Union County, OH: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,6072-bedroom FMR, FY2027

$1,2281-bedroom FMR, FY2027

$106,80080% income limit, family of 4 (FY2026)

$146,700Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Union County is $1,607 a month, up 12.1% from $1,433 in FY2026. Union County belongs to the Union County, OH HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Union County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,119	$1,113	+0.5%	$1,008 – $1,230
1 bedroom	$1,228	$1,125	+9.2%	$1,106 – $1,350
2 bedrooms	$1,607	$1,433	+12.1%	$1,447 – $1,767
3 bedrooms	$1,915	$1,718	+11.5%	$1,724 – $2,106
4 bedrooms	$2,112	$1,897	+11.3%	$1,901 – $2,323

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Union County that is typically $1,447 to $1,767 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$58,750median income of renter households

$1,247Median gross rent, all units

25%Rent-to-income ratio (median rent ÷ median renter income)

35%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $58,750 can afford about $1,469 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,607 is $138 (9.4%) more than that. To rent a two-bedroom at the FMR, a household needs $64,280 a year under the 30% rule, or $57,852 under the common landlord rule that income must be three times the rent.

Union County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,247 ±$62
Median income of renter households	$58,750 ±$6,827
Renters paying 30% or more of income (cost-burdened)	34.6% ±6.5
Renters paying 50% or more (severely cost-burdened)	12.2% ±3.3
Renter households (where the share can be computed)	4,811

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$982	$1,247	+27.0%
Median renter household income	$52,500	$58,750	+11.9%
Renters paying 30%+ of income	34.1%	34.6%	+0.5 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,100 to $2,180 depending on the ZIP code.

All 21 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
43007	$1,150	$1,260	$1,640	$1,950	$2,160
43015	$1,260	$1,350	$1,610	$1,920	$2,180
43016	$1,700	$1,820	$2,180	$2,600	$2,950
43017	$1,540	$1,650	$1,970	$2,350	$2,670
43029	$1,040	$1,140	$1,460	$1,780	$1,970
43036	$1,010	$1,020	$1,290	$1,550	$1,710
43040	$1,110	$1,220	$1,590	$1,890	$2,090
43045	$1,170	$1,280	$1,670	$2,000	$2,200
43060	$1,010	$1,020	$1,290	$1,640	$1,780
43061	$1,030	$1,110	$1,340	$1,600	$1,810
43064	$1,370	$1,490	$1,880	$2,240	$2,500
43067	$1,250	$1,370	$1,790	$2,130	$2,350
43077	$960	$1,000	$1,310	$1,560	$1,720
43084	$1,010	$1,020	$1,290	$1,550	$1,710
43302	$1,010	$1,020	$1,290	$1,550	$1,710
43319	$1,010	$1,070	$1,390	$1,680	$1,850
43340	$1,010	$1,020	$1,290	$1,550	$1,710
43342	$920	$930	$1,210	$1,440	$1,590
43344	$770	$840	$1,100	$1,310	$1,450
43345	$1,190	$1,200	$1,460	$1,810	$2,020
43358	$1,020	$1,070	$1,390	$1,660	$1,830

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Union County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $146,700 (FY2025: $128,200, +14.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$29,650 +10.0%	$33,850 +9.9%	$38,100 +10.0%	$42,300 +10.0%	$45,700 +10.0%	$49,100 +10.0%	$52,500 +7.9%	$55,850 +3.1%
Very low income (50%)	$49,350 +9.9%	$56,400 +9.9%	$63,450 +10.0%	$70,500 +10.0%	$76,150 +10.0%	$81,800 +9.9%	$87,450 +10.0%	$93,100 +10.0%
Low income (80%)	$74,800 +4.2%	$85,450 +4.1%	$96,150 +4.2%	$106,800 +4.1%	$115,350 +4.1%	$123,900 +4.1%	$132,450 +4.1%	$141,000 +4.1%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.