Martin County, FL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$2,0692-bedroom FMR, FY2027

$1,7181-bedroom FMR, FY2027

$81,90080% income limit, family of 4 (FY2026)

$102,000Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Martin County is $2,069 a month, up 17.8% from $1,757 in FY2026. Martin County belongs to the Port St. Lucie, FL MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Martin County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,707	$1,455	+17.3%	$1,537 – $1,877
1 bedroom	$1,718	$1,467	+17.1%	$1,547 – $1,889
2 bedrooms	$2,069	$1,757	+17.8%	$1,863 – $2,275
3 bedrooms	$2,801	$2,421	+15.7%	$2,521 – $3,081
4 bedrooms	$2,924	$2,579	+13.4%	$2,632 – $3,216

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Martin County that is typically $1,863 to $2,275 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$46,716median income of renter households

$1,569Median gross rent, all units

40%Rent-to-income ratio (median rent ÷ median renter income)

61%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $46,716 can afford about $1,168 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $2,069 is $901 (77.2%) more than that. To rent a two-bedroom at the FMR, a household needs $82,760 a year under the 30% rule, or $74,484 under the common landlord rule that income must be three times the rent.

Martin County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,569 ±$58
Median income of renter households	$46,716 ±$5,391
Renters paying 30% or more of income (cost-burdened)	60.6% ±4.4
Renters paying 50% or more (severely cost-burdened)	36.7% ±4.1
Renter households (where the share can be computed)	12,652

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$1,111	$1,569	+41.2%
Median renter household income	$41,708	$46,716	+12.0%
Renters paying 30%+ of income	54.8%	60.6%	+5.8 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,370 to $2,890 depending on the ZIP code.

All 37 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
33438	$1,360	$1,430	$1,670	$2,170	$2,500
33455	$1,350	$1,360	$1,640	$2,220	$2,330
33458	$2,160	$2,270	$2,660	$3,460	$3,980
33469	$1,980	$2,060	$2,430	$3,200	$3,570
33475	$1,720	$1,730	$2,080	$2,820	$2,940
33478	$2,130	$2,210	$2,610	$3,440	$3,830
34945	$1,430	$1,440	$1,760	$2,300	$2,530
34946	$1,310	$1,330	$1,590	$2,180	$2,330
34947	$1,350	$1,360	$1,640	$2,220	$2,330
34948	$1,710	$1,720	$2,070	$2,800	$2,930
34949	$1,750	$1,760	$2,120	$2,870	$3,000
34950	$1,310	$1,330	$1,590	$2,180	$2,330
34951	$1,370	$1,380	$1,660	$2,250	$2,430
34952	$1,850	$1,860	$2,240	$3,030	$3,170
34953	$2,220	$2,230	$2,690	$3,640	$3,800
34954	$1,710	$1,720	$2,070	$2,800	$2,930
34956	$1,310	$1,330	$1,590	$2,180	$2,330
34957	$1,770	$1,780	$2,150	$2,910	$3,040
34958	$1,720	$1,730	$2,080	$2,820	$2,940
34972	$1,150	$1,210	$1,370	$1,730	$2,090
34974	$1,310	$1,330	$1,590	$2,180	$2,330
34979	$1,710	$1,720	$2,070	$2,800	$2,930
34981	$1,510	$1,520	$1,830	$2,480	$2,590
34982	$1,410	$1,420	$1,710	$2,320	$2,420
34983	$1,980	$1,990	$2,400	$3,250	$3,390
34984	$2,190	$2,200	$2,650	$3,590	$3,750
34985	$1,710	$1,720	$2,070	$2,800	$2,930
34986	$1,820	$1,830	$2,210	$2,990	$3,120
34987	$2,380	$2,400	$2,890	$3,910	$4,080
34988	$1,710	$1,720	$2,070	$2,800	$2,930
34990	$2,090	$2,100	$2,530	$3,430	$3,580
34991	$1,720	$1,730	$2,080	$2,820	$2,940
34992	$1,720	$1,730	$2,080	$2,820	$2,940
34994	$1,790	$1,800	$2,170	$2,940	$3,070
34995	$1,720	$1,730	$2,080	$2,820	$2,940
34996	$1,490	$1,490	$1,800	$2,440	$2,540
34997	$1,710	$1,720	$2,070	$2,800	$2,930

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Martin County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $102,000 (FY2025: $89,300, +14.2%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$21,500 +8.0%	$24,600 +8.1%	$27,650 +3.8%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$35,850 +8.1%	$41,000 +8.2%	$46,100 +8.1%	$51,200 +8.1%	$55,300 +8.1%	$59,400 +8.1%	$63,500 +8.1%	$67,600 +8.1%
Low income (80%)	$57,350 +8.1%	$65,550 +8.2%	$73,750 +8.1%	$81,900 +8.1%	$88,500 +8.1%	$95,050 +8.1%	$101,600 +8.1%	$108,150 +8.2%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.