Erie County, OH: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,2212-bedroom FMR, FY2027

$9771-bedroom FMR, FY2027

$84,00080% income limit, family of 4 (FY2026)

$105,300Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Erie County is $1,221 a month, up 10.4% from $1,106 in FY2026. Erie County belongs to the Erie County, OH HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Erie County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$927	$854	+8.5%	$835 – $1,019
1 bedroom	$977	$886	+10.3%	$880 – $1,074
2 bedrooms	$1,221	$1,106	+10.4%	$1,099 – $1,343
3 bedrooms	$1,531	$1,384	+10.6%	$1,378 – $1,684
4 bedrooms	$1,702	$1,557	+9.3%	$1,532 – $1,872

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Erie County that is typically $1,099 to $1,343 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$43,131median income of renter households

$933Median gross rent, all units

26%Rent-to-income ratio (median rent ÷ median renter income)

43%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $43,131 can afford about $1,078 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,221 is $143 (13.2%) more than that. To rent a two-bedroom at the FMR, a household needs $48,840 a year under the 30% rule, or $43,956 under the common landlord rule that income must be three times the rent.

Erie County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$933 ±$23
Median income of renter households	$43,131 ±$5,816
Renters paying 30% or more of income (cost-burdened)	42.6% ±4.1
Renters paying 50% or more (severely cost-burdened)	24.9% ±3.9
Renter households (where the share can be computed)	8,329

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$756	$933	+23.4%
Median renter household income	$34,235	$43,131	+26.0%
Renters paying 30%+ of income	42.6%	42.6%	+0.0 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,000 to $1,390 depending on the ZIP code.

All 15 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
43438	$930	$980	$1,220	$1,530	$1,700
43464	$770	$830	$1,000	$1,250	$1,410
44089	$1,040	$1,130	$1,390	$1,760	$1,930
44811	$770	$810	$1,000	$1,250	$1,410
44814	$990	$1,040	$1,300	$1,630	$1,810
44816	$930	$980	$1,220	$1,530	$1,700
44824	$940	$990	$1,240	$1,550	$1,730
44826	$870	$890	$1,120	$1,410	$1,660
44839	$920	$970	$1,210	$1,520	$1,690
44846	$1,030	$1,080	$1,350	$1,700	$1,900
44847	$940	$950	$1,210	$1,510	$1,820
44857	$780	$800	$1,000	$1,260	$1,530
44870	$950	$1,000	$1,250	$1,570	$1,740
44871	$930	$980	$1,220	$1,530	$1,700
44889	$970	$1,000	$1,260	$1,580	$1,860

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Erie County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $105,300 (FY2025: $95,500, +10.3%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$22,050 +9.7%	$25,200 +9.8%	$28,350 +6.4%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$36,750 +9.9%	$42,000 +9.9%	$47,250 +9.9%	$52,500 +9.9%	$56,700 +9.9%	$60,900 +9.9%	$65,100 +9.9%	$69,300 +9.9%
Low income (80%)	$58,800 +9.9%	$67,200 +9.9%	$75,600 +9.9%	$84,000 +9.9%	$90,750 +9.9%	$97,450 +9.9%	$104,200 +10.0%	$110,900 +10.0%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.