Clark County, OH: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1602-bedroom FMR, FY2027

$8871-bedroom FMR, FY2027

$70,15080% income limit, family of 4 (FY2026)

$83,700Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Clark County is $1,160 a month, up 4.9% from $1,106 in FY2026. Clark County belongs to the Springfield, OH MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Clark County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$808	$763	+5.9%	$728 – $888
1 bedroom	$887	$843	+5.2%	$799 – $975
2 bedrooms	$1,160	$1,106	+4.9%	$1,044 – $1,276
3 bedrooms	$1,434	$1,355	+5.8%	$1,291 – $1,577
4 bedrooms	$1,648	$1,572	+4.8%	$1,484 – $1,812

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Clark County that is typically $1,044 to $1,276 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$37,412median income of renter households

$872Median gross rent, all units

28%Rent-to-income ratio (median rent ÷ median renter income)

44%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $37,412 can afford about $935 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,160 is $225 (24.0%) more than that. To rent a two-bedroom at the FMR, a household needs $46,400 a year under the 30% rule, or $41,760 under the common landlord rule that income must be three times the rent.

Clark County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$872 ±$20
Median income of renter households	$37,412 ±$2,444
Renters paying 30% or more of income (cost-burdened)	43.6% ±3.4
Renters paying 50% or more (severely cost-burdened)	22.6% ±2.5
Renter households (where the share can be computed)	16,102

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$749	$872	+16.4%
Median renter household income	$31,187	$37,412	+20.0%
Renters paying 30%+ of income	41.7%	43.6%	+1.9 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,000 to $1,740 depending on the ZIP code.

All 24 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
43010	$1,090	$1,200	$1,570	$1,940	$2,230
43044	$720	$810	$1,030	$1,330	$1,450
43078	$750	$850	$1,070	$1,390	$1,510
43140	$990	$1,060	$1,260	$1,500	$1,710
43153	$1,120	$1,210	$1,470	$1,770	$2,020
45312	$990	$1,100	$1,360	$1,770	$1,930
45314	$820	$900	$1,120	$1,460	$1,590
45316	$760	$840	$1,080	$1,360	$1,530
45319	$730	$800	$1,050	$1,300	$1,490
45323	$770	$840	$1,100	$1,360	$1,560
45324	$960	$1,060	$1,320	$1,710	$1,880
45341	$750	$830	$1,080	$1,330	$1,530
45344	$760	$840	$1,090	$1,360	$1,550
45349	$1,210	$1,330	$1,740	$2,150	$2,470
45368	$700	$770	$1,000	$1,240	$1,430
45369	$810	$890	$1,160	$1,430	$1,650
45372	$810	$890	$1,160	$1,430	$1,650
45387	$790	$880	$1,090	$1,420	$1,550
45501	$810	$890	$1,160	$1,430	$1,650
45502	$890	$980	$1,280	$1,580	$1,810
45503	$860	$950	$1,240	$1,530	$1,760
45504	$840	$920	$1,210	$1,500	$1,720
45505	$780	$860	$1,120	$1,380	$1,590
45506	$850	$930	$1,220	$1,510	$1,730

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Clark County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $83,700 (FY2025: $86,500, −3.2%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,450 +1.4%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$30,700 +1.3%	$35,100 +1.4%	$39,500 +1.4%	$43,850 +1.4%	$47,400 +1.4%	$50,900 +1.4%	$54,400 +1.4%	$57,900 +1.4%
Low income (80%)	$49,150 +1.4%	$56,150 +1.4%	$63,150 +1.4%	$70,150 +1.4%	$75,800 +1.4%	$81,400 +1.4%	$87,000 +1.3%	$92,600 +1.4%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.