Marion County, FL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,3942-bedroom FMR, FY2027

$1,2011-bedroom FMR, FY2027

$67,20080% income limit, family of 4 (FY2026)

$84,000Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Marion County is $1,394 a month, up 1.5% from $1,373 in FY2026. Marion County belongs to the Ocala, FL MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Marion County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,194	$1,126	+6.0%	$1,075 – $1,313
1 bedroom	$1,201	$1,172	+2.5%	$1,081 – $1,321
2 bedrooms	$1,394	$1,373	+1.5%	$1,255 – $1,533
3 bedrooms	$1,836	$1,772	+3.6%	$1,653 – $2,019
4 bedrooms	$1,925	$1,905	+1.0%	$1,733 – $2,117

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Marion County that is typically $1,255 to $1,533 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$47,492median income of renter households

$1,277Median gross rent, all units

32%Rent-to-income ratio (median rent ÷ median renter income)

53%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $47,492 can afford about $1,187 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,394 is $207 (17.4%) more than that. To rent a two-bedroom at the FMR, a household needs $55,760 a year under the 30% rule, or $50,184 under the common landlord rule that income must be three times the rent.

Marion County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,277 ±$42
Median income of renter households	$47,492 ±$2,700
Renters paying 30% or more of income (cost-burdened)	52.7% ±3.2
Renters paying 50% or more (severely cost-burdened)	27.6% ±2.9
Renter households (where the share can be computed)	32,829

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$896	$1,277	+42.5%
Median renter household income	$33,528	$47,492	+41.6%
Renters paying 30%+ of income	49.8%	52.7%	+2.9 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,240 to $1,840 depending on the ZIP code.

All 45 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
32111	$1,190	$1,200	$1,390	$1,830	$1,920
32113	$1,020	$1,060	$1,240	$1,600	$1,720
32133	$1,050	$1,060	$1,240	$1,620	$1,720
32134	$1,150	$1,210	$1,370	$1,730	$2,090
32162	$1,450	$1,510	$1,750	$2,180	$2,520
32179	$1,050	$1,060	$1,240	$1,620	$1,720
32182	$1,020	$1,060	$1,240	$1,600	$1,720
32183	$1,190	$1,200	$1,390	$1,830	$1,920
32192	$1,020	$1,060	$1,240	$1,600	$1,720
32195	$1,150	$1,210	$1,370	$1,730	$2,090
32617	$1,020	$1,060	$1,240	$1,600	$1,720
32634	$1,190	$1,200	$1,390	$1,830	$1,920
32663	$1,190	$1,200	$1,390	$1,830	$1,920
32664	$1,020	$1,060	$1,240	$1,600	$1,720
32667	$1,040	$1,130	$1,350	$1,690	$1,780
32668	$1,020	$1,060	$1,240	$1,600	$1,720
32681	$1,190	$1,200	$1,390	$1,830	$1,920
32686	$1,020	$1,060	$1,240	$1,600	$1,720
32696	$1,040	$1,130	$1,350	$1,690	$1,780
32702	$1,150	$1,210	$1,370	$1,730	$2,090
32784	$1,150	$1,210	$1,370	$1,730	$2,090
34420	$1,020	$1,060	$1,240	$1,600	$1,720
34421	$1,190	$1,200	$1,390	$1,830	$1,920
34430	$1,190	$1,200	$1,390	$1,830	$1,920
34431	$1,020	$1,060	$1,240	$1,600	$1,720
34432	$1,030	$1,060	$1,240	$1,600	$1,720
34470	$1,130	$1,140	$1,320	$1,740	$1,820
34471	$1,220	$1,230	$1,430	$1,880	$1,980
34472	$1,270	$1,280	$1,480	$1,950	$2,040
34473	$1,440	$1,450	$1,680	$2,210	$2,320
34474	$1,580	$1,590	$1,840	$2,420	$2,540
34475	$1,020	$1,060	$1,240	$1,600	$1,720
34476	$1,390	$1,400	$1,620	$2,130	$2,240
34477	$1,190	$1,200	$1,390	$1,830	$1,920
34478	$1,190	$1,200	$1,390	$1,830	$1,920
34479	$1,270	$1,280	$1,480	$1,950	$2,040
34480	$1,200	$1,210	$1,400	$1,840	$1,930
34481	$1,160	$1,170	$1,360	$1,790	$1,880
34482	$1,020	$1,060	$1,240	$1,600	$1,720
34483	$1,190	$1,200	$1,390	$1,830	$1,920
34484	$1,250	$1,310	$1,520	$1,840	$2,190
34488	$1,080	$1,090	$1,260	$1,660	$1,740
34489	$1,190	$1,200	$1,390	$1,830	$1,920
34491	$1,110	$1,120	$1,300	$1,710	$1,800
34492	$1,190	$1,200	$1,390	$1,830	$1,920

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Marion County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $84,000 (FY2025: $76,200, +10.2%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,650 +8.6%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +4.6%	$55,450 +8.9%
Very low income (50%)	$29,400 +8.9%	$33,600 +8.9%	$37,800 +8.9%	$42,000 +8.9%	$45,400 +9.0%	$48,750 +8.9%	$52,100 +8.9%	$55,450 +8.9%
Low income (80%)	$47,050 +8.9%	$53,800 +8.9%	$60,500 +8.9%	$67,200 +8.9%	$72,600 +8.9%	$78,000 +8.9%	$83,350 +8.9%	$88,750 +9.0%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.