Chambers County, AL: Fair Market Rent 2027 and Income Limits

Official HUD figures for landlords and renters, effective October 1, 2026 (rents) and May 1, 2026 (income limits).

$1,0912-bedroom FMR, FY2027

$9671-bedroom FMR, FY2027

$59,35080% income limit, family of 4 (FY2026)

$66,700Median family income (FY2026)

The FY2027 Fair Market Rent for a two-bedroom unit in Chambers County is $1,091 a month, up 8.9% from $1,002 in FY2026. Chambers County belongs to the Chambers County, AL FMR area (non-metro county), so the same figures apply across that area. FMRs are gross rents: rent plus all tenant-paid utilities except phone, cable and internet.

Fair market rent in Chambers County by bedroom count

Unit size	FY2027 FMR	FY2026 FMR	Change	Payment standard range (90–110%)
Studio	$760	$691	+10.0%	$684 – $836
1 bedroom	$967	$770	+25.6%	$871 – $1,063
2 bedrooms	$1,091	$1,002	+8.9%	$982 – $1,200
3 bedrooms	$1,401	$1,265	+10.8%	$1,261 – $1,541
4 bedrooms	$1,434	$1,327	+8.1%	$1,291 – $1,577

Source: HUD Fair Market Rents FY2027 (effective October 1, 2026) and FY2026 (revised file), details.

What can a landlord charge a Section 8 tenant here?

The FMR is not a cap on what you can ask on the open market. For a Housing Choice Voucher tenant, the local housing authority sets a payment standard, normally between 90% and 110% of the FMR (or of the ZIP-level Small Area FMR where those apply). For a two-bedroom unit in Chambers County that is typically $982 to $1,200 including utilities. You can charge more than the payment standard if the rent passes the housing authority's rent-reasonableness test and, at move-in, the tenant's share stays within 40% of their adjusted monthly income. Ask the housing authority for its current payment standard schedule.

Can local renters afford the fair market rent?

$33,653median income of renter households

$871Median gross rent, all units

31%Rent-to-income ratio (median rent ÷ median renter income)

47%of renter households pay 30% or more of income on rent

At the 30% rule, a renter household earning the local median of $33,653 can afford about $841 a month including utilities. The FY2027 two-bedroom Fair Market Rent of $1,091 is $250 (29.7%) more than that. To rent a two-bedroom at the FMR, a household needs $43,640 a year under the 30% rule, or $39,276 under the common landlord rule that income must be three times the rent.

Chambers County, ACS 2020–2024	Estimate ± MOE
Median gross rent (rent + utilities)	$871 ±$51
Median income of renter households	$33,653 ±$6,936
Renters paying 30% or more of income (cost-burdened)	46.9% ±7.8
Renters paying 50% or more (severely cost-burdened)	21.7% ±5.9
Renter households (where the share can be computed)	3,169

Change since 2015–2019

	ACS 2015–2019	ACS 2020–2024	Change
Median gross rent	$749	$871	+16.3%
Median renter household income	$34,087	$33,653	−1.3%
Renters paying 30%+ of income	37.2%	46.9%	+9.7 pts

Rent-to-income calculator: does an applicant qualify? → · Most affordable counties to rent in this state →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates 2020–2024 and 2015–2019 (tables B25064, B25119, B25070). ± = margin of error at 90% confidence. Dollar figures are not adjusted for inflation.

HUD income limits for Chambers County (FY2026)

Income limits decide who qualifies for Section 8 vouchers, public housing and most HUD-assisted units. The area median family income is $66,700 (FY2025: $68,400, −2.5%). Small figures under each limit show the change from FY2025.

Household size	1 person	2 people	3 people	4 people	5 people	6 people	7 people	8 people
Extremely low income (30%)	$15,960 +2.0%	$21,640 +2.3%	$27,320 +2.5%	$33,000 +2.6%	$38,680 +2.7%	$43,050 +2.9%	$46,050 +2.9%	$49,000 +2.8%
Very low income (50%)	$26,000 +3.0%	$29,700 +2.9%	$33,400 +2.9%	$37,100 +2.8%	$40,100 +3.0%	$43,050 +2.9%	$46,050 +2.9%	$49,000 +2.8%
Low income (80%)	$41,550 +2.7%	$47,500 +2.8%	$53,450 +2.8%	$59,350 +2.8%	$64,100 +2.7%	$68,850 +2.8%	$73,600 +2.7%	$78,350 +2.8%

The 30% limit is HUD's “extremely low income” limit: the higher of 30% of median income or the federal poverty guideline, but never above the 50% limit. That is why it can rise faster than 30% of median for larger households. Tax-credit (LIHTC) properties use separate Multifamily Tax Subsidy Project limits.

Source: HUD Section 8 Income Limits FY2026 (effective May 1, 2026) and FY2025, details.