Lake County, IL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$2,0112-bedroom FMR, FY2027

$1,7801-bedroom FMR, FY2027

$97,20080% income limit, family of 4 (FY2026)

$121,500Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Lake County is $2,011 a month, up 12.9% from $1,781 in FY2026. Lake County belongs to the Chicago-Joliet-Naperville, IL HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Lake County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,678	$1,480	+13.4%	$1,511 – $1,845
1 bedroom	$1,780	$1,581	+12.6%	$1,602 – $1,958
2 bedrooms	$2,011	$1,781	+12.9%	$1,810 – $2,212
3 bedrooms	$2,586	$2,294	+12.7%	$2,328 – $2,844
4 bedrooms	$2,954	$2,653	+11.3%	$2,659 – $3,249

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Lake County that is typically $1,810 to $2,212 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$60,278median income of renter households

$1,477Median gross rent, all units

29%Rent-to-income ratio (median rent ÷ median renter income)

49%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $60,278 can afford about $1,507 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $2,011 is $504 (33.4%) more than that. To rent a two-bedroom at the FMR, a household needs $80,440 a year under the 30% rule, or $72,396 under the common landlord rule that income must be three times the rent.

Lake County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,477 ±$29
Median income of renter households	$60,278 ±$2,115
Renters paying 30% or more of income (cost-burdened)	49.3% ±2.3
Renters paying 50% or more (severely cost-burdened)	24.4% ±1.4
Renter households (where the share can be computed)	60,599

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$1,197	$1,477	+23.4%
Median renter household income	$47,495	$60,278	+26.9%
Renters paying 30%+ of income	47.8%	49.3%	+1.5 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,060 to $3,030 depending on the ZIP code.

All 370 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
60002	$1,380	$1,460	$1,650	$2,120	$2,420
60004	$2,060	$2,190	$2,470	$3,180	$3,630
60005	$1,840	$1,950	$2,200	$2,830	$3,230
60006	$1,650	$1,750	$1,980	$2,550	$2,910
60007	$1,840	$1,960	$2,210	$2,840	$3,250
60008	$1,800	$1,910	$2,160	$2,780	$3,170
60009	$1,650	$1,750	$1,980	$2,550	$2,910
60010	$2,520	$2,670	$3,020	$3,880	$4,440
60011	$1,680	$1,780	$2,020	$2,590	$2,960
60012	$1,830	$1,940	$2,190	$2,820	$3,220
60013	$1,770	$1,880	$2,120	$2,730	$3,110
60014	$1,660	$1,760	$1,990	$2,560	$2,920
60015	$2,520	$2,670	$3,020	$3,880	$4,440
60016	$1,860	$1,970	$2,230	$2,870	$3,280
60017	$1,650	$1,750	$1,980	$2,550	$2,910
60018	$1,390	$1,480	$1,670	$2,150	$2,450
60020	$1,450	$1,540	$1,740	$2,240	$2,560
60021	$2,520	$2,670	$3,020	$3,880	$4,440
60022	$2,330	$2,470	$2,790	$3,590	$4,100
60025	$1,990	$2,120	$2,390	$3,070	$3,510
60026	$2,240	$2,370	$2,680	$3,450	$3,940
60029	$2,170	$2,300	$2,600	$3,340	$3,820
60030	$1,840	$1,960	$2,210	$2,840	$3,250
60031	$1,930	$2,040	$2,310	$2,970	$3,390
60033	$1,370	$1,450	$1,640	$2,110	$2,410
60034	$1,270	$1,350	$1,520	$1,950	$2,230
60035	$2,230	$2,360	$2,670	$3,430	$3,920
60037	$1,690	$1,800	$2,030	$2,610	$2,980
60039	$1,600	$1,700	$1,920	$2,470	$2,820
60040	$2,130	$2,260	$2,550	$3,280	$3,750
60041	$1,200	$1,270	$1,440	$1,850	$2,120
60042	$2,120	$2,250	$2,540	$3,270	$3,730
60043	$2,400	$2,550	$2,880	$3,700	$4,230
60044	$1,900	$2,020	$2,280	$2,930	$3,350
60045	$2,470	$2,620	$2,960	$3,810	$4,350
60046	$1,910	$2,030	$2,290	$2,940	$3,360
60047	$2,200	$2,340	$2,640	$3,400	$3,880
60048	$1,850	$1,970	$2,220	$2,850	$3,260
60050	$1,750	$1,860	$2,100	$2,700	$3,080
60051	$1,890	$2,010	$2,270	$2,920	$3,330
60053	$2,520	$2,670	$3,020	$3,880	$4,440
60055	$1,650	$1,750	$1,980	$2,550	$2,910
60056	$1,700	$1,810	$2,040	$2,620	$3,000
60060	$1,830	$1,940	$2,190	$2,820	$3,220
60061	$2,190	$2,320	$2,620	$3,370	$3,850
60062	$2,210	$2,350	$2,650	$3,410	$3,890
60064	$1,340	$1,420	$1,600	$2,060	$2,350
60065	$1,650	$1,750	$1,980	$2,550	$2,910
60067	$1,780	$1,890	$2,130	$2,740	$3,130
60068	$1,740	$1,850	$2,090	$2,690	$3,070
60069	$2,520	$2,670	$3,020	$3,880	$4,440
60070	$1,610	$1,710	$1,930	$2,480	$2,830
60071	$1,380	$1,460	$1,650	$2,120	$2,420
60072	$1,210	$1,280	$1,450	$1,860	$2,130
60073	$1,790	$1,900	$2,150	$2,760	$3,160
60074	$1,810	$1,920	$2,170	$2,790	$3,190
60075	$1,370	$1,420	$1,680	$2,210	$2,530
60076	$1,850	$1,970	$2,220	$2,850	$3,260
60077	$1,740	$1,840	$2,080	$2,670	$3,060
60078	$1,650	$1,750	$1,980	$2,550	$2,910
60079	$1,690	$1,800	$2,030	$2,610	$2,980
60081	$1,390	$1,470	$1,660	$2,130	$2,440
60083	$2,000	$2,120	$2,400	$3,090	$3,530
60084	$1,520	$1,610	$1,820	$2,340	$2,670
60085	$1,440	$1,520	$1,720	$2,210	$2,530
60087	$1,540	$1,630	$1,840	$2,370	$2,700
60088	$2,130	$2,260	$2,550	$3,280	$3,750
60089	$2,380	$2,520	$2,850	$3,670	$4,190
60090	$1,910	$2,030	$2,290	$2,940	$3,360
60091	$2,520	$2,670	$3,020	$3,880	$4,440
60093	$2,190	$2,330	$2,630	$3,380	$3,860
60095	$1,650	$1,750	$1,980	$2,550	$2,910
60096	$1,430	$1,510	$1,710	$2,200	$2,510
60097	$1,560	$1,660	$1,870	$2,400	$2,750
60098	$1,390	$1,480	$1,670	$2,150	$2,450
60099	$1,370	$1,450	$1,640	$2,110	$2,410
60101	$1,450	$1,540	$1,740	$2,240	$2,560
60102	$2,240	$2,380	$2,690	$3,460	$3,950
60103	$2,080	$2,200	$2,490	$3,200	$3,660
60104	$1,420	$1,500	$1,700	$2,190	$2,500
60106	$1,610	$1,710	$1,930	$2,480	$2,830
60107	$2,130	$2,260	$2,550	$3,280	$3,750
60108	$1,890	$2,010	$2,270	$2,920	$3,330
60109	$1,530	$1,620	$1,830	$2,350	$2,690
60110	$1,690	$1,790	$2,020	$2,600	$2,970
60117	$1,900	$2,020	$2,280	$2,930	$3,350
60118	$1,740	$1,850	$2,090	$2,690	$3,070
60119	$1,950	$2,070	$2,340	$3,010	$3,440
60120	$1,590	$1,690	$1,910	$2,460	$2,810
60121	$1,650	$1,750	$1,980	$2,550	$2,910
60122	$1,900	$2,020	$2,280	$2,930	$3,350
60123	$1,490	$1,580	$1,790	$2,300	$2,630
60124	$2,240	$2,380	$2,690	$3,460	$3,950
60126	$2,230	$2,360	$2,670	$3,430	$3,920
60130	$1,590	$1,680	$1,900	$2,440	$2,790
60131	$1,310	$1,390	$1,570	$2,020	$2,310
60133	$1,750	$1,860	$2,100	$2,700	$3,080
60134	$2,050	$2,180	$2,460	$3,160	$3,610
60135	$1,070	$1,180	$1,510	$2,050	$2,350
60136	$2,210	$2,350	$2,650	$3,410	$3,890
60137	$1,570	$1,660	$1,880	$2,420	$2,760
60138	$1,900	$2,020	$2,280	$2,930	$3,350
60139	$1,830	$1,940	$2,190	$2,820	$3,220
60140	$1,630	$1,750	$2,020	$2,630	$3,000
60141	$900	$980	$1,100	$1,400	$1,660
60142	$1,770	$1,880	$2,120	$2,730	$3,110
60143	$2,050	$2,180	$2,460	$3,160	$3,610
60144	$1,300	$1,380	$1,560	$2,010	$2,290
60147	$1,650	$1,750	$1,980	$2,550	$2,910
60148	$2,140	$2,270	$2,560	$3,290	$3,760
60151	$1,790	$1,910	$2,240	$2,930	$3,350
60152	$1,240	$1,320	$1,490	$1,920	$2,190
60153	$1,430	$1,510	$1,710	$2,200	$2,510
60154	$2,040	$2,160	$2,440	$3,140	$3,580
60155	$1,290	$1,370	$1,550	$1,990	$2,280
60156	$1,930	$2,040	$2,310	$2,970	$3,390
60157	$1,930	$2,040	$2,310	$2,970	$3,390
60159	$1,650	$1,750	$1,980	$2,550	$2,910
60160	$1,370	$1,450	$1,640	$2,110	$2,410
60161	$1,650	$1,750	$1,980	$2,550	$2,910
60162	$1,570	$1,660	$1,880	$2,420	$2,760
60163	$1,440	$1,520	$1,720	$2,210	$2,530
60164	$1,310	$1,390	$1,570	$2,020	$2,310
60165	$1,500	$1,590	$1,800	$2,310	$2,640
60168	$1,650	$1,750	$1,980	$2,550	$2,910
60169	$1,930	$2,040	$2,310	$2,970	$3,390
60171	$1,440	$1,530	$1,730	$2,220	$2,540
60172	$1,870	$1,980	$2,240	$2,880	$3,290
60173	$2,060	$2,190	$2,470	$3,180	$3,630
60174	$2,040	$2,160	$2,440	$3,140	$3,580
60175	$2,520	$2,670	$3,020	$3,880	$4,440
60176	$1,440	$1,520	$1,720	$2,210	$2,530
60177	$1,900	$2,020	$2,280	$2,930	$3,350
60178	$1,120	$1,230	$1,570	$2,130	$2,440
60180	$1,480	$1,580	$1,780	$2,290	$2,610
60181	$1,890	$2,000	$2,260	$2,910	$3,320
60183	$2,520	$2,670	$3,020	$3,880	$4,440
60184	$1,940	$2,060	$2,330	$2,990	$3,420
60185	$1,650	$1,750	$1,980	$2,550	$2,910
60186	$1,900	$2,020	$2,280	$2,930	$3,350
60187	$1,990	$2,120	$2,390	$3,070	$3,510
60188	$1,690	$1,800	$2,030	$2,610	$2,980
60189	$2,050	$2,180	$2,460	$3,160	$3,610
60190	$1,780	$1,890	$2,130	$2,740	$3,130
60191	$1,940	$2,050	$2,320	$2,980	$3,410
60192	$2,520	$2,670	$3,020	$3,880	$4,440
60193	$2,200	$2,340	$2,640	$3,400	$3,880
60194	$2,180	$2,310	$2,610	$3,360	$3,830
60195	$1,990	$2,120	$2,390	$3,070	$3,510
60196	$1,650	$1,750	$1,980	$2,550	$2,910
60199	$1,900	$2,020	$2,280	$2,930	$3,350
60201	$2,190	$2,330	$2,630	$3,380	$3,860
60202	$2,050	$2,180	$2,460	$3,160	$3,610
60203	$2,140	$2,270	$2,570	$3,300	$3,770
60204	$1,650	$1,750	$1,980	$2,550	$2,910
60208	$2,190	$2,330	$2,630	$3,380	$3,860
60301	$2,520	$2,670	$3,020	$3,880	$4,440
60302	$1,680	$1,780	$2,010	$2,580	$2,950
60303	$1,650	$1,750	$1,980	$2,550	$2,910
60304	$1,520	$1,610	$1,820	$2,340	$2,670
60305	$1,680	$1,780	$2,010	$2,580	$2,950
60401	$1,330	$1,410	$1,590	$2,040	$2,330
60402	$1,360	$1,440	$1,630	$2,100	$2,390
60403	$1,610	$1,710	$1,930	$2,480	$2,830
60404	$2,300	$2,440	$2,760	$3,550	$4,050
60406	$1,250	$1,330	$1,500	$1,930	$2,200
60407	$1,480	$1,550	$1,890	$2,520	$2,900
60408	$1,330	$1,410	$1,590	$2,040	$2,340
60409	$1,370	$1,450	$1,640	$2,110	$2,410
60410	$1,870	$1,970	$2,320	$3,050	$3,500
60411	$1,410	$1,500	$1,690	$2,170	$2,480
60412	$1,650	$1,750	$1,980	$2,550	$2,910
60415	$1,440	$1,530	$1,730	$2,220	$2,540
60416	$1,140	$1,180	$1,540	$2,120	$2,450
60417	$1,540	$1,630	$1,840	$2,370	$2,700
60418	$1,490	$1,580	$1,780	$2,290	$2,610
60419	$1,690	$1,790	$2,020	$2,600	$2,970
60421	$1,300	$1,380	$1,560	$2,010	$2,290
60422	$2,520	$2,670	$3,020	$3,880	$4,440
60423	$1,720	$1,820	$2,060	$2,650	$3,030
60425	$1,810	$1,920	$2,170	$2,790	$3,190
60426	$1,230	$1,300	$1,470	$1,890	$2,160
60428	$1,910	$2,030	$2,290	$2,940	$3,360
60429	$1,650	$1,750	$1,980	$2,550	$2,910
60430	$1,640	$1,730	$1,960	$2,520	$2,880
60431	$1,590	$1,660	$1,950	$2,520	$2,820
60432	$1,480	$1,570	$1,770	$2,280	$2,600
60433	$1,520	$1,610	$1,820	$2,340	$2,670
60434	$1,670	$1,770	$2,000	$2,570	$2,940
60435	$1,570	$1,660	$1,880	$2,420	$2,760
60436	$1,550	$1,650	$1,860	$2,390	$2,730
60438	$1,490	$1,580	$1,780	$2,290	$2,610
60439	$1,380	$1,460	$1,650	$2,120	$2,420
60440	$1,950	$2,070	$2,340	$3,010	$3,440
60441	$1,770	$1,880	$2,120	$2,730	$3,110
60442	$1,340	$1,420	$1,600	$2,060	$2,350
60443	$1,860	$1,970	$2,230	$2,870	$3,280
60445	$1,360	$1,440	$1,630	$2,100	$2,390
60446	$2,140	$2,270	$2,570	$3,300	$3,770
60447	$1,520	$1,570	$2,010	$2,710	$3,090
60448	$1,630	$1,730	$1,950	$2,510	$2,860
60449	$1,650	$1,750	$1,980	$2,550	$2,910
60451	$1,560	$1,660	$1,870	$2,400	$2,750
60452	$1,520	$1,610	$1,820	$2,340	$2,670
60453	$1,540	$1,640	$1,850	$2,380	$2,720
60454	$1,650	$1,750	$1,980	$2,550	$2,910
60455	$1,330	$1,410	$1,590	$2,040	$2,340
60456	$1,560	$1,650	$1,870	$2,400	$2,740
60457	$1,270	$1,350	$1,520	$1,950	$2,230
60458	$1,450	$1,540	$1,740	$2,240	$2,560
60459	$1,460	$1,550	$1,750	$2,250	$2,570
60461	$2,000	$2,140	$2,410	$3,100	$3,590
60462	$1,640	$1,730	$1,960	$2,520	$2,880
60463	$2,190	$2,320	$2,620	$3,370	$3,850
60464	$1,750	$1,860	$2,100	$2,700	$3,080
60465	$1,490	$1,580	$1,780	$2,290	$2,610
60466	$1,650	$1,750	$1,980	$2,550	$2,910
60467	$2,400	$2,550	$2,880	$3,700	$4,230
60468	$1,180	$1,260	$1,430	$1,830	$2,090
60469	$1,590	$1,690	$1,910	$2,460	$2,810
60471	$1,570	$1,660	$1,880	$2,420	$2,760
60472	$1,690	$1,800	$2,030	$2,610	$2,980
60473	$2,240	$2,370	$2,680	$3,450	$3,940
60475	$1,190	$1,270	$1,430	$1,840	$2,100
60476	$1,340	$1,430	$1,610	$2,070	$2,360
60477	$1,680	$1,780	$2,010	$2,580	$2,950
60478	$2,030	$2,150	$2,430	$3,120	$3,570
60480	$1,680	$1,780	$2,010	$2,580	$2,950
60481	$1,220	$1,290	$1,460	$1,880	$2,150
60482	$1,340	$1,430	$1,610	$2,070	$2,360
60484	$1,890	$2,000	$2,260	$2,910	$3,320
60487	$1,640	$1,740	$1,970	$2,530	$2,890
60490	$2,520	$2,670	$3,020	$3,880	$4,440
60491	$1,950	$2,070	$2,340	$3,010	$3,440
60499	$1,650	$1,750	$1,980	$2,550	$2,910
60501	$1,280	$1,350	$1,530	$1,970	$2,250
60502	$2,280	$2,420	$2,730	$3,510	$4,010
60503	$2,370	$2,470	$2,910	$3,760	$4,200
60504	$2,250	$2,380	$2,700	$3,470	$3,960
60505	$1,510	$1,600	$1,810	$2,330	$2,660
60506	$1,530	$1,620	$1,830	$2,350	$2,690
60507	$1,650	$1,750	$1,980	$2,550	$2,910
60510	$1,500	$1,590	$1,800	$2,310	$2,640
60511	$1,540	$1,630	$1,990	$2,610	$2,940
60513	$1,540	$1,630	$1,840	$2,370	$2,700
60514	$1,430	$1,510	$1,710	$2,200	$2,510
60515	$1,950	$2,070	$2,340	$3,010	$3,440
60516	$1,920	$2,040	$2,300	$2,960	$3,380
60517	$1,700	$1,810	$2,040	$2,620	$3,000
60519	$2,280	$2,420	$2,730	$3,510	$4,010
60520	$1,480	$1,620	$2,080	$2,820	$3,230
60521	$2,230	$2,360	$2,670	$3,430	$3,920
60522	$1,900	$2,020	$2,280	$2,930	$3,350
60523	$1,150	$1,220	$1,380	$1,770	$2,030
60525	$1,710	$1,810	$2,050	$2,640	$3,010
60526	$1,620	$1,720	$1,940	$2,490	$2,850
60527	$1,820	$1,930	$2,180	$2,800	$3,200
60532	$1,990	$2,110	$2,380	$3,060	$3,500
60534	$1,280	$1,350	$1,530	$1,970	$2,250
60538	$1,890	$1,930	$2,410	$3,120	$3,400
60539	$1,660	$1,760	$1,990	$2,560	$2,920
60540	$2,250	$2,390	$2,700	$3,470	$3,970
60542	$1,920	$2,040	$2,300	$2,960	$3,380
60543	$1,590	$1,600	$2,090	$2,720	$2,890
60544	$2,250	$2,390	$2,700	$3,470	$3,960
60545	$1,610	$1,620	$2,120	$2,750	$2,930
60546	$1,510	$1,600	$1,810	$2,330	$2,660
60554	$1,460	$1,550	$1,750	$2,250	$2,570
60555	$2,090	$2,220	$2,510	$3,230	$3,690
60558	$2,260	$2,400	$2,710	$3,490	$3,980
60559	$1,860	$1,970	$2,230	$2,870	$3,280
60561	$2,090	$2,220	$2,510	$3,230	$3,690
60563	$2,240	$2,380	$2,690	$3,460	$3,950
60564	$2,520	$2,670	$3,020	$3,880	$4,440
60565	$2,080	$2,200	$2,490	$3,200	$3,660
60566	$1,900	$2,020	$2,280	$2,930	$3,350
60567	$1,860	$1,970	$2,230	$2,860	$3,270
60585	$2,500	$2,630	$3,030	$3,900	$4,410
60586	$2,430	$2,570	$2,950	$3,800	$4,300
60598	$1,900	$2,020	$2,280	$2,930	$3,350
60599	$1,900	$2,020	$2,280	$2,930	$3,350
60601	$2,520	$2,670	$3,020	$3,880	$4,440
60602	$2,520	$2,670	$3,020	$3,880	$4,440
60603	$2,470	$2,620	$2,960	$3,810	$4,350
60604	$2,520	$2,670	$3,020	$3,880	$4,440
60605	$2,520	$2,670	$3,020	$3,880	$4,440
60606	$2,520	$2,670	$3,020	$3,880	$4,440
60607	$2,520	$2,670	$3,020	$3,880	$4,440
60608	$1,440	$1,530	$1,730	$2,220	$2,540
60609	$1,250	$1,330	$1,500	$1,930	$2,200
60610	$2,520	$2,670	$3,020	$3,880	$4,440
60611	$2,520	$2,670	$3,020	$3,880	$4,440
60612	$1,780	$1,890	$2,130	$2,740	$3,130
60613	$2,430	$2,580	$2,910	$3,740	$4,270
60614	$2,520	$2,670	$3,020	$3,880	$4,440
60615	$2,040	$2,160	$2,440	$3,140	$3,580
60616	$1,890	$2,010	$2,270	$2,920	$3,330
60617	$1,270	$1,350	$1,520	$1,950	$2,230
60618	$1,940	$2,060	$2,330	$3,000	$3,420
60619	$1,370	$1,450	$1,640	$2,110	$2,410
60620	$1,370	$1,450	$1,640	$2,110	$2,410
60621	$1,280	$1,350	$1,530	$1,970	$2,250
60622	$2,340	$2,490	$2,810	$3,610	$4,130
60623	$1,280	$1,350	$1,530	$1,970	$2,250
60624	$1,440	$1,520	$1,720	$2,210	$2,530
60625	$1,990	$2,120	$2,390	$3,070	$3,510
60626	$1,900	$2,020	$2,280	$2,930	$3,350
60628	$1,420	$1,500	$1,700	$2,190	$2,500
60629	$1,310	$1,390	$1,570	$2,020	$2,310
60630	$1,740	$1,850	$2,090	$2,690	$3,070
60631	$1,830	$1,940	$2,190	$2,820	$3,220
60632	$1,250	$1,330	$1,500	$1,930	$2,200
60633	$1,350	$1,430	$1,620	$2,080	$2,380
60634	$1,610	$1,710	$1,930	$2,480	$2,830
60636	$1,350	$1,430	$1,620	$2,080	$2,380
60637	$1,450	$1,540	$1,740	$2,240	$2,560
60638	$1,530	$1,620	$1,830	$2,350	$2,690
60639	$1,470	$1,560	$1,760	$2,260	$2,590
60640	$2,170	$2,300	$2,600	$3,340	$3,820
60641	$1,640	$1,740	$1,970	$2,530	$2,890
60642	$2,520	$2,670	$3,020	$3,880	$4,440
60643	$1,570	$1,660	$1,880	$2,420	$2,760
60644	$1,370	$1,450	$1,640	$2,110	$2,410
60645	$1,790	$1,900	$2,150	$2,760	$3,160
60646	$1,600	$1,700	$1,920	$2,470	$2,820
60647	$2,140	$2,270	$2,570	$3,300	$3,770
60649	$1,430	$1,510	$1,710	$2,200	$2,510
60651	$1,440	$1,520	$1,720	$2,210	$2,530
60652	$1,570	$1,660	$1,880	$2,420	$2,760
60653	$1,260	$1,340	$1,510	$1,940	$2,220
60654	$2,520	$2,670	$3,020	$3,880	$4,440
60655	$1,680	$1,780	$2,010	$2,580	$2,950
60656	$1,640	$1,730	$1,960	$2,520	$2,880
60657	$2,520	$2,670	$3,020	$3,880	$4,440
60659	$1,740	$1,840	$2,080	$2,670	$3,060
60660	$2,090	$2,210	$2,500	$3,210	$3,670
60661	$2,520	$2,670	$3,020	$3,880	$4,440
60666	$1,650	$1,750	$1,980	$2,550	$2,910
60669	$1,650	$1,750	$1,980	$2,550	$2,910
60670	$1,650	$1,750	$1,980	$2,550	$2,910
60673	$1,650	$1,750	$1,980	$2,550	$2,910
60674	$1,650	$1,750	$1,980	$2,550	$2,910
60675	$1,650	$1,750	$1,980	$2,550	$2,910
60678	$1,650	$1,750	$1,980	$2,550	$2,910
60682	$1,650	$1,750	$1,980	$2,550	$2,910
60685	$1,650	$1,750	$1,980	$2,550	$2,910
60686	$1,650	$1,750	$1,980	$2,550	$2,910
60687	$1,650	$1,750	$1,980	$2,550	$2,910
60688	$1,650	$1,750	$1,980	$2,550	$2,910
60689	$1,650	$1,750	$1,980	$2,550	$2,910
60690	$1,650	$1,750	$1,980	$2,550	$2,910
60693	$1,650	$1,750	$1,980	$2,550	$2,910
60694	$1,650	$1,750	$1,980	$2,550	$2,910
60695	$1,650	$1,750	$1,980	$2,550	$2,910
60697	$1,650	$1,750	$1,980	$2,550	$2,910
60699	$1,650	$1,750	$1,980	$2,550	$2,910
60701	$1,650	$1,750	$1,980	$2,550	$2,910
60706	$1,450	$1,540	$1,740	$2,240	$2,560
60707	$1,550	$1,650	$1,860	$2,390	$2,730
60712	$2,520	$2,670	$3,020	$3,880	$4,440
60714	$1,460	$1,550	$1,750	$2,250	$2,570
60803	$1,300	$1,380	$1,560	$2,010	$2,290
60804	$1,410	$1,500	$1,690	$2,170	$2,480
60805	$1,580	$1,670	$1,890	$2,430	$2,780
60827	$1,340	$1,430	$1,610	$2,070	$2,360
60935	$980	$1,080	$1,410	$1,850	$1,960
60940	$1,050	$1,150	$1,500	$1,970	$2,090
60950	$880	$970	$1,260	$1,660	$1,760
61012	$730	$810	$1,060	$1,400	$1,440
61038	$990	$1,080	$1,310	$1,710	$1,860

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Lake County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $121,500 (FY2025: $119,900, +1.3%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$25,550 +1.4%	$29,200 +1.4%	$32,850 +1.4%	$36,450 +1.4%	$39,400 +1.4%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$42,550 +1.3%	$48,600 +1.3%	$54,700 +1.3%	$60,750 +1.3%	$65,650 +1.4%	$70,500 +1.4%	$75,350 +1.3%	$80,200 +1.3%
Low income (80%)	$68,050 +1.3%	$77,800 +1.4%	$87,500 +1.3%	$97,200 +1.4%	$105,000 +1.4%	$112,800 +1.4%	$120,550 +1.3%	$128,350 +1.4%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.