Pasco County, FL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,9172-bedroom FMR, FY2027

$1,6481-bedroom FMR, FY2027

$91,75080% income limit, family of 4 (FY2026)

$104,700Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Pasco County is $1,917 a month, down 3.0% from $1,977 in FY2026. Pasco County belongs to the Tampa-St. Petersburg-Clearwater, FL MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Pasco County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,597	$1,593	+0.3%	$1,438 – $1,756
1 bedroom	$1,648	$1,696	−2.8%	$1,484 – $1,812
2 bedrooms	$1,917	$1,977	−3.0%	$1,726 – $2,108
3 bedrooms	$2,448	$2,527	−3.1%	$2,204 – $2,692
4 bedrooms	$2,977	$3,077	−3.2%	$2,680 – $3,274

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Pasco County that is typically $1,726 to $2,108 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$54,119median income of renter households

$1,505Median gross rent, all units

33%Rent-to-income ratio (median rent ÷ median renter income)

55%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $54,119 can afford about $1,353 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,917 is $564 (41.7%) more than that. To rent a two-bedroom at the FMR, a household needs $76,680 a year under the 30% rule, or $69,012 under the common landlord rule that income must be three times the rent.

Pasco County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,505 ±$34
Median income of renter households	$54,119 ±$2,732
Renters paying 30% or more of income (cost-burdened)	54.6% ±2.3
Renters paying 50% or more (severely cost-burdened)	26.6% ±2.1
Renter households (where the share can be computed)	53,473

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$1,062	$1,505	+41.7%
Median renter household income	$39,134	$54,119	+38.3%
Renters paying 30%+ of income	52.7%	54.6%	+1.9 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,020 to $2,880 depending on the ZIP code.

All 208 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
33503	$1,740	$1,790	$2,090	$2,670	$3,240
33508	$1,640	$1,690	$1,970	$2,520	$3,060
33509	$1,640	$1,690	$1,970	$2,520	$3,060
33510	$1,480	$1,530	$1,780	$2,270	$2,760
33511	$1,840	$1,900	$2,210	$2,820	$3,430
33523	$1,090	$1,130	$1,310	$1,670	$2,030
33524	$1,470	$1,520	$1,770	$2,260	$2,750
33525	$1,090	$1,130	$1,310	$1,670	$2,030
33526	$1,470	$1,520	$1,770	$2,260	$2,750
33527	$970	$1,010	$1,170	$1,490	$1,820
33530	$1,310	$1,410	$1,650	$2,110	$2,570
33534	$1,450	$1,500	$1,740	$2,220	$2,700
33537	$1,470	$1,520	$1,770	$2,260	$2,750
33539	$1,470	$1,520	$1,770	$2,260	$2,750
33540	$1,020	$1,060	$1,230	$1,570	$1,910
33541	$1,300	$1,340	$1,560	$1,990	$2,420
33542	$1,160	$1,190	$1,390	$1,780	$2,160
33543	$2,210	$2,280	$2,650	$3,380	$4,120
33544	$2,030	$2,100	$2,440	$3,120	$3,790
33545	$2,280	$2,360	$2,740	$3,500	$4,250
33547	$2,330	$2,410	$2,800	$3,580	$4,350
33548	$2,010	$2,070	$2,410	$3,080	$3,740
33549	$1,680	$1,740	$2,020	$2,580	$3,140
33550	$1,640	$1,690	$1,970	$2,520	$3,060
33556	$1,790	$1,850	$2,150	$2,750	$3,340
33558	$1,550	$1,600	$1,860	$2,380	$2,890
33559	$1,520	$1,570	$1,830	$2,340	$2,840
33563	$1,340	$1,380	$1,610	$2,060	$2,500
33564	$1,640	$1,690	$1,970	$2,520	$3,060
33565	$1,300	$1,340	$1,560	$1,990	$2,420
33566	$1,400	$1,440	$1,680	$2,150	$2,610
33567	$1,340	$1,380	$1,610	$2,060	$2,500
33568	$1,640	$1,690	$1,970	$2,520	$3,060
33569	$2,170	$2,240	$2,600	$3,320	$4,040
33570	$1,280	$1,320	$1,540	$1,970	$2,390
33571	$1,640	$1,690	$1,970	$2,520	$3,060
33572	$2,200	$2,270	$2,640	$3,370	$4,100
33573	$1,900	$1,960	$2,280	$2,910	$3,540
33574	$1,130	$1,170	$1,360	$1,730	$2,100
33575	$1,640	$1,690	$1,970	$2,520	$3,060
33576	$1,150	$1,190	$1,380	$1,760	$2,140
33578	$1,760	$1,810	$2,110	$2,700	$3,280
33579	$2,240	$2,310	$2,690	$3,440	$4,180
33583	$1,640	$1,690	$1,970	$2,520	$3,060
33584	$1,470	$1,520	$1,770	$2,260	$2,750
33586	$1,640	$1,690	$1,970	$2,520	$3,060
33587	$1,640	$1,690	$1,970	$2,520	$3,060
33592	$1,170	$1,210	$1,410	$1,800	$2,190
33593	$1,470	$1,520	$1,770	$2,260	$2,750
33594	$1,820	$1,880	$2,190	$2,800	$3,400
33595	$1,640	$1,690	$1,970	$2,520	$3,060
33596	$2,400	$2,480	$2,880	$3,680	$4,470
33597	$840	$880	$1,020	$1,250	$1,490
33598	$1,380	$1,430	$1,660	$2,120	$2,580
33601	$1,640	$1,690	$1,970	$2,520	$3,060
33602	$2,400	$2,480	$2,880	$3,680	$4,470
33603	$1,510	$1,560	$1,810	$2,310	$2,810
33604	$1,560	$1,610	$1,870	$2,390	$2,900
33605	$1,280	$1,320	$1,540	$1,970	$2,390
33606	$2,160	$2,230	$2,590	$3,310	$4,020
33607	$2,070	$2,130	$2,480	$3,170	$3,850
33609	$1,920	$1,990	$2,310	$2,950	$3,590
33610	$1,320	$1,360	$1,580	$2,020	$2,450
33611	$2,010	$2,070	$2,410	$3,080	$3,740
33612	$1,370	$1,420	$1,650	$2,110	$2,560
33613	$1,400	$1,440	$1,680	$2,150	$2,610
33614	$1,630	$1,680	$1,960	$2,500	$3,040
33615	$1,780	$1,840	$2,140	$2,730	$3,320
33616	$1,920	$1,990	$2,310	$2,950	$3,590
33617	$1,580	$1,630	$1,900	$2,430	$2,950
33618	$1,500	$1,550	$1,800	$2,300	$2,800
33619	$1,750	$1,810	$2,100	$2,680	$3,260
33620	$1,480	$1,520	$1,780	$2,270	$2,760
33621	$2,400	$2,480	$2,880	$3,680	$4,470
33622	$1,640	$1,690	$1,970	$2,520	$3,060
33623	$1,640	$1,690	$1,970	$2,520	$3,060
33624	$1,760	$1,810	$2,110	$2,700	$3,280
33625	$1,870	$1,930	$2,250	$2,870	$3,490
33626	$2,180	$2,250	$2,620	$3,350	$4,070
33629	$1,870	$1,930	$2,250	$2,870	$3,490
33630	$1,640	$1,690	$1,970	$2,520	$3,060
33634	$1,840	$1,900	$2,210	$2,820	$3,430
33635	$1,860	$1,920	$2,230	$2,850	$3,460
33637	$1,610	$1,660	$1,930	$2,470	$3,000
33646	$1,640	$1,690	$1,970	$2,520	$3,060
33647	$1,930	$1,990	$2,320	$2,960	$3,600
33672	$1,640	$1,690	$1,970	$2,520	$3,060
33673	$1,640	$1,690	$1,970	$2,520	$3,060
33674	$1,640	$1,690	$1,970	$2,520	$3,060
33675	$1,640	$1,690	$1,970	$2,520	$3,060
33677	$1,640	$1,690	$1,970	$2,520	$3,060
33679	$1,640	$1,690	$1,970	$2,520	$3,060
33680	$1,640	$1,690	$1,970	$2,520	$3,060
33681	$1,640	$1,690	$1,970	$2,520	$3,060
33682	$1,640	$1,690	$1,970	$2,520	$3,060
33684	$1,640	$1,690	$1,970	$2,520	$3,060
33685	$1,640	$1,690	$1,970	$2,520	$3,060
33687	$1,640	$1,690	$1,970	$2,520	$3,060
33688	$1,640	$1,690	$1,970	$2,520	$3,060
33689	$1,640	$1,690	$1,970	$2,520	$3,060
33694	$1,640	$1,690	$1,970	$2,520	$3,060
33701	$1,720	$1,770	$2,060	$2,630	$3,200
33702	$1,530	$1,580	$1,840	$2,350	$2,860
33703	$1,750	$1,810	$2,100	$2,680	$3,260
33704	$1,470	$1,520	$1,770	$2,260	$2,750
33705	$1,620	$1,670	$1,940	$2,480	$3,010
33706	$1,720	$1,770	$2,060	$2,630	$3,200
33707	$1,520	$1,560	$1,820	$2,320	$2,830
33708	$2,010	$2,070	$2,410	$3,080	$3,740
33709	$1,440	$1,490	$1,730	$2,210	$2,690
33710	$1,620	$1,680	$1,950	$2,490	$3,030
33711	$1,900	$1,960	$2,280	$2,910	$3,540
33712	$1,540	$1,590	$1,850	$2,360	$2,870
33713	$1,500	$1,550	$1,800	$2,300	$2,800
33714	$1,360	$1,400	$1,630	$2,080	$2,530
33715	$2,400	$2,480	$2,880	$3,680	$4,470
33716	$2,060	$2,120	$2,470	$3,150	$3,840
33730	$1,610	$1,660	$1,930	$2,470	$3,000
33731	$1,610	$1,660	$1,930	$2,470	$3,000
33732	$1,610	$1,660	$1,930	$2,470	$3,000
33733	$1,610	$1,660	$1,930	$2,470	$3,000
33734	$1,610	$1,660	$1,930	$2,470	$3,000
33736	$1,610	$1,660	$1,930	$2,470	$3,000
33738	$1,610	$1,660	$1,930	$2,470	$3,000
33741	$1,610	$1,660	$1,930	$2,470	$3,000
33742	$1,610	$1,660	$1,930	$2,470	$3,000
33743	$1,610	$1,660	$1,930	$2,470	$3,000
33744	$2,010	$2,070	$2,410	$3,080	$3,740
33747	$1,610	$1,660	$1,930	$2,470	$3,000
33755	$1,410	$1,450	$1,690	$2,160	$2,620
33756	$1,460	$1,500	$1,750	$2,240	$2,720
33757	$1,610	$1,660	$1,930	$2,470	$3,000
33758	$1,610	$1,660	$1,930	$2,470	$3,000
33759	$1,860	$1,920	$2,230	$2,850	$3,460
33760	$1,550	$1,600	$1,860	$2,380	$2,890
33761	$1,780	$1,840	$2,140	$2,730	$3,320
33762	$1,820	$1,870	$2,180	$2,780	$3,390
33763	$1,460	$1,500	$1,750	$2,240	$2,720
33764	$1,710	$1,760	$2,050	$2,620	$3,180
33765	$1,650	$1,700	$1,980	$2,530	$3,070
33766	$1,610	$1,660	$1,930	$2,470	$3,000
33767	$1,920	$2,040	$2,380	$3,050	$3,700
33770	$1,510	$1,560	$1,810	$2,310	$2,810
33771	$1,440	$1,490	$1,730	$2,210	$2,690
33772	$1,530	$1,580	$1,840	$2,350	$2,860
33773	$1,630	$1,680	$1,960	$2,500	$3,040
33774	$1,520	$1,560	$1,820	$2,320	$2,830
33775	$1,610	$1,660	$1,930	$2,470	$3,000
33776	$2,320	$2,400	$2,790	$3,560	$4,330
33777	$1,860	$1,920	$2,230	$2,850	$3,460
33778	$1,770	$1,830	$2,130	$2,720	$3,310
33779	$1,610	$1,660	$1,930	$2,470	$3,000
33780	$1,610	$1,660	$1,930	$2,470	$3,000
33781	$1,380	$1,430	$1,660	$2,120	$2,580
33782	$1,860	$1,920	$2,230	$2,850	$3,460
33784	$1,610	$1,660	$1,930	$2,470	$3,000
33785	$1,820	$1,870	$2,180	$2,780	$3,390
33786	$2,400	$2,480	$2,880	$3,680	$4,470
33809	$1,420	$1,510	$1,820	$2,500	$3,040
33810	$1,410	$1,500	$1,800	$2,470	$3,010
33849	$1,270	$1,340	$1,590	$2,140	$2,600
33860	$1,150	$1,220	$1,470	$2,020	$2,460
34446	$970	$980	$1,180	$1,630	$1,970
34601	$1,170	$1,210	$1,410	$1,800	$2,190
34602	$1,320	$1,360	$1,580	$2,020	$2,450
34603	$1,310	$1,350	$1,570	$2,010	$2,440
34604	$1,260	$1,300	$1,510	$1,930	$2,340
34605	$1,310	$1,350	$1,570	$2,010	$2,440
34606	$1,270	$1,320	$1,530	$1,950	$2,380
34607	$1,350	$1,390	$1,620	$2,070	$2,520
34608	$1,320	$1,360	$1,580	$2,020	$2,450
34609	$1,650	$1,700	$1,980	$2,530	$3,070
34610	$1,420	$1,470	$1,710	$2,180	$2,660
34611	$1,310	$1,350	$1,570	$2,010	$2,440
34613	$1,220	$1,260	$1,460	$1,860	$2,270
34614	$1,160	$1,200	$1,400	$1,820	$2,210
34636	$1,310	$1,350	$1,570	$2,010	$2,440
34637	$1,810	$1,870	$2,170	$2,770	$3,370
34638	$2,320	$2,390	$2,780	$3,550	$4,320
34639	$2,010	$2,070	$2,410	$3,080	$3,740
34652	$1,270	$1,320	$1,530	$1,950	$2,380
34653	$1,280	$1,320	$1,540	$1,970	$2,390
34654	$1,610	$1,660	$1,930	$2,470	$3,000
34655	$1,770	$1,830	$2,130	$2,720	$3,310
34656	$1,470	$1,520	$1,770	$2,260	$2,750
34660	$1,610	$1,660	$1,930	$2,470	$3,000
34661	$1,100	$1,140	$1,330	$1,670	$2,020
34667	$1,280	$1,320	$1,540	$1,970	$2,390
34668	$1,410	$1,450	$1,690	$2,160	$2,620
34669	$1,380	$1,430	$1,660	$2,120	$2,580
34673	$1,470	$1,520	$1,770	$2,260	$2,750
34674	$1,470	$1,520	$1,770	$2,260	$2,750
34677	$1,520	$1,560	$1,820	$2,320	$2,830
34679	$1,300	$1,340	$1,560	$1,990	$2,420
34680	$1,470	$1,520	$1,770	$2,260	$2,750
34681	$1,710	$1,760	$2,050	$2,620	$3,180
34682	$1,610	$1,660	$1,930	$2,470	$3,000
34683	$1,710	$1,760	$2,050	$2,620	$3,180
34684	$1,720	$1,780	$2,070	$2,640	$3,210
34685	$1,970	$2,030	$2,360	$3,010	$3,660
34688	$1,500	$1,550	$1,800	$2,300	$2,800
34689	$1,320	$1,360	$1,580	$2,020	$2,450
34690	$1,300	$1,340	$1,560	$1,990	$2,420
34691	$1,330	$1,410	$1,640	$2,100	$2,550
34692	$1,470	$1,520	$1,770	$2,260	$2,750
34695	$1,770	$1,830	$2,130	$2,720	$3,310
34697	$1,610	$1,660	$1,930	$2,470	$3,000
34698	$1,720	$1,770	$2,060	$2,630	$3,200

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Pasco County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $104,700 (FY2025: $98,400, +6.4%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$24,100 +9.8%	$27,550 +10.0%	$31,000 +9.9%	$34,400 +7.0%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$40,150 +10.0%	$45,850 +10.0%	$51,600 +9.9%	$57,350 +10.0%	$61,950 +9.9%	$66,550 +10.0%	$71,150 +10.0%	$75,700 +9.9%
Low income (80%)	$64,250 +9.9%	$73,400 +9.9%	$82,600 +9.9%	$91,750 +9.9%	$99,100 +9.9%	$106,450 +9.9%	$113,800 +10.0%	$121,150 +9.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.