Macon County, IL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0912-bedroom FMR, FY2027

$8571-bedroom FMR, FY2027

$76,10080% income limit, family of 4 (FY2026)

$95,100Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Macon County is $1,091 a month, up 2.6% from $1,063 in FY2026. Macon County belongs to the Decatur, IL MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Macon County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$851	$840	+1.3%	$766 – $936
1 bedroom	$857	$845	+1.4%	$772 – $942
2 bedrooms	$1,091	$1,063	+2.6%	$982 – $1,200
3 bedrooms	$1,407	$1,378	+2.1%	$1,267 – $1,547
4 bedrooms	$1,724	$1,706	+1.1%	$1,552 – $1,896

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Macon County that is typically $982 to $1,200 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$37,061median income of renter households

$847Median gross rent, all units

27%Rent-to-income ratio (median rent ÷ median renter income)

40%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $37,061 can afford about $927 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,091 is $164 (17.8%) more than that. To rent a two-bedroom at the FMR, a household needs $43,640 a year under the 30% rule, or $39,276 under the common landlord rule that income must be three times the rent.

Macon County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$847 ±$22
Median income of renter households	$37,061 ±$1,668
Renters paying 30% or more of income (cost-burdened)	40.3% ±3.3
Renters paying 50% or more (severely cost-burdened)	19.2% ±2.5
Renter households (where the share can be computed)	11,282

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$684	$847	+23.8%
Median renter household income	$25,525	$37,061	+45.2%
Renters paying 30%+ of income	49.1%	40.3%	−8.8 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $960 to $1,450 depending on the ZIP code.

All 29 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
61749	$760	$770	$1,010	$1,250	$1,680
61756	$820	$830	$1,060	$1,360	$1,680
61818	$1,010	$1,030	$1,210	$1,520	$1,590
61830	$1,090	$1,110	$1,310	$1,660	$1,760
61882	$850	$860	$1,070	$1,300	$1,780
61914	$760	$780	$1,020	$1,400	$1,700
61925	$760	$770	$960	$1,250	$1,540
61937	$850	$860	$1,010	$1,300	$1,550
62501	$1,050	$1,050	$1,340	$1,730	$2,120
62513	$1,120	$1,140	$1,450	$1,860	$2,290
62514	$880	$880	$1,130	$1,450	$1,780
62521	$920	$930	$1,180	$1,520	$1,860
62522	$810	$820	$1,040	$1,340	$1,640
62523	$760	$770	$960	$1,250	$1,540
62524	$850	$860	$1,090	$1,410	$1,720
62525	$850	$860	$1,090	$1,410	$1,720
62526	$830	$830	$1,060	$1,370	$1,670
62532	$890	$890	$1,130	$1,460	$1,790
62535	$830	$850	$1,060	$1,410	$1,670
62537	$820	$820	$1,050	$1,350	$1,650
62539	$760	$880	$1,090	$1,450	$1,540
62543	$760	$770	$960	$1,250	$1,540
62544	$860	$860	$1,100	$1,420	$1,740
62547	$910	$1,000	$1,310	$1,560	$1,970
62549	$760	$770	$970	$1,250	$1,540
62550	$760	$860	$1,080	$1,280	$1,600
62551	$800	$810	$1,030	$1,330	$1,630
62554	$920	$930	$1,180	$1,520	$1,860
62573	$810	$820	$1,040	$1,340	$1,640

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Macon County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $95,100 (FY2025: $91,600, +3.8%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$20,000 +3.9%	$22,850 +3.9%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$33,300 +3.7%	$38,050 +3.8%	$42,800 +3.8%	$47,550 +3.8%	$51,400 +3.8%	$55,200 +3.9%	$59,000 +3.9%	$62,800 +3.8%
Low income (80%)	$53,300 +3.8%	$60,900 +3.8%	$68,500 +3.8%	$76,100 +3.8%	$82,200 +3.8%	$88,300 +3.8%	$94,400 +3.9%	$100,500 +3.8%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.