Chilton County, AL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0382-bedroom FMR, FY2027

$7931-bedroom FMR, FY2027

$68,10080% income limit, family of 4 (FY2026)

$85,100Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Chilton County is $1,038 a month, up 7.0% from $970 in FY2026. Chilton County belongs to the Chilton County, AL HUD Metro FMR Area FMR area, so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Chilton County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$788	$734	+7.4%	$710 – $866
1 bedroom	$793	$739	+7.3%	$714 – $872
2 bedrooms	$1,038	$970	+7.0%	$935 – $1,141
3 bedrooms	$1,309	$1,274	+2.7%	$1,179 – $1,439
4 bedrooms	$1,641	$1,448	+13.3%	$1,477 – $1,805

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Chilton County that is typically $935 to $1,141 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$40,896median income of renter households

$871Median gross rent, all units

26%Rent-to-income ratio (median rent ÷ median renter income)

35%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $40,896 can afford about $1,022 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,038 is $16 (1.5%) more than that. To rent a two-bedroom at the FMR, a household needs $41,520 a year under the 30% rule, or $37,368 under the common landlord rule that income must be three times the rent.

Chilton County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$871 ±$46
Median income of renter households	$40,896 ±$11,013
Renters paying 30% or more of income (cost-burdened)	35.4% ±6.5
Renters paying 50% or more (severely cost-burdened)	21.8% ±6.1
Renter households (where the share can be computed)	3,396

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$726	$871	+20.0%
Median renter household income	$29,265	$40,896	+39.7%
Renters paying 30%+ of income	44.5%	35.4%	−9.1 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

Small Area FMRs by ZIP code (FY2027)

In metro areas HUD also publishes ZIP-level Small Area Fair Market Rents. Housing authorities in designated areas must use them for voucher payment standards; others may opt in. Here the two-bedroom SAFMR ranges from $920 to $1,750 depending on the ZIP code.

All 15 ZIP codes in this FMR area

ZIP	0 BR	1 BR	2 BR	3 BR	4 BR
35035	$840	$890	$990	$1,250	$1,420
35040	$1,500	$1,600	$1,750	$2,200	$2,480
35045	$820	$830	$1,080	$1,360	$1,710
35046	$700	$700	$920	$1,160	$1,460
35085	$810	$820	$1,070	$1,350	$1,690
35115	$850	$900	$1,020	$1,290	$1,490
35171	$850	$860	$1,120	$1,410	$1,770
36006	$860	$870	$1,070	$1,360	$1,620
36051	$950	$970	$1,130	$1,450	$1,700
36091	$710	$710	$920	$1,160	$1,450
36750	$900	$910	$1,190	$1,500	$1,880
36758	$720	$720	$930	$1,250	$1,330
36790	$800	$810	$1,050	$1,360	$1,580
36792	$850	$860	$1,090	$1,380	$1,700
36793	$810	$840	$990	$1,270	$1,440

Source: HUD FY2027 Small Area FMRs (effective October 1, 2026).

HUD income limits for Chilton County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $85,100 (FY2025: $80,100, +6.2%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$17,900 +6.2%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$44,360 +2.8%	$50,040 +2.9%	$55,720 +5.3%
Very low income (50%)	$29,800 +6.2%	$34,050 +6.2%	$38,300 +6.2%	$42,550 +6.2%	$46,000 +6.2%	$49,400 +6.2%	$52,800 +6.2%	$56,200 +6.2%
Low income (80%)	$47,700 +6.2%	$54,500 +6.2%	$61,300 +6.2%	$68,100 +6.2%	$73,550 +6.2%	$79,000 +6.2%	$84,450 +6.2%	$89,900 +6.2%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.