Archuleta County, CO: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,5422-bedroom FMR, FY2027

$1,2601-bedroom FMR, FY2027

$78,65080% income limit, family of 4 (FY2026)

$98,300Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Archuleta County is $1,542 a month, up 15.3% from $1,337 in FY2026. Archuleta County belongs to the Archuleta County, CO FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Archuleta County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$1,253	$1,134	+10.5%	$1,128 – $1,378
1 bedroom	$1,260	$1,141	+10.4%	$1,134 – $1,386
2 bedrooms	$1,542	$1,337	+15.3%	$1,388 – $1,696
3 bedrooms	$2,135	$1,859	+14.8%	$1,922 – $2,348
4 bedrooms	$2,577	$2,243	+14.9%	$2,320 – $2,834

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Archuleta County that is typically $1,388 to $1,696 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$61,047median income of renter households

$1,432Median gross rent, all units

28%Rent-to-income ratio (median rent ÷ median renter income)

51%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $61,047 can afford about $1,526 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,542 is $16 (1.0%) more than that. To rent a two-bedroom at the FMR, a household needs $61,680 a year under the 30% rule, or $55,512 under the common landlord rule that income must be three times the rent.

Archuleta County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$1,432 ±$150
Median income of renter households	$61,047 ±$15,802
Renters paying 30% or more of income (cost-burdened)	50.5% ±11.0
Renters paying 50% or more (severely cost-burdened)	15.7% ±8.3
Renter households (where the share can be computed)	1,060

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$961	$1,432	+49.0%
Median renter household income	$42,041	$61,047	+45.2%
Renters paying 30%+ of income	50.1%	50.5%	+0.4 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Archuleta County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $98,300 (FY2025: $95,300, +3.1%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$20,650 −3.7%	$23,600 −3.7%	$27,320 −0.8%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +2.9%
Very low income (50%)	$34,450 −3.5%	$39,350 −3.6%	$44,250 −3.6%	$49,150 −3.6%	$53,100 −3.6%	$57,050 −3.6%	$60,950 −3.6%	$64,900 −3.6%
Low income (80%)	$55,100 −3.6%	$62,950 −3.6%	$70,800 −3.6%	$78,650 −3.6%	$84,950 −3.6%	$91,250 −3.6%	$97,550 −3.6%	$103,850 −3.6%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.