White County, GA: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,1942-bedroom FMR, FY2027

$9851-bedroom FMR, FY2027

$72,40080% income limit, family of 4 (FY2026)

$92,800Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in White County is $1,194 a month, up 1.4% from $1,177 in FY2026. White County belongs to the White County, GA FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in White County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$983	$942	+4.4%	$885 – $1,081
1 bedroom	$985	$948	+3.9%	$887 – $1,083
2 bedrooms	$1,194	$1,177	+1.4%	$1,075 – $1,313
3 bedrooms	$1,423	$1,411	+0.9%	$1,281 – $1,565
4 bedrooms	$1,865	$1,868	−0.2%	$1,679 – $2,051

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in White County that is typically $1,075 to $1,313 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$45,909median income of renter households

$1,032Median gross rent, all units

27%Rent-to-income ratio (median rent ÷ median renter income)

43%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $45,909 can afford about $1,148 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,194 is $46 (4.0%) more than that. To rent a two-bedroom at the FMR, a household needs $47,760 a year under the 30% rule, or $42,984 under the common landlord rule that income must be three times the rent.

White County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,032 ±$88
Median income of renter households	$45,909 ±$10,060
Renters paying 30% or more of income (cost-burdened)	43.1% ±8.7
Renters paying 50% or more (severely cost-burdened)	20.4% ±7.7
Renter households (where the share can be computed)	1,917

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$827	$1,032	+24.8%
Median renter household income	$36,142	$45,909	+27.0%
Renters paying 30%+ of income	44.1%	43.1%	−1.0 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for White County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $92,800 (FY2025: $92,700, +0.1%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$19,050 +10.1%	$21,750 +2.8%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$31,650 +9.9%	$36,150 +9.9%	$40,750 +10.0%	$45,250 +10.0%	$48,850 +9.9%	$52,500 +9.9%	$56,150 +10.0%	$59,750 +9.9%
Low income (80%)	$50,700 +10.0%	$57,950 +10.0%	$65,200 +9.9%	$72,400 +9.9%	$78,200 +9.9%	$84,000 +9.9%	$89,800 +9.9%	$95,600 +9.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.