Collier County, FL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$2,0362-bedroom FMR, FY2027

$1,8701-bedroom FMR, FY2027

$96,80080% income limit, family of 4 (FY2026)

$121,000Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Collier County is $2,036 a month, up 2.5% from $1,986 in FY2026. Collier County belongs to the Naples-Marco Island, FL MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Collier County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,418	$1,396	+1.6%	$1,277 – $1,559
1 bedroom	$1,870	$1,797	+4.1%	$1,683 – $2,057
2 bedrooms	$2,036	$1,986	+2.5%	$1,833 – $2,239
3 bedrooms	$2,584	$2,581	+0.1%	$2,326 – $2,842
4 bedrooms	$2,815	$2,805	+0.4%	$2,534 – $3,096

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Collier County that is typically $1,833 to $2,239 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$57,593median income of renter households

$1,862Median gross rent, all units

39%Rent-to-income ratio (median rent ÷ median renter income)

63%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $57,593 can afford about $1,440 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $2,036 is $596 (41.4%) more than that. To rent a two-bedroom at the FMR, a household needs $81,440 a year under the 30% rule, or $73,296 under the common landlord rule that income must be three times the rent.

Collier County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,862 ±$41
Median income of renter households	$57,593 ±$3,078
Renters paying 30% or more of income (cost-burdened)	63.3% ±2.8
Renters paying 50% or more (severely cost-burdened)	34.8% ±2.7
Renter households (where the share can be computed)	35,938

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$1,317	$1,862	+41.4%
Median renter household income	$46,097	$57,593	+24.9%
Renters paying 30%+ of income	56.0%	63.3%	+7.3 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,790 to $2,490 depending on the ZIP code.

All 28 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
33928	$1,920	$1,930	$2,300	$3,000	$3,330
34101	$1,420	$1,870	$2,040	$2,590	$2,820
34102	$1,290	$1,700	$1,850	$2,350	$2,560
34103	$1,630	$2,150	$2,340	$2,970	$3,240
34104	$1,400	$1,850	$2,010	$2,550	$2,780
34105	$1,570	$2,080	$2,260	$2,870	$3,120
34106	$1,420	$1,870	$2,040	$2,590	$2,820
34107	$1,420	$1,870	$2,040	$2,590	$2,820
34108	$1,720	$2,270	$2,470	$3,140	$3,410
34109	$1,520	$2,000	$2,180	$2,770	$3,010
34110	$1,550	$2,040	$2,220	$2,820	$3,070
34112	$1,280	$1,690	$1,840	$2,340	$2,540
34113	$1,510	$1,990	$2,170	$2,750	$3,000
34114	$1,620	$2,130	$2,320	$2,940	$3,210
34116	$1,350	$1,780	$1,940	$2,460	$2,680
34117	$1,390	$1,840	$2,000	$2,540	$2,770
34119	$1,570	$2,070	$2,250	$2,860	$3,110
34120	$1,730	$2,290	$2,490	$3,160	$3,440
34134	$1,640	$1,700	$1,980	$2,550	$2,810
34135	$1,750	$1,760	$2,060	$2,660	$2,940
34137	$1,350	$1,780	$1,940	$2,460	$2,690
34138	$1,550	$2,040	$2,220	$2,820	$3,070
34139	$1,480	$1,950	$2,120	$2,690	$2,930
34140	$1,600	$2,110	$2,300	$2,920	$3,180
34141	$1,530	$1,740	$2,050	$2,610	$2,950
34142	$1,260	$1,620	$1,790	$2,330	$2,530
34145	$1,600	$2,110	$2,300	$2,920	$3,180
34146	$1,420	$1,870	$2,040	$2,590	$2,820

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Collier County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $121,000 (FY2025: $113,600, +6.5%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$25,450 +6.5%	$29,050 +6.4%	$32,700 +6.5%	$36,300 +6.5%	$39,250 +4.2%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$42,350 +6.4%	$48,400 +6.5%	$54,450 +6.5%	$60,500 +6.5%	$65,350 +6.5%	$70,200 +6.5%	$75,050 +6.5%	$79,900 +6.5%
Low income (80%)	$67,800 +6.5%	$77,450 +6.5%	$87,150 +6.5%	$96,800 +6.5%	$104,550 +6.5%	$112,300 +6.5%	$120,050 +6.5%	$127,800 +6.5%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.