Miami-Dade County, FL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$2,5642-bedroom FMR, FY2027

$2,1211-bedroom FMR, FY2027

$109,00080% income limit, family of 4 (FY2026)

$89,800Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Miami-Dade County is $2,564 a month, up 5.3% from $2,436 in FY2026. Miami-Dade County belongs to the Miami-Miami Beach-Kendall, FL HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Miami-Dade County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,953	$1,828	+6.8%	$1,758 – $2,148
1 bedroom	$2,121	$1,995	+6.3%	$1,909 – $2,333
2 bedrooms	$2,564	$2,436	+5.3%	$2,308 – $2,820
3 bedrooms	$3,277	$3,127	+4.8%	$2,950 – $3,604
4 bedrooms	$3,749	$3,613	+3.8%	$3,375 – $4,123

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Miami-Dade County that is typically $2,308 to $2,820 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$53,660median income of renter households

$1,829Median gross rent, all units

41%Rent-to-income ratio (median rent ÷ median renter income)

64%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $53,660 can afford about $1,342 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $2,564 is $1,223 (91.1%) more than that. To rent a two-bedroom at the FMR, a household needs $102,560 a year under the 30% rule, or $92,304 under the common landlord rule that income must be three times the rent.

Miami-Dade County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,829 ±$10
Median income of renter households	$53,660 ±$1,055
Renters paying 30% or more of income (cost-burdened)	64.4% ±0.9
Renters paying 50% or more (severely cost-burdened)	35.4% ±0.8
Renter households (where the share can be computed)	440,390

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$1,328	$1,829	+37.7%
Median renter household income	$37,203	$53,660	+44.2%
Renters paying 30%+ of income	64.5%	64.4%	−0.1 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $2,010 to $3,850 depending on the ZIP code.

All 120 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
33002	$1,950	$2,120	$2,560	$3,270	$3,740
33010	$1,720	$1,870	$2,260	$2,890	$3,300
33011	$1,950	$2,120	$2,560	$3,270	$3,740
33012	$1,910	$2,080	$2,510	$3,210	$3,670
33013	$1,730	$1,880	$2,270	$2,900	$3,320
33014	$2,060	$2,230	$2,700	$3,450	$3,950
33015	$2,180	$2,370	$2,860	$3,660	$4,180
33016	$2,030	$2,210	$2,670	$3,410	$3,900
33017	$1,950	$2,120	$2,560	$3,270	$3,740
33018	$2,160	$2,340	$2,830	$3,620	$4,140
33023	$1,520	$1,650	$2,010	$2,770	$3,280
33030	$1,560	$1,700	$2,050	$2,620	$3,000
33031	$1,910	$2,080	$2,510	$3,210	$3,670
33032	$1,800	$1,950	$2,360	$3,020	$3,450
33033	$1,730	$1,880	$2,270	$2,900	$3,320
33034	$1,530	$1,660	$2,010	$2,570	$2,940
33035	$2,070	$2,250	$2,720	$3,480	$3,980
33039	$1,950	$2,120	$2,560	$3,270	$3,740
33054	$1,590	$1,730	$2,090	$2,670	$3,060
33055	$1,870	$2,030	$2,450	$3,130	$3,580
33056	$1,860	$2,020	$2,440	$3,120	$3,570
33090	$1,950	$2,120	$2,560	$3,270	$3,740
33092	$1,950	$2,120	$2,560	$3,270	$3,740
33101	$1,950	$2,120	$2,560	$3,270	$3,740
33106	$1,950	$2,120	$2,560	$3,270	$3,740
33109	$2,810	$3,050	$3,690	$4,710	$5,390
33114	$1,950	$2,120	$2,560	$3,270	$3,740
33116	$1,950	$2,120	$2,560	$3,270	$3,740
33119	$1,950	$2,120	$2,560	$3,270	$3,740
33122	$2,670	$2,900	$3,500	$4,470	$5,120
33124	$1,950	$2,120	$2,560	$3,270	$3,740
33125	$1,880	$2,040	$2,470	$3,160	$3,610
33126	$2,050	$2,230	$2,690	$3,440	$3,930
33127	$1,570	$1,700	$2,060	$2,630	$3,010
33128	$1,610	$1,750	$2,120	$2,710	$3,100
33129	$2,450	$2,660	$3,220	$4,120	$4,710
33130	$2,120	$2,300	$2,780	$3,550	$4,060
33131	$2,930	$3,190	$3,850	$4,920	$5,630
33132	$2,930	$3,190	$3,850	$4,920	$5,630
33133	$2,400	$2,610	$3,150	$4,030	$4,610
33134	$2,180	$2,370	$2,860	$3,660	$4,180
33135	$1,740	$1,890	$2,280	$2,910	$3,330
33136	$1,580	$1,710	$2,070	$2,650	$3,030
33137	$2,640	$2,860	$3,460	$4,420	$5,060
33138	$1,750	$1,900	$2,300	$2,940	$3,360
33139	$2,720	$2,950	$3,570	$4,560	$5,220
33140	$2,460	$2,670	$3,230	$4,130	$4,720
33141	$2,210	$2,400	$2,900	$3,710	$4,240
33142	$1,620	$1,760	$2,130	$2,720	$3,110
33143	$2,250	$2,450	$2,960	$3,780	$4,330
33144	$1,910	$2,080	$2,510	$3,210	$3,670
33145	$1,990	$2,180	$2,660	$3,420	$3,950
33146	$2,930	$3,190	$3,850	$4,920	$5,630
33147	$1,710	$1,860	$2,250	$2,880	$3,290
33149	$2,780	$3,030	$3,660	$4,680	$5,350
33150	$1,530	$1,660	$2,010	$2,570	$2,940
33152	$1,950	$2,120	$2,560	$3,270	$3,740
33153	$1,950	$2,120	$2,560	$3,270	$3,740
33154	$2,490	$2,710	$3,270	$4,180	$4,780
33155	$2,110	$2,290	$2,770	$3,540	$4,050
33156	$2,150	$2,330	$2,820	$3,600	$4,120
33157	$1,760	$1,910	$2,310	$2,950	$3,380
33158	$2,470	$2,700	$3,290	$4,220	$4,870
33160	$2,500	$2,710	$3,280	$4,190	$4,800
33161	$1,870	$2,030	$2,450	$3,130	$3,580
33162	$1,720	$1,870	$2,260	$2,890	$3,300
33163	$1,950	$2,120	$2,560	$3,270	$3,740
33164	$1,950	$2,120	$2,560	$3,270	$3,740
33165	$2,020	$2,190	$2,650	$3,390	$3,870
33166	$2,020	$2,190	$2,650	$3,390	$3,870
33167	$1,650	$1,800	$2,170	$2,770	$3,170
33168	$1,730	$1,880	$2,270	$2,900	$3,320
33169	$1,740	$1,890	$2,280	$2,910	$3,330
33170	$1,830	$1,990	$2,400	$3,070	$3,510
33172	$2,250	$2,440	$2,950	$3,770	$4,310
33173	$2,180	$2,370	$2,860	$3,660	$4,180
33174	$1,980	$2,150	$2,600	$3,320	$3,800
33175	$2,150	$2,330	$2,820	$3,600	$4,120
33176	$2,000	$2,170	$2,620	$3,350	$3,830
33177	$2,310	$2,510	$3,030	$3,870	$4,430
33178	$2,870	$3,120	$3,770	$4,820	$5,510
33179	$2,100	$2,280	$2,760	$3,530	$4,040
33180	$2,890	$3,140	$3,800	$4,860	$5,560
33181	$1,870	$2,030	$2,450	$3,130	$3,580
33182	$2,580	$2,800	$3,390	$4,330	$4,960
33183	$2,080	$2,260	$2,730	$3,490	$3,990
33184	$2,170	$2,360	$2,850	$3,640	$4,170
33185	$2,930	$3,190	$3,850	$4,920	$5,630
33186	$2,130	$2,320	$2,800	$3,580	$4,090
33187	$2,320	$2,520	$3,050	$3,900	$4,460
33189	$1,780	$1,940	$2,340	$2,990	$3,420
33190	$1,920	$2,080	$2,520	$3,220	$3,680
33192	$1,950	$2,120	$2,560	$3,270	$3,740
33193	$1,970	$2,140	$2,590	$3,310	$3,790
33194	$2,890	$3,140	$3,800	$4,860	$5,560
33195	$1,950	$2,120	$2,560	$3,270	$3,740
33196	$2,350	$2,560	$3,090	$3,950	$4,520
33197	$1,950	$2,120	$2,560	$3,270	$3,740
33198	$1,950	$2,120	$2,560	$3,270	$3,740
33222	$1,950	$2,120	$2,560	$3,270	$3,740
33231	$1,950	$2,120	$2,560	$3,270	$3,740
33233	$1,950	$2,120	$2,560	$3,270	$3,740
33234	$1,950	$2,120	$2,560	$3,270	$3,740
33238	$1,950	$2,120	$2,560	$3,270	$3,740
33239	$1,950	$2,120	$2,560	$3,270	$3,740
33242	$1,950	$2,120	$2,560	$3,270	$3,740
33243	$1,950	$2,120	$2,560	$3,270	$3,740
33245	$1,950	$2,120	$2,560	$3,270	$3,740
33247	$1,950	$2,120	$2,560	$3,270	$3,740
33255	$1,950	$2,120	$2,560	$3,270	$3,740
33256	$1,950	$2,120	$2,560	$3,270	$3,740
33257	$1,950	$2,120	$2,560	$3,270	$3,740
33261	$1,950	$2,120	$2,560	$3,270	$3,740
33265	$1,950	$2,120	$2,560	$3,270	$3,740
33266	$1,950	$2,120	$2,560	$3,270	$3,740
33269	$1,950	$2,120	$2,560	$3,270	$3,740
33280	$1,950	$2,120	$2,560	$3,270	$3,740
33283	$1,950	$2,120	$2,560	$3,270	$3,740
33296	$1,950	$2,120	$2,560	$3,270	$3,740
34141	$1,530	$1,740	$2,050	$2,610	$2,950

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Miami-Dade County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $89,800 (FY2025: $87,200, +3.0%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$28,600 +9.8%	$32,700 +9.9%	$36,800 +10.0%	$40,850 +10.0%	$44,150 +10.0%	$47,400 +9.8%	$50,700 +4.2%	$55,720 +2.9%
Very low income (50%)	$47,700 +9.9%	$54,500 +10.0%	$61,300 +10.0%	$68,100 +9.9%	$73,550 +9.9%	$79,000 +9.9%	$84,450 +9.9%	$89,900 +9.9%
Low income (80%)	$76,300 +9.9%	$87,200 +10.0%	$98,100 +10.0%	$109,000 +10.0%	$117,750 +10.0%	$126,450 +10.0%	$135,150 +10.0%	$143,900 +10.0%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.