Lafayette County, MO: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,5462-bedroom FMR, FY2027

$1,3661-bedroom FMR, FY2027

$90,70080% income limit, family of 4 (FY2026)

$113,400Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Lafayette County is $1,546 a month, up 13.8% from $1,358 in FY2026. Lafayette County belongs to the Kansas City, MO-KS HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Lafayette County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,257	$1,095	+14.8%	$1,132 – $1,382
1 bedroom	$1,366	$1,197	+14.1%	$1,230 – $1,502
2 bedrooms	$1,546	$1,358	+13.8%	$1,392 – $1,700
3 bedrooms	$2,020	$1,769	+14.2%	$1,818 – $2,222
4 bedrooms	$2,419	$2,103	+15.0%	$2,178 – $2,660

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Lafayette County that is typically $1,392 to $1,700 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$46,985median income of renter households

$928Median gross rent, all units

24%Rent-to-income ratio (median rent ÷ median renter income)

40%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $46,985 can afford about $1,175 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,546 is $371 (31.6%) more than that. To rent a two-bedroom at the FMR, a household needs $61,840 a year under the 30% rule, or $55,656 under the common landlord rule that income must be three times the rent.

Lafayette County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$928 ±$41
Median income of renter households	$46,985 ±$4,923
Renters paying 30% or more of income (cost-burdened)	40.3% ±6.7
Renters paying 50% or more (severely cost-burdened)	23.3% ±5.8
Renter households (where the share can be computed)	2,835

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$686	$928	+35.3%
Median renter household income	$34,205	$46,985	+37.4%
Renters paying 30%+ of income	33.7%	40.3%	+6.6 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $960 to $2,320 depending on the ZIP code.

All 252 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
64001	$880	$950	$1,080	$1,410	$1,690
64011	$770	$840	$960	$1,270	$1,530
64012	$1,290	$1,400	$1,590	$2,080	$2,490
64013	$1,200	$1,310	$1,480	$1,930	$2,320
64014	$1,340	$1,460	$1,650	$2,160	$2,580
64015	$1,190	$1,300	$1,470	$1,920	$2,300
64016	$1,030	$1,120	$1,270	$1,660	$1,990
64017	$900	$980	$1,110	$1,450	$1,730
64018	$1,210	$1,320	$1,490	$1,950	$2,330
64020	$840	$910	$1,040	$1,350	$1,620
64021	$990	$1,080	$1,220	$1,590	$1,910
64022	$930	$1,010	$1,140	$1,490	$1,780
64024	$1,010	$1,100	$1,240	$1,620	$1,940
64028	$1,000	$1,110	$1,260	$1,630	$1,940
64029	$1,390	$1,510	$1,710	$2,230	$2,680
64030	$1,060	$1,160	$1,310	$1,710	$2,050
64034	$1,810	$1,970	$2,230	$2,910	$3,490
64035	$1,030	$1,120	$1,270	$1,660	$1,990
64036	$860	$940	$1,060	$1,390	$1,660
64037	$880	$950	$1,080	$1,410	$1,690
64040	$730	$810	$960	$1,330	$1,610
64048	$990	$1,080	$1,220	$1,590	$1,910
64050	$970	$1,050	$1,190	$1,550	$1,860
64051	$1,200	$1,310	$1,480	$1,930	$2,320
64052	$1,140	$1,240	$1,400	$1,830	$2,190
64053	$1,010	$1,100	$1,240	$1,620	$1,940
64054	$1,190	$1,290	$1,460	$1,910	$2,280
64055	$1,150	$1,250	$1,420	$1,860	$2,220
64056	$1,340	$1,460	$1,650	$2,160	$2,580
64057	$1,170	$1,270	$1,440	$1,880	$2,250
64058	$1,260	$1,370	$1,550	$2,030	$2,430
64060	$1,250	$1,360	$1,540	$2,010	$2,410
64061	$730	$820	$980	$1,360	$1,640
64062	$1,190	$1,290	$1,460	$1,910	$2,280
64063	$1,190	$1,300	$1,470	$1,920	$2,300
64064	$1,480	$1,610	$1,820	$2,380	$2,850
64065	$1,550	$1,680	$1,910	$2,490	$2,990
64066	$1,240	$1,340	$1,520	$1,990	$2,380
64067	$870	$950	$1,070	$1,400	$1,670
64068	$1,190	$1,300	$1,470	$1,920	$2,300
64069	$1,260	$1,370	$1,550	$2,030	$2,430
64070	$1,200	$1,300	$1,480	$1,950	$2,330
64071	$940	$1,020	$1,160	$1,520	$1,820
64072	$1,110	$1,210	$1,370	$1,790	$2,140
64073	$1,260	$1,370	$1,550	$2,030	$2,430
64074	$1,440	$1,570	$1,780	$2,320	$2,750
64075	$1,020	$1,110	$1,260	$1,650	$1,970
64076	$1,010	$1,100	$1,250	$1,640	$1,960
64077	$980	$1,060	$1,200	$1,570	$1,880
64078	$1,300	$1,410	$1,600	$2,090	$2,500
64079	$1,460	$1,590	$1,800	$2,350	$2,820
64080	$1,170	$1,270	$1,440	$1,880	$2,250
64081	$1,410	$1,540	$1,740	$2,270	$2,720
64082	$1,800	$1,960	$2,220	$2,900	$3,470
64083	$1,340	$1,460	$1,650	$2,160	$2,580
64084	$980	$1,070	$1,210	$1,580	$1,890
64085	$810	$880	$1,000	$1,310	$1,560
64086	$1,370	$1,490	$1,690	$2,210	$2,640
64088	$930	$1,020	$1,150	$1,500	$1,800
64089	$1,280	$1,400	$1,580	$2,060	$2,470
64090	$800	$880	$990	$1,300	$1,530
64092	$1,320	$1,440	$1,630	$2,130	$2,550
64096	$880	$950	$1,080	$1,410	$1,690
64097	$1,100	$1,190	$1,350	$1,760	$2,110
64098	$1,100	$1,190	$1,350	$1,760	$2,110
64101	$1,230	$1,330	$1,510	$1,970	$2,360
64102	$1,470	$1,600	$1,810	$2,370	$2,830
64105	$1,730	$1,880	$2,130	$2,780	$3,330
64106	$1,380	$1,500	$1,700	$2,220	$2,660
64108	$1,710	$1,860	$2,110	$2,760	$3,300
64109	$1,010	$1,100	$1,240	$1,620	$1,940
64110	$1,300	$1,410	$1,600	$2,090	$2,500
64111	$1,490	$1,620	$1,830	$2,390	$2,860
64112	$1,440	$1,560	$1,770	$2,310	$2,770
64113	$1,460	$1,580	$1,790	$2,340	$2,800
64114	$1,500	$1,630	$1,840	$2,400	$2,880
64116	$1,240	$1,350	$1,530	$2,000	$2,390
64117	$1,110	$1,200	$1,360	$1,780	$2,130
64118	$1,240	$1,340	$1,520	$1,990	$2,380
64119	$1,280	$1,400	$1,580	$2,060	$2,470
64120	$1,700	$1,850	$2,090	$2,730	$3,270
64121	$1,200	$1,310	$1,480	$1,930	$2,320
64123	$1,030	$1,120	$1,270	$1,660	$1,990
64124	$980	$1,060	$1,200	$1,570	$1,880
64125	$920	$1,000	$1,130	$1,480	$1,770
64126	$1,030	$1,120	$1,270	$1,660	$1,990
64127	$970	$1,050	$1,190	$1,550	$1,860
64128	$1,020	$1,100	$1,250	$1,630	$1,960
64129	$1,090	$1,180	$1,340	$1,750	$2,100
64130	$1,090	$1,180	$1,340	$1,750	$2,100
64131	$1,190	$1,290	$1,460	$1,910	$2,280
64132	$1,120	$1,220	$1,380	$1,800	$2,160
64133	$1,210	$1,320	$1,490	$1,950	$2,330
64134	$1,310	$1,420	$1,610	$2,100	$2,520
64136	$1,360	$1,480	$1,670	$2,180	$2,610
64137	$1,160	$1,260	$1,430	$1,870	$2,240
64138	$1,170	$1,270	$1,440	$1,880	$2,250
64139	$1,720	$1,870	$2,120	$2,770	$3,320
64141	$1,200	$1,310	$1,480	$1,930	$2,320
64144	$1,260	$1,370	$1,550	$2,030	$2,430
64145	$1,530	$1,660	$1,880	$2,460	$2,940
64146	$1,730	$1,880	$2,130	$2,780	$3,330
64147	$1,240	$1,350	$1,530	$2,000	$2,390
64148	$1,200	$1,310	$1,480	$1,930	$2,320
64149	$1,470	$1,600	$1,810	$2,370	$2,830
64150	$930	$1,020	$1,150	$1,500	$1,800
64151	$1,390	$1,510	$1,710	$2,230	$2,680
64152	$1,300	$1,410	$1,600	$2,090	$2,500
64153	$1,230	$1,330	$1,510	$1,970	$2,360
64154	$1,430	$1,550	$1,760	$2,300	$2,750
64155	$1,380	$1,500	$1,700	$2,220	$2,660
64156	$1,530	$1,660	$1,880	$2,460	$2,940
64157	$1,890	$2,050	$2,320	$3,030	$3,630
64158	$1,530	$1,660	$1,880	$2,460	$2,940
64161	$1,430	$1,550	$1,760	$2,300	$2,750
64163	$870	$950	$1,070	$1,400	$1,670
64164	$1,150	$1,250	$1,410	$1,850	$2,210
64165	$1,360	$1,480	$1,680	$2,190	$2,620
64166	$1,390	$1,510	$1,710	$2,230	$2,670
64167	$1,470	$1,600	$1,810	$2,370	$2,840
64168	$1,320	$1,440	$1,630	$2,130	$2,550
64170	$1,200	$1,310	$1,480	$1,930	$2,320
64171	$1,200	$1,310	$1,480	$1,930	$2,320
64188	$1,260	$1,370	$1,550	$2,030	$2,430
64190	$1,320	$1,440	$1,630	$2,130	$2,550
64197	$1,200	$1,310	$1,480	$1,930	$2,320
64198	$1,200	$1,310	$1,480	$1,930	$2,320
64429	$1,070	$1,130	$1,340	$1,730	$2,050
64439	$980	$1,060	$1,210	$1,580	$1,890
64440	$800	$810	$1,030	$1,320	$1,520
64444	$860	$940	$1,070	$1,390	$1,650
64454	$890	$950	$1,100	$1,430	$1,700
64465	$860	$940	$1,060	$1,390	$1,660
64474	$750	$810	$960	$1,230	$1,440
64477	$970	$1,050	$1,190	$1,550	$1,860
64484	$820	$840	$1,050	$1,350	$1,570
64490	$820	$850	$1,050	$1,350	$1,580
64492	$1,010	$1,100	$1,240	$1,620	$1,940
64493	$1,010	$1,100	$1,240	$1,620	$1,940
64624	$770	$840	$960	$1,250	$1,510
64625	$770	$830	$960	$1,250	$1,510
64637	$780	$850	$960	$1,260	$1,510
64644	$780	$840	$960	$1,250	$1,500
64649	$910	$980	$1,130	$1,470	$1,750
64650	$780	$850	$960	$1,260	$1,510
64668	$730	$810	$960	$1,220	$1,540
64671	$950	$1,030	$1,170	$1,530	$1,830
64701	$990	$1,080	$1,220	$1,590	$1,910
64720	$830	$830	$1,090	$1,390	$1,820
64725	$1,130	$1,220	$1,390	$1,820	$2,190
64734	$1,160	$1,260	$1,430	$1,870	$2,240
64739	$760	$830	$960	$1,260	$1,460
64742	$890	$950	$1,120	$1,450	$1,790
64743	$1,080	$1,180	$1,330	$1,740	$2,080
64746	$990	$1,080	$1,220	$1,590	$1,910
64747	$900	$980	$1,120	$1,460	$1,760
64999	$1,200	$1,310	$1,480	$1,930	$2,320
65321	$730	$810	$960	$1,230	$1,420
65327	$770	$820	$1,010	$1,310	$1,420
65351	$730	$810	$960	$1,230	$1,420
66002	$730	$810	$970	$1,340	$1,620
66007	$1,230	$1,330	$1,510	$1,970	$2,360
66010	$840	$910	$1,120	$1,400	$1,710
66012	$1,170	$1,270	$1,440	$1,880	$2,250
66013	$1,380	$1,500	$1,700	$2,210	$2,650
66014	$880	$950	$1,100	$1,450	$1,740
66018	$1,130	$1,230	$1,390	$1,820	$2,180
66020	$890	$970	$1,100	$1,440	$1,720
66021	$1,250	$1,360	$1,540	$2,020	$2,420
66025	$1,180	$1,360	$1,560	$2,160	$2,610
66026	$1,020	$1,110	$1,250	$1,640	$1,960
66027	$1,890	$2,050	$2,320	$3,030	$3,630
66030	$1,340	$1,460	$1,650	$2,160	$2,580
66031	$1,260	$1,370	$1,550	$2,030	$2,430
66033	$790	$830	$1,050	$1,400	$1,670
66036	$1,130	$1,230	$1,390	$1,820	$2,180
66039	$740	$810	$960	$1,300	$1,510
66040	$1,000	$1,090	$1,230	$1,610	$1,920
66042	$960	$1,030	$1,210	$1,550	$1,810
66043	$1,220	$1,330	$1,500	$1,960	$2,350
66044	$920	$1,050	$1,210	$1,680	$2,020
66048	$1,020	$1,110	$1,260	$1,650	$1,970
66051	$1,410	$1,540	$1,740	$2,270	$2,720
66052	$980	$1,060	$1,200	$1,570	$1,880
66053	$1,460	$1,590	$1,800	$2,350	$2,820
66054	$1,020	$1,080	$1,350	$1,800	$1,880
66056	$810	$880	$1,000	$1,310	$1,560
66061	$1,200	$1,310	$1,480	$1,930	$2,320
66062	$1,460	$1,590	$1,800	$2,350	$2,820
66063	$1,410	$1,540	$1,740	$2,270	$2,720
66064	$1,000	$1,090	$1,230	$1,610	$1,920
66071	$1,110	$1,210	$1,370	$1,790	$2,140
66072	$1,010	$1,100	$1,240	$1,620	$1,940
66075	$780	$850	$960	$1,260	$1,510
66079	$950	$980	$1,230	$1,510	$1,700
66083	$1,120	$1,220	$1,380	$1,800	$2,160
66085	$1,600	$1,740	$1,970	$2,570	$3,080
66086	$1,210	$1,320	$1,490	$1,950	$2,330
66092	$1,200	$1,220	$1,570	$1,900	$2,120
66097	$840	$890	$1,140	$1,520	$1,540
66101	$950	$1,030	$1,170	$1,530	$1,830
66102	$1,080	$1,180	$1,330	$1,740	$2,080
66103	$1,240	$1,340	$1,520	$1,990	$2,380
66104	$1,130	$1,230	$1,390	$1,820	$2,180
66105	$910	$990	$1,120	$1,460	$1,750
66106	$1,060	$1,150	$1,300	$1,700	$2,030
66109	$1,710	$1,860	$2,100	$2,740	$3,290
66110	$1,150	$1,250	$1,420	$1,860	$2,220
66111	$1,110	$1,200	$1,360	$1,780	$2,130
66112	$1,170	$1,270	$1,440	$1,880	$2,250
66113	$1,150	$1,250	$1,420	$1,860	$2,220
66115	$1,150	$1,250	$1,420	$1,860	$2,220
66117	$1,150	$1,250	$1,420	$1,860	$2,220
66118	$1,150	$1,250	$1,420	$1,860	$2,220
66119	$1,150	$1,250	$1,420	$1,860	$2,220
66160	$1,240	$1,340	$1,520	$1,990	$2,380
66201	$1,410	$1,540	$1,740	$2,270	$2,720
66202	$1,260	$1,370	$1,550	$2,030	$2,430
66203	$1,250	$1,360	$1,540	$2,010	$2,410
66204	$1,350	$1,470	$1,660	$2,170	$2,600
66205	$1,680	$1,830	$2,070	$2,700	$3,240
66206	$1,890	$2,050	$2,320	$3,030	$3,630
66207	$1,890	$2,050	$2,320	$3,030	$3,630
66208	$1,710	$1,860	$2,100	$2,740	$3,290
66209	$1,500	$1,630	$1,850	$2,420	$2,890
66210	$1,630	$1,770	$2,000	$2,610	$3,130
66211	$1,510	$1,640	$1,860	$2,430	$2,910
66212	$1,540	$1,670	$1,890	$2,470	$2,960
66213	$1,810	$1,970	$2,230	$2,910	$3,490
66214	$1,160	$1,260	$1,430	$1,870	$2,240
66215	$1,420	$1,550	$1,750	$2,290	$2,740
66216	$1,380	$1,500	$1,700	$2,220	$2,660
66217	$1,380	$1,500	$1,700	$2,220	$2,660
66218	$1,760	$1,920	$2,170	$2,840	$3,400
66219	$1,590	$1,730	$1,960	$2,560	$3,070
66220	$1,410	$1,540	$1,740	$2,270	$2,720
66221	$1,660	$1,800	$2,040	$2,670	$3,190
66223	$1,650	$1,790	$2,030	$2,650	$3,180
66224	$1,740	$1,890	$2,140	$2,800	$3,350
66225	$1,410	$1,540	$1,740	$2,270	$2,720
66226	$1,330	$1,450	$1,640	$2,140	$2,570
66227	$1,890	$2,050	$2,320	$3,030	$3,630
66250	$1,410	$1,540	$1,740	$2,270	$2,720
66251	$1,530	$1,660	$1,880	$2,450	$2,940
66276	$1,410	$1,540	$1,740	$2,270	$2,720
66282	$1,410	$1,540	$1,740	$2,270	$2,720
66283	$1,410	$1,540	$1,740	$2,270	$2,720
66285	$1,410	$1,540	$1,740	$2,270	$2,720
66286	$1,410	$1,540	$1,740	$2,270	$2,720
66738	$820	$880	$1,100	$1,360	$1,680
66754	$970	$1,070	$1,400	$1,670	$2,100
66767	$890	$960	$1,090	$1,420	$1,710

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Lafayette County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $113,400 (FY2025: $111,400, +1.8%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$23,800 +1.7%	$27,200 +1.7%	$30,600 +1.7%	$34,000 +1.8%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$39,700 +1.8%	$45,400 +1.8%	$51,050 +1.8%	$56,700 +1.8%	$61,250 +1.7%	$65,800 +1.8%	$70,350 +1.8%	$74,850 +1.8%
Low income (80%)	$63,500 +1.8%	$72,600 +1.8%	$81,650 +1.8%	$90,700 +1.8%	$98,000 +1.8%	$105,250 +1.8%	$112,500 +1.8%	$119,750 +1.8%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.