Ashtabula County, OH: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0032-bedroom FMR, FY2027

$8101-bedroom FMR, FY2027

$70,15080% income limit, family of 4 (FY2026)

$79,100Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Ashtabula County is $1,003 a month, down 3.3% from $1,037 in FY2026. Ashtabula County belongs to the Ashtabula County, OH HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Ashtabula County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$698	$715	−2.4%	$629 – $767
1 bedroom	$810	$840	−3.6%	$729 – $891
2 bedrooms	$1,003	$1,037	−3.3%	$903 – $1,103
3 bedrooms	$1,225	$1,257	−2.5%	$1,103 – $1,347
4 bedrooms	$1,402	$1,429	−1.9%	$1,262 – $1,542

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Ashtabula County that is typically $903 to $1,103 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$32,419median income of renter households

$828Median gross rent, all units

31%Rent-to-income ratio (median rent ÷ median renter income)

48%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $32,419 can afford about $810 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,003 is $193 (23.8%) more than that. To rent a two-bedroom at the FMR, a household needs $40,120 a year under the 30% rule, or $36,108 under the common landlord rule that income must be three times the rent.

Ashtabula County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$828 ±$27
Median income of renter households	$32,419 ±$2,382
Renters paying 30% or more of income (cost-burdened)	47.9% ±4.5
Renters paying 50% or more (severely cost-burdened)	23.4% ±3.5
Renter households (where the share can be computed)	8,740

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$696	$828	+19.0%
Median renter household income	$24,634	$32,419	+31.6%
Renters paying 30%+ of income	52.3%	47.9%	−4.4 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,000 to $1,310 depending on the ZIP code.

All 22 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
44003	$750	$860	$1,070	$1,310	$1,500
44004	$700	$810	$1,000	$1,230	$1,400
44010	$750	$870	$1,070	$1,310	$1,500
44030	$700	$810	$1,000	$1,230	$1,400
44032	$780	$910	$1,130	$1,380	$1,580
44041	$700	$810	$1,000	$1,230	$1,400
44046	$770	$870	$1,060	$1,350	$1,460
44047	$810	$940	$1,170	$1,430	$1,640
44048	$700	$810	$1,000	$1,230	$1,400
44057	$950	$1,080	$1,310	$1,670	$1,810
44062	$740	$830	$1,010	$1,290	$1,390
44064	$940	$1,060	$1,290	$1,650	$1,780
44068	$700	$810	$1,000	$1,230	$1,400
44076	$710	$810	$1,000	$1,240	$1,400
44082	$750	$850	$1,040	$1,320	$1,490
44084	$810	$940	$1,160	$1,420	$1,620
44085	$800	$930	$1,150	$1,390	$1,580
44086	$910	$1,040	$1,260	$1,610	$1,740
44088	$700	$810	$1,000	$1,230	$1,400
44093	$700	$810	$1,000	$1,230	$1,400
44099	$740	$840	$1,030	$1,300	$1,430
44428	$750	$800	$1,000	$1,290	$1,380

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Ashtabula County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $79,100 (FY2025: $76,700, +3.1%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,450 +3.1%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$30,700 +2.8%	$35,100 +2.9%	$39,500 +3.0%	$43,850 +2.9%	$47,400 +2.9%	$50,900 +2.9%	$54,400 +2.9%	$57,900 +2.9%
Low income (80%)	$49,150 +2.9%	$56,150 +2.9%	$63,150 +2.9%	$70,150 +2.9%	$75,800 +2.9%	$81,400 +2.9%	$87,000 +2.9%	$92,600 +2.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.