Paulding County, OH: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0032-bedroom FMR, FY2027

$7671-bedroom FMR, FY2027

$72,70080% income limit, family of 4 (FY2026)

$90,900Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Paulding County is $1,003 a month, up 3.1% from $973 in FY2026. Paulding County belongs to the Paulding County, OH FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Paulding County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$758	$736	+3.0%	$683 – $833
1 bedroom	$767	$780	−1.7%	$691 – $843
2 bedrooms	$1,003	$973	+3.1%	$903 – $1,103
3 bedrooms	$1,319	$1,343	−1.8%	$1,188 – $1,450
4 bedrooms	$1,676	$1,530	+9.5%	$1,509 – $1,843

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Paulding County that is typically $903 to $1,103 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$37,500median income of renter households

$812Median gross rent, all units

26%Rent-to-income ratio (median rent ÷ median renter income)

40%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $37,500 can afford about $938 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,003 is $66 (7.0%) more than that. To rent a two-bedroom at the FMR, a household needs $40,120 a year under the 30% rule, or $36,108 under the common landlord rule that income must be three times the rent.

Paulding County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$812 ±$44
Median income of renter households	$37,500 ±$4,502
Renters paying 30% or more of income (cost-burdened)	39.7% ±8.8
Renters paying 50% or more (severely cost-burdened)	20.7% ±7.3
Renter households (where the share can be computed)	1,316

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$704	$812	+15.3%
Median renter household income	$33,750	$37,500	+11.1%
Renters paying 30%+ of income	38.2%	39.7%	+1.5 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Paulding County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $90,900 (FY2025: $90,500, +0.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$19,100 +0.3%	$21,800 +0.2%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$31,850 +0.5%	$36,400 +0.6%	$40,950 +0.5%	$45,450 +0.4%	$49,100 +0.4%	$52,750 +0.5%	$56,400 +0.4%	$60,000 +0.4%
Low income (80%)	$50,900 +0.4%	$58,200 +0.4%	$65,450 +0.4%	$72,700 +0.4%	$78,550 +0.4%	$84,350 +0.4%	$90,150 +0.4%	$96,000 +0.4%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.