Champaign County, OH: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0472-bedroom FMR, FY2027

$8301-bedroom FMR, FY2027

$75,75080% income limit, family of 4 (FY2026)

$94,700Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Champaign County is $1,047 a month, up 0.1% from $1,046 in FY2026. Champaign County belongs to the Champaign County, OH FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Champaign County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$732	$737	−0.7%	$659 – $805
1 bedroom	$830	$818	+1.5%	$747 – $913
2 bedrooms	$1,047	$1,046	+0.1%	$943 – $1,151
3 bedrooms	$1,361	$1,333	+2.1%	$1,225 – $1,497
4 bedrooms	$1,473	$1,470	+0.2%	$1,326 – $1,620

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Champaign County that is typically $943 to $1,151 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$49,469median income of renter households

$905Median gross rent, all units

22%Rent-to-income ratio (median rent ÷ median renter income)

38%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $49,469 can afford about $1,237 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,047 is $190 (15.3%) less than that. To rent a two-bedroom at the FMR, a household needs $41,880 a year under the 30% rule, or $37,692 under the common landlord rule that income must be three times the rent.

Champaign County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$905 ±$50
Median income of renter households	$49,469 ±$3,503
Renters paying 30% or more of income (cost-burdened)	37.6% ±6.7
Renters paying 50% or more (severely cost-burdened)	9.4% ±3.0
Renter households (where the share can be computed)	3,338

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$696	$905	+30.0%
Median renter household income	$38,047	$49,469	+30.0%
Renters paying 30%+ of income	32.8%	37.6%	+4.8 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Champaign County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $94,700 (FY2025: $93,600, +1.2%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$19,900 +1.0%	$22,750 +1.1%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$33,150 +1.1%	$37,900 +1.2%	$42,650 +1.2%	$47,350 +1.2%	$51,150 +1.2%	$54,950 +1.2%	$58,750 +1.2%	$62,550 +1.2%
Low income (80%)	$53,050 +1.1%	$60,600 +1.1%	$68,200 +1.1%	$75,750 +1.1%	$81,850 +1.2%	$87,900 +1.2%	$93,950 +1.1%	$100,000 +1.1%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.