Ralls County, MO: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$9692-bedroom FMR, FY2027

$7411-bedroom FMR, FY2027

$72,15080% income limit, family of 4 (FY2026)

$90,200Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Ralls County is $969 a month, up 9.1% from $888 in FY2026. Ralls County belongs to the Ralls County, MO FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Ralls County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$714	$660	+8.2%	$643 – $785
1 bedroom	$741	$677	+9.5%	$667 – $815
2 bedrooms	$969	$888	+9.1%	$873 – $1,065
3 bedrooms	$1,217	$1,128	+7.9%	$1,096 – $1,338
4 bedrooms	$1,454	$1,490	−2.4%	$1,309 – $1,599

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Ralls County that is typically $873 to $1,065 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$40,987median income of renter households

$749Median gross rent, all units

22%Rent-to-income ratio (median rent ÷ median renter income)

28%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $40,987 can afford about $1,025 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $969 is $56 (5.4%) less than that. To rent a two-bedroom at the FMR, a household needs $38,760 a year under the 30% rule, or $34,884 under the common landlord rule that income must be three times the rent.

Ralls County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$749 ±$46
Median income of renter households	$40,987 ±$17,129
Renters paying 30% or more of income (cost-burdened)	27.6% ±8.3
Renters paying 50% or more (severely cost-burdened)	9.3% ±5.5
Renter households (where the share can be computed)	471

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$767	$749	−2.3%
Median renter household income	$33,723	$40,987	+21.5%
Renters paying 30%+ of income	39.5%	27.6%	−11.9 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Ralls County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $90,200 (FY2025: $88,500, +1.9%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,950 +1.9%	$21,650 +1.9%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$31,600 +1.9%	$36,100 +2.0%	$40,600 +1.9%	$45,100 +1.9%	$48,750 +2.0%	$52,350 +1.9%	$55,950 +1.9%	$59,550 +1.9%
Low income (80%)	$50,550 +1.9%	$57,750 +1.9%	$64,950 +1.9%	$72,150 +1.9%	$77,950 +1.9%	$83,700 +1.9%	$89,500 +1.9%	$95,250 +1.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.