Putnam County, OH: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0952-bedroom FMR, FY2027

$8371-bedroom FMR, FY2027

$87,05080% income limit, family of 4 (FY2026)

$108,800Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Putnam County is $1,095 a month, up 4.0% from $1,053 in FY2026. Putnam County belongs to the Putnam County, OH FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Putnam County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$827	$797	+3.8%	$745 – $909
1 bedroom	$837	$808	+3.6%	$754 – $920
2 bedrooms	$1,095	$1,053	+4.0%	$986 – $1,204
3 bedrooms	$1,305	$1,263	+3.3%	$1,175 – $1,435
4 bedrooms	$1,452	$1,394	+4.2%	$1,307 – $1,597

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Putnam County that is typically $986 to $1,204 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$46,528median income of renter households

$855Median gross rent, all units

22%Rent-to-income ratio (median rent ÷ median renter income)

34%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $46,528 can afford about $1,163 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,095 is $68 (5.9%) less than that. To rent a two-bedroom at the FMR, a household needs $43,800 a year under the 30% rule, or $39,420 under the common landlord rule that income must be three times the rent.

Putnam County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$855 ±$41
Median income of renter households	$46,528 ±$4,562
Renters paying 30% or more of income (cost-burdened)	33.6% ±8.2
Renters paying 50% or more (severely cost-burdened)	15.2% ±6.2
Renter households (where the share can be computed)	1,463

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$701	$855	+22.0%
Median renter household income	$40,629	$46,528	+14.5%
Renters paying 30%+ of income	33.7%	33.6%	−0.1 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Putnam County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $108,800 (FY2025: $107,900, +0.8%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$22,900 +1.1%	$26,150 +1.0%	$29,400 +0.9%	$33,000 +2.0%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$38,100 +0.8%	$43,550 +0.8%	$49,000 +0.8%	$54,400 +0.8%	$58,800 +0.9%	$63,150 +0.9%	$67,500 +0.9%	$71,850 +0.8%
Low income (80%)	$60,950 +0.8%	$69,650 +0.9%	$78,350 +0.8%	$87,050 +0.9%	$94,050 +0.9%	$101,000 +0.8%	$107,950 +0.8%	$114,950 +0.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.