Grady County, GA: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0022-bedroom FMR, FY2027

$7661-bedroom FMR, FY2027

$62,55080% income limit, family of 4 (FY2026)

$78,200Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Grady County is $1,002 a month, up 3.0% from $973 in FY2026. Grady County belongs to the Grady County, GA FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Grady County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$761	$737	+3.3%	$685 – $837
1 bedroom	$766	$742	+3.2%	$690 – $842
2 bedrooms	$1,002	$973	+3.0%	$902 – $1,102
3 bedrooms	$1,369	$1,343	+1.9%	$1,233 – $1,505
4 bedrooms	$1,571	$1,490	+5.4%	$1,414 – $1,728

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Grady County that is typically $902 to $1,102 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$34,609median income of renter households

$779Median gross rent, all units

27%Rent-to-income ratio (median rent ÷ median renter income)

42%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $34,609 can afford about $865 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,002 is $137 (15.8%) more than that. To rent a two-bedroom at the FMR, a household needs $40,080 a year under the 30% rule, or $36,072 under the common landlord rule that income must be three times the rent.

Grady County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$779 ±$30
Median income of renter households	$34,609 ±$8,875
Renters paying 30% or more of income (cost-burdened)	41.6% ±6.9
Renters paying 50% or more (severely cost-burdened)	20.4% ±5.2
Renter households (where the share can be computed)	3,003

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$778	$779	+0.1%
Median renter household income	$26,809	$34,609	+29.1%
Renters paying 30%+ of income	58.3%	41.6%	−16.7 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Grady County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $78,200 (FY2025: $71,200, +9.8%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$16,450 +2.8%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$48,500 +2.6%	$51,650 +2.7%
Very low income (50%)	$27,400 +2.6%	$31,300 +2.6%	$35,200 +2.6%	$39,100 +2.6%	$42,250 +2.7%	$45,400 +2.7%	$48,500 +2.6%	$51,650 +2.7%
Low income (80%)	$43,800 +2.6%	$50,050 +2.6%	$56,300 +2.6%	$62,550 +2.6%	$67,600 +2.7%	$72,600 +2.6%	$77,600 +2.6%	$82,600 +2.6%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.