Allen County, OH: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1792-bedroom FMR, FY2027

$9011-bedroom FMR, FY2027

$70,30080% income limit, family of 4 (FY2026)

$85,700Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Allen County is $1,179 a month, up 6.4% from $1,108 in FY2026. Allen County belongs to the Lima, OH MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Allen County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$895	$839	+6.7%	$806 – $984
1 bedroom	$901	$844	+6.8%	$811 – $991
2 bedrooms	$1,179	$1,108	+6.4%	$1,062 – $1,296
3 bedrooms	$1,418	$1,338	+6.0%	$1,277 – $1,559
4 bedrooms	$1,571	$1,493	+5.2%	$1,414 – $1,728

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Allen County that is typically $1,062 to $1,296 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$39,864median income of renter households

$922Median gross rent, all units

28%Rent-to-income ratio (median rent ÷ median renter income)

41%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $39,864 can afford about $997 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,179 is $182 (18.3%) more than that. To rent a two-bedroom at the FMR, a household needs $47,160 a year under the 30% rule, or $42,444 under the common landlord rule that income must be three times the rent.

Allen County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$922 ±$24
Median income of renter households	$39,864 ±$2,919
Renters paying 30% or more of income (cost-burdened)	41.0% ±3.8
Renters paying 50% or more (severely cost-burdened)	20.4% ±2.6
Renter households (where the share can be computed)	12,464

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$703	$922	+31.2%
Median renter household income	$29,039	$39,864	+37.3%
Renters paying 30%+ of income	46.4%	41.0%	−5.4 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,000 to $1,280 depending on the ZIP code.

All 23 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
43310	$900	$910	$1,150	$1,390	$1,540
45801	$870	$880	$1,150	$1,380	$1,530
45802	$900	$900	$1,180	$1,420	$1,570
45804	$910	$920	$1,200	$1,440	$1,600
45805	$920	$920	$1,210	$1,460	$1,610
45806	$970	$980	$1,280	$1,580	$1,760
45807	$930	$940	$1,230	$1,480	$1,640
45808	$960	$960	$1,260	$1,520	$1,680
45809	$930	$940	$1,230	$1,480	$1,640
45810	$880	$880	$1,020	$1,340	$1,530
45812	$950	$950	$1,090	$1,400	$1,570
45817	$780	$800	$1,040	$1,340	$1,530
45820	$900	$910	$1,190	$1,430	$1,590
45830	$910	$920	$1,200	$1,440	$1,600
45833	$830	$840	$1,080	$1,320	$1,450
45844	$760	$770	$1,000	$1,210	$1,350
45850	$960	$970	$1,250	$1,520	$1,690
45854	$810	$810	$1,070	$1,280	$1,440
45877	$880	$890	$1,160	$1,380	$1,540
45887	$870	$880	$1,150	$1,400	$1,550
45894	$880	$900	$1,140	$1,430	$1,540
45895	$810	$820	$1,070	$1,480	$1,690
45896	$900	$900	$1,170	$1,470	$1,650

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Allen County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $85,700 (FY2025: $92,800, −7.7%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,450 −5.1%	$21,640 −2.5%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$30,800 −4.8%	$35,200 −4.9%	$39,600 −4.9%	$43,950 −5.0%	$47,500 −4.9%	$51,000 −4.9%	$54,500 −5.0%	$58,050 −4.9%
Low income (80%)	$49,250 −4.9%	$56,250 −5.0%	$63,300 −5.0%	$70,300 −5.0%	$76,000 −4.9%	$81,600 −5.0%	$87,250 −5.0%	$92,850 −5.0%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.