Rockingham County, VA: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,2642-bedroom FMR, FY2027

$1,0441-bedroom FMR, FY2027

$78,15080% income limit, family of 4 (FY2026)

$97,700Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Rockingham County is $1,264 a month, down 4.4% from $1,322 in FY2026. Rockingham County belongs to the Harrisonburg, VA MSA FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Rockingham County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,038	$1,050	−1.1%	$935 – $1,141
1 bedroom	$1,044	$1,057	−1.2%	$940 – $1,148
2 bedrooms	$1,264	$1,322	−4.4%	$1,138 – $1,390
3 bedrooms	$1,728	$1,801	−4.1%	$1,556 – $1,900
4 bedrooms	$2,034	$2,125	−4.3%	$1,831 – $2,237

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Rockingham County that is typically $1,138 to $1,390 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$51,317median income of renter households

$1,160Median gross rent, all units

27%Rent-to-income ratio (median rent ÷ median renter income)

43%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $51,317 can afford about $1,283 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,264 is $19 (1.5%) less than that. To rent a two-bedroom at the FMR, a household needs $50,560 a year under the 30% rule, or $45,504 under the common landlord rule that income must be three times the rent.

Rockingham County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,160 ±$47
Median income of renter households	$51,317 ±$4,608
Renters paying 30% or more of income (cost-burdened)	43.2% ±5.0
Renters paying 50% or more (severely cost-burdened)	20.5% ±4.1
Renter households (where the share can be computed)	7,259

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$907	$1,160	+27.9%
Median renter household income	$42,455	$51,317	+20.9%
Renters paying 30%+ of income	42.5%	43.2%	+0.7 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,190 to $1,710 depending on the ZIP code.

All 26 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
22801	$1,200	$1,210	$1,460	$2,000	$2,350
22802	$1,010	$1,020	$1,230	$1,680	$1,980
22803	$1,060	$1,070	$1,290	$1,760	$2,080
22807	$1,200	$1,210	$1,460	$2,000	$2,350
22811	$950	$960	$1,190	$1,630	$1,920
22812	$1,060	$1,070	$1,290	$1,760	$2,050
22815	$950	$960	$1,190	$1,630	$1,920
22820	$950	$960	$1,190	$1,630	$1,920
22821	$950	$960	$1,190	$1,630	$1,920
22827	$950	$960	$1,190	$1,630	$1,920
22830	$950	$960	$1,190	$1,630	$1,920
22831	$950	$960	$1,190	$1,630	$1,920
22832	$1,130	$1,140	$1,380	$1,880	$2,220
22833	$1,010	$1,020	$1,230	$1,680	$1,980
22834	$1,020	$1,020	$1,240	$1,690	$2,040
22840	$1,400	$1,410	$1,710	$2,340	$2,750
22841	$1,020	$1,020	$1,230	$1,690	$1,980
22844	$950	$960	$1,190	$1,630	$1,920
22846	$1,180	$1,190	$1,440	$1,970	$2,320
22848	$1,010	$1,020	$1,230	$1,680	$1,980
22849	$960	$1,040	$1,190	$1,630	$1,920
22850	$1,190	$1,200	$1,450	$1,980	$2,330
22853	$950	$960	$1,190	$1,630	$1,920
24441	$980	$990	$1,190	$1,630	$1,920
24471	$1,010	$1,020	$1,220	$1,670	$1,950
24486	$1,030	$1,040	$1,190	$1,630	$1,920

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Rockingham County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $97,700 (FY2025: $104,200, −6.2%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$20,550 +0.5%	$23,450 +0.2%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$34,200 +0.4%	$39,100 +0.5%	$44,000 +0.6%	$48,850 +0.4%	$52,800 +0.6%	$56,700 +0.4%	$60,600 +0.4%	$64,500 +0.4%
Low income (80%)	$54,750 +0.5%	$62,550 +0.5%	$70,350 +0.4%	$78,150 +0.4%	$84,450 +0.5%	$90,700 +0.5%	$96,950 +0.5%	$103,200 +0.5%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.