Sumter County, FL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,3242-bedroom FMR, FY2027

$1,1391-bedroom FMR, FY2027

$83,30080% income limit, family of 4 (FY2026)

$104,100Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Sumter County is $1,324 a month, down 0.3% from $1,328 in FY2026. Sumter County belongs to the Wildwood-The Villages, FL MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Sumter County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,092	$1,076	+1.5%	$983 – $1,201
1 bedroom	$1,139	$1,139	±0.0%	$1,026 – $1,252
2 bedrooms	$1,324	$1,328	−0.3%	$1,192 – $1,456
3 bedrooms	$1,606	$1,655	−3.0%	$1,446 – $1,766
4 bedrooms	$1,904	$1,937	−1.7%	$1,714 – $2,094

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Sumter County that is typically $1,192 to $1,456 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$43,653median income of renter households

$1,269Median gross rent, all units

35%Rent-to-income ratio (median rent ÷ median renter income)

61%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $43,653 can afford about $1,091 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,324 is $233 (21.3%) more than that. To rent a two-bedroom at the FMR, a household needs $52,960 a year under the 30% rule, or $47,664 under the common landlord rule that income must be three times the rent.

Sumter County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,269 ±$119
Median income of renter households	$43,653 ±$4,152
Renters paying 30% or more of income (cost-burdened)	61.0% ±7.6
Renters paying 50% or more (severely cost-burdened)	36.9% ±6.9
Renter households (where the share can be computed)	7,225

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$914	$1,269	+38.8%
Median renter household income	$31,670	$43,653	+37.8%
Renters paying 30%+ of income	61.1%	61.0%	−0.1 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,020 to $2,040 depending on the ZIP code.

All 14 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
32159	$1,310	$1,360	$1,560	$1,930	$2,260
32162	$1,450	$1,510	$1,750	$2,180	$2,520
32163	$1,690	$1,760	$2,040	$2,480	$2,940
33513	$970	$1,030	$1,200	$1,490	$1,750
33514	$970	$1,030	$1,200	$1,490	$1,750
33521	$970	$1,030	$1,200	$1,490	$1,750
33538	$970	$1,030	$1,200	$1,490	$1,750
33585	$970	$1,030	$1,200	$1,490	$1,750
33597	$840	$880	$1,020	$1,250	$1,490
34484	$1,250	$1,310	$1,520	$1,840	$2,190
34491	$1,110	$1,120	$1,300	$1,710	$1,800
34731	$1,220	$1,270	$1,440	$1,800	$2,100
34762	$1,300	$1,350	$1,540	$1,920	$2,250
34785	$1,030	$1,070	$1,250	$1,520	$1,800

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Sumter County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $104,100 (FY2025: $102,700, +1.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$21,900 +9.0%	$25,000 +8.7%	$28,150 +5.6%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$36,450 +9.0%	$41,650 +8.9%	$46,850 +8.8%	$52,050 +8.9%	$56,250 +8.9%	$60,400 +8.9%	$64,550 +8.9%	$68,750 +9.0%
Low income (80%)	$58,350 +9.0%	$66,650 +8.9%	$75,000 +8.9%	$83,300 +8.9%	$90,000 +8.9%	$96,650 +8.9%	$103,300 +8.9%	$110,000 +8.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.