Armstrong County, PA: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0432-bedroom FMR, FY2027

$8161-bedroom FMR, FY2027

$68,95080% income limit, family of 4 (FY2026)

$81,300Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Armstrong County is $1,043 a month, up 4.1% from $1,002 in FY2026. Armstrong County belongs to the Armstrong County, PA HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Armstrong County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$726	$691	+5.1%	$654 – $798
1 bedroom	$816	$767	+6.4%	$735 – $897
2 bedrooms	$1,043	$1,002	+4.1%	$939 – $1,147
3 bedrooms	$1,366	$1,300	+5.1%	$1,230 – $1,502
4 bedrooms	$1,430	$1,399	+2.2%	$1,287 – $1,573

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Armstrong County that is typically $939 to $1,147 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$37,911median income of renter households

$785Median gross rent, all units

25%Rent-to-income ratio (median rent ÷ median renter income)

43%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $37,911 can afford about $948 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,043 is $95 (10.0%) more than that. To rent a two-bedroom at the FMR, a household needs $41,720 a year under the 30% rule, or $37,548 under the common landlord rule that income must be three times the rent.

Armstrong County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$785 ±$40
Median income of renter households	$37,911 ±$2,977
Renters paying 30% or more of income (cost-burdened)	43.3% ±4.3
Renters paying 50% or more (severely cost-burdened)	18.8% ±3.4
Renter households (where the share can be computed)	5,120

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$666	$785	+17.9%
Median renter household income	$29,322	$37,911	+29.3%
Renters paying 30%+ of income	42.3%	43.3%	+1.0 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,010 to $1,360 depending on the ZIP code.

All 38 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
15613	$900	$970	$1,200	$1,550	$1,660
15618	$760	$820	$1,010	$1,320	$1,410
15656	$810	$880	$1,090	$1,410	$1,510
15673	$750	$840	$1,070	$1,400	$1,470
15681	$920	$1,040	$1,230	$1,650	$1,800
15682	$780	$860	$1,070	$1,380	$1,470
15686	$810	$880	$1,090	$1,430	$1,520
15690	$780	$840	$1,040	$1,350	$1,440
15732	$730	$860	$1,010	$1,400	$1,520
15736	$710	$790	$1,010	$1,340	$1,400
15774	$720	$820	$1,010	$1,370	$1,460
16025	$860	$920	$1,120	$1,430	$1,550
16028	$740	$790	$1,010	$1,280	$1,560
16041	$920	$990	$1,210	$1,550	$1,670
16049	$760	$800	$1,010	$1,280	$1,530
16055	$1,050	$1,120	$1,360	$1,730	$1,880
16201	$730	$820	$1,050	$1,370	$1,440
16210	$710	$790	$1,010	$1,340	$1,400
16212	$710	$790	$1,010	$1,340	$1,400
16218	$710	$790	$1,010	$1,340	$1,400
16222	$710	$800	$1,010	$1,350	$1,420
16223	$750	$790	$1,010	$1,260	$1,580
16224	$780	$790	$1,010	$1,220	$1,690
16226	$760	$850	$1,090	$1,430	$1,490
16228	$760	$850	$1,090	$1,430	$1,490
16229	$720	$810	$1,020	$1,330	$1,400
16236	$730	$820	$1,050	$1,370	$1,440
16238	$710	$790	$1,010	$1,340	$1,400
16240	$730	$800	$1,010	$1,290	$1,500
16242	$750	$790	$1,010	$1,260	$1,580
16244	$830	$930	$1,190	$1,560	$1,630
16245	$760	$790	$1,010	$1,250	$1,600
16249	$910	$1,020	$1,310	$1,720	$1,800
16250	$810	$920	$1,160	$1,540	$1,630
16253	$750	$790	$1,010	$1,260	$1,580
16259	$710	$790	$1,010	$1,340	$1,400
16262	$770	$870	$1,110	$1,450	$1,520
16263	$800	$900	$1,160	$1,510	$1,590

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Armstrong County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $81,300 (FY2025: $82,500, −1.5%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$18,100 +2.8%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$30,200 +3.1%	$34,500 +3.0%	$38,800 +2.9%	$43,100 +3.0%	$46,550 +3.0%	$50,000 +3.0%	$53,450 +3.0%	$56,900 +3.0%
Low income (80%)	$48,300 +3.0%	$55,200 +3.0%	$62,100 +3.0%	$68,950 +3.0%	$74,500 +3.0%	$80,000 +3.0%	$85,500 +3.0%	$91,050 +3.0%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.