Bradford County, PA: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1002-bedroom FMR, FY2027

$8491-bedroom FMR, FY2027

$69,90080% income limit, family of 4 (FY2026)

$87,400Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Bradford County is $1,100 a month, up 3.2% from $1,066 in FY2026. Bradford County belongs to the Bradford County, PA FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Bradford County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$843	$838	+0.6%	$759 – $927
1 bedroom	$849	$844	+0.6%	$765 – $933
2 bedrooms	$1,100	$1,066	+3.2%	$990 – $1,210
3 bedrooms	$1,356	$1,341	+1.1%	$1,221 – $1,491
4 bedrooms	$1,531	$1,522	+0.6%	$1,378 – $1,684

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Bradford County that is typically $990 to $1,210 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$44,455median income of renter households

$901Median gross rent, all units

24%Rent-to-income ratio (median rent ÷ median renter income)

39%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $44,455 can afford about $1,111 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,100 is $11 (1.0%) less than that. To rent a two-bedroom at the FMR, a household needs $44,000 a year under the 30% rule, or $39,600 under the common landlord rule that income must be three times the rent.

Bradford County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$901 ±$29
Median income of renter households	$44,455 ±$3,512
Renters paying 30% or more of income (cost-burdened)	38.8% ±3.7
Renters paying 50% or more (severely cost-burdened)	16.5% ±2.2
Renter households (where the share can be computed)	6,020

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$738	$901	+22.1%
Median renter household income	$32,375	$44,455	+37.3%
Renters paying 30%+ of income	42.8%	38.8%	−4.0 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Bradford County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $87,400 (FY2025: $86,900, +0.6%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,350 +0.5%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$30,600 +0.5%	$35,000 +0.6%	$39,350 +0.5%	$43,700 +0.6%	$47,200 +0.5%	$50,700 +0.5%	$54,200 +0.6%	$57,700 +0.5%
Low income (80%)	$48,950 +0.6%	$55,950 +0.6%	$62,950 +0.6%	$69,900 +0.6%	$75,500 +0.5%	$81,100 +0.6%	$86,700 +0.6%	$92,300 +0.6%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.