Murray County, GA: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0062-bedroom FMR, FY2027

$7841-bedroom FMR, FY2027

$65,50080% income limit, family of 4 (FY2026)

$81,900Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Murray County is $1,006 a month, down 0.3% from $1,009 in FY2026. Murray County belongs to the Murray County, GA HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Murray County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$779	$726	+7.3%	$702 – $856
1 bedroom	$784	$827	−5.2%	$706 – $862
2 bedrooms	$1,006	$1,009	−0.3%	$906 – $1,106
3 bedrooms	$1,385	$1,403	−1.3%	$1,247 – $1,523
4 bedrooms	$1,681	$1,687	−0.4%	$1,513 – $1,849

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Murray County that is typically $906 to $1,106 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$38,278median income of renter households

$857Median gross rent, all units

27%Rent-to-income ratio (median rent ÷ median renter income)

43%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $38,278 can afford about $957 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,006 is $49 (5.1%) more than that. To rent a two-bedroom at the FMR, a household needs $40,240 a year under the 30% rule, or $36,216 under the common landlord rule that income must be three times the rent.

Murray County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$857 ±$29
Median income of renter households	$38,278 ±$4,451
Renters paying 30% or more of income (cost-burdened)	43.3% ±7.8
Renters paying 50% or more (severely cost-burdened)	16.7% ±5.3
Renter households (where the share can be computed)	3,477

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$688	$857	+24.6%
Median renter household income	$34,565	$38,278	+10.7%
Renters paying 30%+ of income	36.7%	43.3%	+6.6 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $1,000 to $1,120 depending on the ZIP code.

All 8 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
30540	$800	$810	$1,000	$1,300	$1,670
30705	$780	$780	$1,000	$1,380	$1,670
30708	$780	$790	$1,010	$1,380	$1,630
30711	$780	$780	$1,000	$1,380	$1,670
30721	$840	$960	$1,080	$1,410	$1,810
30724	$780	$780	$1,000	$1,380	$1,670
30735	$830	$940	$1,120	$1,530	$1,850
30751	$780	$790	$1,010	$1,380	$1,630

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Murray County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $81,900 (FY2025: $81,400, +0.6%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,200 +4.6%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +3.4%	$54,100 +5.0%
Very low income (50%)	$28,700 +5.1%	$32,800 +5.1%	$36,900 +5.1%	$40,950 +4.9%	$44,250 +5.0%	$47,550 +5.1%	$50,800 +5.0%	$54,100 +5.0%
Low income (80%)	$45,850 +4.8%	$52,400 +4.8%	$58,950 +4.8%	$65,500 +4.9%	$70,750 +4.9%	$76,000 +4.9%	$81,250 +4.9%	$86,500 +4.9%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.