Washington County, FL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0402-bedroom FMR, FY2027

$9551-bedroom FMR, FY2027

$62,60080% income limit, family of 4 (FY2026)

$74,100Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Washington County is $1,040 a month, up 2.3% from $1,017 in FY2026. Washington County belongs to the Washington County, FL HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Washington County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$896	$866	+3.5%	$807 – $985
1 bedroom	$955	$928	+2.9%	$860 – $1,050
2 bedrooms	$1,040	$1,017	+2.3%	$936 – $1,144
3 bedrooms	$1,243	$1,257	−1.1%	$1,119 – $1,367
4 bedrooms	$1,479	$1,603	−7.7%	$1,332 – $1,626

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Washington County that is typically $936 to $1,144 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$36,518median income of renter households

$888Median gross rent, all units

29%Rent-to-income ratio (median rent ÷ median renter income)

55%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $36,518 can afford about $913 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,040 is $127 (13.9%) more than that. To rent a two-bedroom at the FMR, a household needs $41,600 a year under the 30% rule, or $37,440 under the common landlord rule that income must be three times the rent.

Washington County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$888 ±$94
Median income of renter households	$36,518 ±$5,466
Renters paying 30% or more of income (cost-burdened)	55.3% ±11.6
Renters paying 50% or more (severely cost-burdened)	19.3% ±6.9
Renter households (where the share can be computed)	1,437

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$717	$888	+23.8%
Median renter household income	$26,709	$36,518	+36.7%
Renters paying 30%+ of income	49.6%	55.3%	+5.7 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $950 to $1,520 depending on the ZIP code.

All 10 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
32420	$780	$840	$970	$1,270	$1,450
32425	$860	$900	$1,000	$1,290	$1,450
32427	$840	$890	$970	$1,170	$1,480
32428	$1,290	$1,340	$1,520	$1,960	$2,430
32431	$890	$900	$1,150	$1,490	$1,530
32437	$1,290	$1,340	$1,520	$1,960	$2,430
32438	$1,290	$1,340	$1,520	$1,960	$2,430
32462	$1,290	$1,340	$1,520	$1,960	$2,430
32463	$820	$880	$950	$1,140	$1,450
32466	$1,290	$1,340	$1,520	$1,960	$2,430

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Washington County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $74,100 (FY2025: $69,800, +6.2%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$16,450 +5.1%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +7.4%	$48,550 +10.0%	$51,700 +10.0%
Very low income (50%)	$27,400 +9.8%	$31,350 +10.0%	$35,250 +10.0%	$39,150 +10.0%	$42,250 +9.9%	$45,400 +9.9%	$48,550 +10.0%	$51,700 +10.0%
Low income (80%)	$43,850 +9.9%	$50,100 +9.9%	$56,350 +9.8%	$62,600 +9.9%	$67,650 +9.9%	$72,650 +9.9%	$77,650 +9.9%	$82,650 +9.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.