Gadsden County, FL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,4242-bedroom FMR, FY2027

$1,2641-bedroom FMR, FY2027

$79,60080% income limit, family of 4 (FY2026)

$99,500Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Gadsden County is $1,424 a month, up 5.3% from $1,352 in FY2026. Gadsden County belongs to the Tallahassee, FL HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Gadsden County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,186	$1,097	+8.1%	$1,068 – $1,304
1 bedroom	$1,264	$1,204	+5.0%	$1,138 – $1,390
2 bedrooms	$1,424	$1,352	+5.3%	$1,282 – $1,566
3 bedrooms	$1,742	$1,674	+4.1%	$1,568 – $1,916
4 bedrooms	$1,871	$1,790	+4.5%	$1,684 – $2,058

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Gadsden County that is typically $1,282 to $1,566 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$27,928median income of renter households

$851Median gross rent, all units

37%Rent-to-income ratio (median rent ÷ median renter income)

53%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $27,928 can afford about $698 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,424 is $726 (104.0%) more than that. To rent a two-bedroom at the FMR, a household needs $56,960 a year under the 30% rule, or $51,264 under the common landlord rule that income must be three times the rent.

Gadsden County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$851 ±$133
Median income of renter households	$27,928 ±$4,491
Renters paying 30% or more of income (cost-burdened)	52.6% ±6.3
Renters paying 50% or more (severely cost-burdened)	35.0% ±6.2
Renter households (where the share can be computed)	3,838

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$678	$851	+25.5%
Median renter household income	$23,594	$27,928	+18.4%
Renters paying 30%+ of income	49.0%	52.6%	+3.6 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,220 to $1,790 depending on the ZIP code.

All 34 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
32301	$1,250	$1,330	$1,500	$1,840	$1,970
32302	$1,210	$1,290	$1,450	$1,770	$1,910
32303	$1,270	$1,360	$1,530	$1,870	$2,010
32304	$1,170	$1,250	$1,410	$1,730	$1,850
32305	$990	$1,090	$1,220	$1,510	$1,620
32306	$1,180	$1,260	$1,430	$1,750	$1,870
32307	$1,170	$1,240	$1,400	$1,720	$1,840
32308	$1,270	$1,350	$1,520	$1,860	$2,000
32309	$1,320	$1,400	$1,580	$1,930	$2,080
32310	$1,000	$1,090	$1,220	$1,510	$1,620
32311	$1,490	$1,590	$1,790	$2,190	$2,350
32312	$1,470	$1,560	$1,760	$2,150	$2,310
32313	$1,210	$1,290	$1,450	$1,770	$1,910
32314	$1,210	$1,290	$1,450	$1,770	$1,910
32315	$1,210	$1,290	$1,450	$1,770	$1,910
32316	$1,210	$1,290	$1,450	$1,770	$1,910
32317	$1,490	$1,590	$1,790	$2,190	$2,350
32318	$1,210	$1,290	$1,450	$1,770	$1,910
32324	$990	$1,090	$1,220	$1,510	$1,620
32327	$1,050	$1,120	$1,260	$1,510	$1,660
32330	$990	$1,090	$1,220	$1,510	$1,620
32331	$990	$1,090	$1,220	$1,510	$1,620
32332	$990	$1,090	$1,220	$1,510	$1,620
32333	$990	$1,090	$1,220	$1,510	$1,620
32336	$1,100	$1,180	$1,320	$1,650	$1,740
32337	$990	$1,090	$1,220	$1,510	$1,620
32343	$1,050	$1,120	$1,260	$1,540	$1,660
32344	$990	$1,090	$1,220	$1,510	$1,620
32345	$990	$1,090	$1,220	$1,510	$1,620
32351	$990	$1,090	$1,220	$1,510	$1,640
32352	$1,120	$1,190	$1,340	$1,640	$1,760
32361	$990	$1,090	$1,220	$1,510	$1,620
32362	$1,210	$1,290	$1,450	$1,770	$1,910
32399	$1,210	$1,290	$1,450	$1,770	$1,910

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Gadsden County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $99,500 (FY2025: $92,300, +7.8%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$20,900 +7.7%	$23,900 +7.7%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$34,850 +7.7%	$39,800 +7.7%	$44,800 +7.8%	$49,750 +7.8%	$53,750 +7.8%	$57,750 +7.8%	$61,700 +7.8%	$65,700 +7.8%
Low income (80%)	$55,750 +7.8%	$63,700 +7.8%	$71,650 +7.7%	$79,600 +7.8%	$86,000 +7.8%	$92,350 +7.8%	$98,750 +7.8%	$105,100 +7.8%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.