8%	43.7%	+1.9 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,000 to $1,720 depending on the ZIP code.

All 77 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
43402	$840	$890	$1,170	$1,490	$1,590
43403	$840	$890	$1,170	$1,490	$1,590
43406	$720	$770	$1,000	$1,280	$1,360
43412	$860	$900	$1,190	$1,480	$1,710
43413	$870	$920	$1,210	$1,540	$1,650
43414	$840	$890	$1,170	$1,490	$1,590
43430	$820	$870	$1,140	$1,370	$1,790
43431	$700	$840	$1,000	$1,250	$1,320
43434	$790	$840	$1,100	$1,400	$1,500
43437	$870	$920	$1,210	$1,540	$1,650
43441	$840	$890	$1,170	$1,490	$1,590
43443	$920	$980	$1,280	$1,630	$1,740
43445	$860	$920	$1,200	$1,450	$1,870
43447	$920	$980	$1,280	$1,620	$1,810
43450	$1,180	$1,250	$1,640	$2,090	$2,230
43451	$750	$800	$1,050	$1,340	$1,430
43457	$750	$830	$1,050	$1,330	$1,420
43460	$780	$830	$1,080	$1,380	$1,470
43462	$830	$880	$1,150	$1,470	$1,560
43463	$720	$770	$1,000	$1,280	$1,360
43465	$840	$890	$1,170	$1,490	$1,590
43466	$960	$1,020	$1,340	$1,710	$1,820
43467	$760	$810	$1,040	$1,310	$1,410
43469	$730	$830	$1,000	$1,250	$1,530
43502	$720	$770	$1,000	$1,280	$1,490
43504	$750	$810	$1,060	$1,350	$1,450
43511	$1,240	$1,310	$1,720	$2,200	$2,340
43515	$740	$790	$1,030	$1,310	$1,490
43516	$850	$860	$1,060	$1,420	$1,750
43521	$720	$770	$1,000	$1,280	$1,360
43522	$870	$930	$1,210	$1,540	$1,650
43525	$850	$900	$1,180	$1,510	$1,610
43528	$960	$1,020	$1,330	$1,700	$1,810
43529	$860	$920	$1,200	$1,530	$1,630
43532	$930	$940	$1,160	$1,550	$1,920
43533	$740	$790	$1,030	$1,310	$1,400
43537	$950	$1,010	$1,320	$1,680	$1,800
43540	$900	$960	$1,260	$1,610	$1,710
43541	$1,240	$1,310	$1,720	$2,200	$2,340
43542	$1,030	$1,100	$1,440	$1,840	$1,960
43545	$820	$820	$1,020	$1,360	$1,700
43547	$870	$910	$1,160	$1,500	$1,690
43551	$1,070	$1,140	$1,490	$1,900	$2,030
43552	$840	$890	$1,170	$1,490	$1,590
43553	$800	$860	$1,120	$1,430	$1,520
43557	$880	$900	$1,160	$1,490	$1,540
43558	$800	$850	$1,110	$1,420	$1,510
43560	$940	$1,000	$1,310	$1,670	$1,780
43565	$840	$890	$1,170	$1,490	$1,590
43566	$1,130	$1,210	$1,580	$2,020	$2,150
43567	$720	$770	$1,000	$1,280	$1,490
43569	$730	$770	$1,010	$1,290	$1,370
43570	$810	$830	$1,070	$1,380	$1,410
43571	$780	$830	$1,080	$1,380	$1,470
43604	$720	$770	$1,000	$1,280	$1,360
43605	$830	$890	$1,160	$1,480	$1,580
43606	$840	$890	$1,170	$1,490	$1,590
43607	$780	$830	$1,080	$1,380	$1,470
43608	$750	$800	$1,040	$1,330	$1,410
43609	$830	$880	$1,150	$1,470	$1,560
43610	$820	$870	$1,140	$1,460	$1,550
43611	$790	$840	$1,100	$1,400	$1,500
43612	$870	$920	$1,210	$1,540	$1,650
43613	$800	$860	$1,120	$1,430	$1,520
43614	$770	$820	$1,070	$1,370	$1,460
43615	$930	$990	$1,300	$1,660	$1,770
43616	$790	$840	$1,100	$1,400	$1,500
43617	$940	$1,000	$1,310	$1,670	$1,780
43619	$760	$810	$1,060	$1,350	$1,440
43620	$720	$770	$1,000	$1,280	$1,360
43623	$820	$870	$1,140	$1,460	$1,550
43635	$830	$880	$1,150	$1,470	$1,560
44817	$780	$840	$1,090	$1,400	$1,530
44830	$750	$780	$1,020	$1,340	$1,530
45858	$840	$920	$1,210	$1,570	$1,780
45872	$800	$850	$1,110	$1,420	$1,530
45889	$810	$880	$1,150	$1,480	$1,640

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Wood County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $95,400 (FY2025: $95,200, +0.2%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$20,050 +0.5%	$22,900 +0.4%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$33,400 +0.6%	$38,200 +0.7%	$42,950 +0.6%	$47,700 +0.6%	$51,550 +0.7%	$55,350 +0.7%	$59,150 +0.6%	$63,000 +0.7%
Low income (80%)	$53,450 +0.7%	$61,050 +0.6%	$68,700 +0.6%	$76,300 +0.6%	$82,450 +0.6%	$88,550 +0.6%	$94,650 +0.6%	$100,750 +0.6%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.